PRA Group (PRAA) Competitors $15.60 +0.23 (+1.46%) Closing price 02:47 PM EasternExtended Trading$15.60 0.00 (0.00%) As of 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. ECPG, WRLD, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. PRA Group vs. Its Competitors Encore Capital Group World Acceptance EZCORP Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, valuation, media sentiment, analyst recommendations, profitability, dividends, institutional ownership and risk. Which has better valuation and earnings, PRAA or ECPG? PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPRA Group$1.11B0.56$70.60M$1.798.72Encore Capital Group$1.32B0.73-$139.24M-$4.89-8.42 Is PRAA or ECPG more profitable? PRA Group has a net margin of 6.27% compared to Encore Capital Group's net margin of -8.38%. Encore Capital Group's return on equity of 16.18% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets PRA Group6.27% 5.09% 1.28% Encore Capital Group -8.38%16.18%2.99% Do insiders and institutionals hold more shares of PRAA or ECPG? 97.2% of PRA Group shares are held by institutional investors. 2.0% of PRA Group shares are held by insiders. Comparatively, 2.5% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Do analysts recommend PRAA or ECPG? PRA Group currently has a consensus price target of $27.00, suggesting a potential upside of 73.02%. Encore Capital Group has a consensus price target of $62.67, suggesting a potential upside of 52.21%. Given PRA Group's higher probable upside, equities analysts plainly believe PRA Group is more favorable than Encore Capital Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PRA Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Which has more volatility & risk, PRAA or ECPG? PRA Group has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, suggesting that its stock price is 59% more volatile than the S&P 500. Does the media favor PRAA or ECPG? In the previous week, PRA Group and PRA Group both had 1 articles in the media. Encore Capital Group's average media sentiment score of 1.29 beat PRA Group's score of 0.00 indicating that Encore Capital Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PRA Group 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Encore Capital Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryEncore Capital Group beats PRA Group on 10 of the 16 factors compared between the two stocks. Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$609.95M$7.44B$12.05B$8.95BDividend YieldN/A4.81%5.57%4.08%P/E Ratio8.7218.1320.0620.03Price / Sales0.565.2025.59120.16Price / Cash7.2021.6621.5057.47Price / Book0.522.722.285.67Net Income$70.60M$304.38M$1.00B$248.47M7 Day Performance2.40%6.78%2.31%2.90%1 Month Performance8.22%13.02%4.37%5.75%1 Year Performance-20.71%24.93%541.13%21.36% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group4.0973 of 5 stars$15.61+1.5%$27.00+73.0%-22.6%$609.95M$1.11B8.723,115ECPGEncore Capital Group3.9491 of 5 stars$38.95+0.9%$62.67+60.9%-2.5%$901.28M$1.32B6.407,350News CoveragePositive NewsWRLDWorld Acceptance2.6582 of 5 stars$156.33-0.5%$10.00-93.6%+37.0%$833.51M$564.84M9.602,838News CoveragePositive NewsHigh Trading VolumeEZPWEZCORP4.3551 of 5 stars$13.18-0.5%$18.25+38.5%+34.3%$728.93M$1.16B10.608,000Positive NewsGDOTGreen Dot1.9943 of 5 stars$9.98+4.6%$11.50+15.2%+18.9%$523.66M$1.72B6.621,150RMRegional Management4.2355 of 5 stars$27.87-1.0%$34.00+22.0%+12.4%$279.36M$588.50M7.572,131News CoveragePositive NewsInsider TradeAXPAmerican Express4.6781 of 5 stars$299.73+0.4%$296.05-1.2%+38.1%$209.19B$65.95B21.8675,100Trending NewsAnalyst ForecastOptions VolumeCOFCapital One Financial4.9783 of 5 stars$201.76+1.7%$213.00+5.6%+55.9%$76.00B$53.94B13.4052,600DFSDiscover Financial Services3.8364 of 5 stars$197.76-1.4%$191.64-3.1%+48.0%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.6138 of 5 stars$31.70+0.4%$32.30+1.9%+61.8%$6.63B$2.62B11.361,710CACCCredit Acceptance2.6687 of 5 stars$500.35-0.4%$440.00-12.1%+4.1%$5.83B$2.16B13.012,431High Trading Volume Related Companies and Tools Related Companies ECPG Competitors WRLD Competitors EZPW Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors DFS Competitors SLM Competitors CACC Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 7/3/2025 by MarketBeat.com Staff From Our PartnersThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredTrump’s New Order Could Boost Social Security Benefits by 400%If you collect—or plan to collect—Social Security, you need to see this. 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