PRA Group (PRAA) Competitors $13.56 -1.28 (-8.63%) Closing price 04:00 PM EasternExtended Trading$13.56 -0.01 (-0.04%) As of 04:37 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. ECPG, WRLD, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. PRA Group vs. Encore Capital Group World Acceptance EZCORP Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance Encore Capital Group (NASDAQ:ECPG) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, institutional ownership, valuation, community ranking, profitability, risk, analyst recommendations, dividends and media sentiment. Does the MarketBeat Community prefer ECPG or PRAA? Encore Capital Group received 81 more outperform votes than PRA Group when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 56.43% of users gave PRA Group an outperform vote. CompanyUnderperformOutperformEncore Capital GroupOutperform Votes33161.52% Underperform Votes20738.48% PRA GroupOutperform Votes25056.43% Underperform Votes19343.57% Do analysts recommend ECPG or PRAA? Encore Capital Group currently has a consensus price target of $62.67, indicating a potential upside of 62.90%. PRA Group has a consensus price target of $27.00, indicating a potential upside of 95.28%. Given PRA Group's higher probable upside, analysts clearly believe PRA Group is more favorable than Encore Capital Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25PRA Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has more volatility and risk, ECPG or PRAA? Encore Capital Group has a beta of 1.65, indicating that its share price is 65% more volatile than the S&P 500. Comparatively, PRA Group has a beta of 1.7, indicating that its share price is 70% more volatile than the S&P 500. Do institutionals & insiders hold more shares of ECPG or PRAA? 97.2% of PRA Group shares are held by institutional investors. 2.5% of Encore Capital Group shares are held by insiders. Comparatively, 2.0% of PRA Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. Is ECPG or PRAA more profitable? PRA Group has a net margin of 6.33% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets Encore Capital Group-13.91% 12.70% 2.61% PRA Group 6.33%5.16%1.32% Which has higher earnings and valuation, ECPG or PRAA? PRA Group has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEncore Capital Group$1.38B0.65-$206.49M-$4.89-7.87PRA Group$1.14B0.48-$83.48M$1.797.72 Does the media prefer ECPG or PRAA? In the previous week, Encore Capital Group had 5 more articles in the media than PRA Group. MarketBeat recorded 7 mentions for Encore Capital Group and 2 mentions for PRA Group. Encore Capital Group's average media sentiment score of 0.95 beat PRA Group's score of 0.87 indicating that Encore Capital Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Encore Capital Group 6 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive PRA Group 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryEncore Capital Group beats PRA Group on 12 of the 19 factors compared between the two stocks. Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupShort IndustryFinance SectorNASDAQ ExchangeMarket Cap$550.75M$308.35M$11.54B$8.42BDividend YieldN/A7.81%5.46%4.11%P/E Ratio7.763.0522.5719.77Price / Sales0.484.7927.35116.56Price / Cash12.137.8817.6234.62Price / Book0.460.822.804.53Net Income-$83.48M-$33.79M$1.04B$248.18M7 Day Performance-9.69%1.15%-0.20%1.06%1 Month Performance-16.05%12.35%7.92%14.68%1 Year Performance-39.04%-19.69%538.05%6.87% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group4.2533 of 5 stars$13.56-8.6%$27.00+99.1%-33.6%$537.78M$1.14B7.583,280Positive NewsECPGEncore Capital Group4.4022 of 5 stars$40.500.0%$62.67+54.7%-11.2%$945.63M$1.32B-5.166,900Positive NewsGap UpWRLDWorld Acceptance2.123 of 5 stars$147.38+4.9%$10.00-93.2%+13.9%$846.99M$522.13M10.293,120Positive NewsAnalyst UpgradeGap UpEZPWEZCORP4.5686 of 5 stars$14.59-1.7%$17.38+19.1%+37.0%$802.65M$1.20B12.697,000Analyst ForecastGDOTGreen Dot4.1209 of 5 stars$10.75-1.7%$11.50+6.9%-4.6%$583.14M$1.72B-10.241,200High Trading VolumeRMRegional Management4.7123 of 5 stars$29.68+2.7%$34.00+14.6%-1.9%$294.41M$520.37M7.131,990Gap DownAXPAmerican Express4.5133 of 5 stars$298.96+5.1%$295.05-1.3%+22.0%$209.45B$67.12B21.3477,300Positive NewsCOFCapital One Financial4.7192 of 5 stars$200.03+6.5%$207.73+3.8%+39.3%$76.31B$39.71B17.2655,900Analyst ForecastHigh Trading VolumeDFSDiscover Financial Services4.6925 of 5 stars$202.65+6.6%$191.64-5.4%+58.7%$51.00B$18.00B12.7020,200Positive NewsSLMSLM4.6638 of 5 stars$33.31+3.5%$30.73-7.8%+62.6%$6.99B$1.87B12.571,700Positive NewsAnalyst ForecastGap UpCACCCredit Acceptance2.0879 of 5 stars$499.08+1.5%$440.00-11.8%+0.5%$5.79B$2.19B25.132,250Positive NewsGap UpHigh Trading Volume Related Companies and Tools Related Companies ECPG Competitors WRLD Competitors EZPW Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors DFS Competitors SLM Competitors CACC Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 5/21/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGold Hits New Highs as Global Markets SpiralWhen Trump took office in 2017, gold was just $1,100 an ounce. 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