PRA Group (PRAA) Competitors $16.82 -0.50 (-2.89%) Closing price 09/12/2025 04:00 PM EasternExtended Trading$16.82 +0.00 (+0.03%) As of 09/12/2025 04:57 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. ECPG, EZPW, WRLD, GDOT, RM, AXP, COF, SLM, CACC, and NNIShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry. PRA Group vs. Its Competitors Encore Capital Group EZCORP World Acceptance Green Dot Regional Management American Express Capital One Financial SLM Credit Acceptance Nelnet PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, valuation, risk, profitability, media sentiment, analyst recommendations, earnings and institutional ownership. Is PRAA or ECPG more profitable? PRA Group has a net margin of 8.10% compared to Encore Capital Group's net margin of -6.07%. Encore Capital Group's return on equity of 19.61% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets PRA Group8.10% 6.52% 1.64% Encore Capital Group -6.07%19.61%3.47% Does the media prefer PRAA or ECPG? In the previous week, Encore Capital Group had 1 more articles in the media than PRA Group. MarketBeat recorded 6 mentions for Encore Capital Group and 5 mentions for PRA Group. PRA Group's average media sentiment score of 1.74 beat Encore Capital Group's score of 1.30 indicating that PRA Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PRA Group 4 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Encore Capital Group 3 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has better earnings and valuation, PRAA or ECPG? PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPRA Group$1.11B0.59$70.60M$2.337.22Encore Capital Group$1.32B0.77-$139.24M-$3.74-11.82 Do institutionals and insiders hold more shares of PRAA or ECPG? 97.2% of PRA Group shares are owned by institutional investors. 2.0% of PRA Group shares are owned by company insiders. Comparatively, 2.5% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Do analysts recommend PRAA or ECPG? PRA Group currently has a consensus target price of $27.50, suggesting a potential upside of 63.50%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 41.75%. Given PRA Group's higher probable upside, analysts clearly believe PRA Group is more favorable than Encore Capital Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PRA Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Which has more volatility & risk, PRAA or ECPG? PRA Group has a beta of 1.5, indicating that its stock price is 50% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.52, indicating that its stock price is 52% more volatile than the S&P 500. SummaryEncore Capital Group beats PRA Group on 9 of the 16 factors compared between the two stocks. Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$676.76M$8.01B$12.81B$10.13BDividend YieldN/A4.67%5.40%4.60%P/E Ratio7.2217.25245.5925.93Price / Sales0.596.8430.86181.21Price / Cash8.1026.8722.3660.44Price / Book0.563.032.316.29Net Income$70.60M$313.53M$1.01B$270.77M7 Day Performance-2.10%7.60%1.03%3.84%1 Month Performance1.14%4.80%2.37%4.85%1 Year Performance-22.38%32.32%539.26%26.00% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group4.2624 of 5 stars$16.82-2.9%$27.50+63.5%-16.8%$676.76M$1.11B7.223,115Positive NewsECPGEncore Capital Group3.6494 of 5 stars$44.84+0.9%$62.67+39.8%-3.6%$1.02B$1.32B-11.997,350Positive NewsEZPWEZCORP3.0888 of 5 stars$17.08+2.1%$18.50+8.3%+55.3%$1.02B$1.16B13.348,000News CoveragePositive NewsInsider TradeWRLDWorld Acceptance2.4586 of 5 stars$172.14-0.5%$10.00-94.2%+46.2%$942.18M$564.84M11.622,838News CoverageInsider TradeGDOTGreen Dot2.2696 of 5 stars$13.82+0.7%$13.00-5.9%+22.2%$759.99M$1.72B-31.411,150News CoveragePositive NewsRMRegional Management4.0172 of 5 stars$43.22+0.3%$34.00-21.3%+33.7%$422.24M$588.50M12.462,131News CoveragePositive NewsAXPAmerican Express4.2812 of 5 stars$325.44-0.2%$313.45-3.7%+27.6%$227.01B$65.95B22.8475,100News CoveragePositive NewsCOFCapital One Financial4.9437 of 5 stars$219.94-0.7%$238.81+8.6%+62.6%$141.67B$53.94B112.7952,600News CoveragePositive NewsAnalyst ForecastSLMSLM4.9924 of 5 stars$30.44-2.2%$35.00+15.0%+34.5%$6.49B$2.62B15.301,710CACCCredit Acceptance2.4469 of 5 stars$513.17-1.8%$440.00-14.3%+12.6%$5.87B$2.16B14.792,431News CoveragePositive NewsNNINelnet4.3526 of 5 stars$126.48-1.8%N/A+11.0%$4.66B$1.38B14.016,739News Coverage Related Companies and Tools Related Companies ECPG Competitors EZPW Competitors WRLD Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors SLM Competitors CACC Competitors NNI Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 9/13/2025 by MarketBeat.com Staff From Our PartnersWhy Trump’s “Smart Dollar” could rewrite the rulesMUST SEE: Donald Trump's Radical Overhaul of the U.S. Dollar Congress just approved President Trump's lates...Stansberry Research | SponsoredTrump's Law S.1582: $21T Dollar Revolution ComingDo you have money in any of these banks? Chase. Bank of America. Citigroup. Wells Fargo. U.S. Bancorp. I...Brownstone Research | SponsoredRetire Comfortably with These New Monthly Income ETFs?Too many retirees lie awake at night, worried their savings won’t last. Traditional advice and tiny returns ju...Investors Alley | SponsoredOctober 16 Changes the Microchip Game — and InvestingWhile everyone's chasing the same AI plays, George Gilder is focused on something completely different. He ...Banyan Hill Publishing | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredForget Tesla — This Tiny AI Stock Is Musk’s Real PlayWhile Wall Street focused on Tesla’s earnings, Elon Musk was quietly building a supercomputer so powerful it c...Behind the Markets | SponsoredNvidia Times 1,000,000Nvidia’s latest AI chip is a $25,000 powerhouse — with 80 billion transistors and the ability to perform 60 tr...Paradigm Press | Sponsored“Sell Nvidia before earnings”Eric Fry just went live with one of his most controversial calls yet: “Sell Nvidia.” While Wall Street has bee...InvestorPlace | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding PRA Group, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share PRA Group With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
