PRAA vs. ECPG, WRLD, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACC
Should you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.
PRA Group vs. Its Competitors
PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, risk, valuation, community ranking, media sentiment, analyst recommendations, profitability, institutional ownership and earnings.
PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks.
PRA Group has a net margin of 6.33% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat PRA Group's return on equity.
Encore Capital Group received 81 more outperform votes than PRA Group when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 56.31% of users gave PRA Group an outperform vote.
PRA Group currently has a consensus price target of $27.00, suggesting a potential upside of 80.84%. Encore Capital Group has a consensus price target of $62.67, suggesting a potential upside of 61.30%. Given PRA Group's higher probable upside, equities analysts plainly believe PRA Group is more favorable than Encore Capital Group.
97.2% of PRA Group shares are owned by institutional investors. 2.0% of PRA Group shares are owned by insiders. Comparatively, 2.5% of Encore Capital Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
PRA Group has a beta of 1.54, suggesting that its share price is 54% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.61, suggesting that its share price is 61% more volatile than the S&P 500.
In the previous week, PRA Group had 1 more articles in the media than Encore Capital Group. MarketBeat recorded 3 mentions for PRA Group and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.58 beat PRA Group's score of -0.09 indicating that Encore Capital Group is being referred to more favorably in the news media.
Summary
Encore Capital Group beats PRA Group on 12 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
PRA Group Competitors List
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This page (NASDAQ:PRAA) was last updated on 6/13/2025 by MarketBeat.com Staff
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