PRA Group (PRAA) Competitors $16.84 +0.02 (+0.09%) As of 01:53 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. ECPG, EZPW, WRLD, GDOT, RM, AXP, COF, SLM, CACC, and NNIShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry. PRA Group vs. Its Competitors Encore Capital Group EZCORP World Acceptance Green Dot Regional Management American Express Capital One Financial SLM Credit Acceptance Nelnet PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, media sentiment, earnings, dividends, analyst recommendations, risk, valuation and institutional ownership. Do analysts rate PRAA or ECPG? PRA Group currently has a consensus target price of $27.50, suggesting a potential upside of 63.35%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 39.92%. Given PRA Group's higher probable upside, equities analysts plainly believe PRA Group is more favorable than Encore Capital Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PRA Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Does the media refer more to PRAA or ECPG? In the previous week, PRA Group had 2 more articles in the media than Encore Capital Group. MarketBeat recorded 6 mentions for PRA Group and 4 mentions for Encore Capital Group. PRA Group's average media sentiment score of 1.74 beat Encore Capital Group's score of 1.10 indicating that PRA Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PRA Group 5 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Encore Capital Group 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders & institutionals hold more shares of PRAA or ECPG? 97.2% of PRA Group shares are held by institutional investors. 2.0% of PRA Group shares are held by insiders. Comparatively, 2.5% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term. Which has better earnings and valuation, PRAA or ECPG? PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPRA Group$1.14B0.58$70.60M$2.337.23Encore Capital Group$1.47B0.70-$139.24M-$3.74-11.97 Which has more volatility & risk, PRAA or ECPG? PRA Group has a beta of 1.5, suggesting that its share price is 50% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.52, suggesting that its share price is 52% more volatile than the S&P 500. Is PRAA or ECPG more profitable? PRA Group has a net margin of 8.10% compared to Encore Capital Group's net margin of -6.07%. Encore Capital Group's return on equity of 19.61% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets PRA Group8.10% 6.52% 1.64% Encore Capital Group -6.07%19.61%3.47% SummaryPRA Group and Encore Capital Group tied by winning 8 of the 16 factors compared between the two stocks. Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$657.81M$8.02B$12.65B$10.27BDividend YieldN/A4.66%5.40%4.60%P/E Ratio7.2317.29244.6726.34Price / Sales0.586.7930.7689.55Price / Cash7.8727.0119.2529.91Price / Book0.563.032.316.27Net Income$70.60M$313.53M$1.01B$270.67M7 Day Performance-2.18%5.81%0.72%2.71%1 Month Performance3.92%7.56%3.24%5.87%1 Year Performance-22.31%33.20%543.66%25.85% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group4.2711 of 5 stars$16.84+0.1%$27.50+63.4%-22.4%$657.81M$1.14B7.233,115Positive NewsECPGEncore Capital Group3.5245 of 5 stars$44.84+0.9%$62.67+39.8%-8.2%$1.02B$1.32B-11.997,350Positive NewsEZPWEZCORP3.1073 of 5 stars$17.08+2.1%$18.50+8.3%+54.9%$1.02B$1.16B13.348,000News CoveragePositive NewsWRLDWorld Acceptance2.2944 of 5 stars$172.14-0.5%$10.00-94.2%+41.2%$942.18M$564.84M11.622,838Positive NewsGDOTGreen Dot2.2554 of 5 stars$13.82+0.7%$13.00-5.9%+17.8%$759.99M$1.72B-31.411,150Positive NewsRMRegional Management4.0136 of 5 stars$43.22+0.3%$34.00-21.3%+28.4%$422.24M$588.50M12.462,131News CoveragePositive NewsAXPAmerican Express4.2866 of 5 stars$325.44-0.2%$313.45-3.7%+25.7%$227.01B$65.95B22.8475,100Trending NewsAnalyst ForecastCOFCapital One Financial4.967 of 5 stars$219.94-0.7%$238.81+8.6%+60.9%$141.67B$53.94B112.7952,600News CoveragePositive NewsAnalyst ForecastSLMSLM4.9873 of 5 stars$30.44-2.2%$35.00+15.0%+32.5%$6.49B$2.62B15.301,710CACCCredit Acceptance2.4599 of 5 stars$513.17-1.8%$440.00-14.3%+9.7%$5.87B$2.16B14.792,431Positive NewsNNINelnet4.3428 of 5 stars$126.48-1.8%N/A+9.1%$4.66B$1.38B14.016,739News Coverage Related Companies and Tools Related Companies ECPG Competitors EZPW Competitors WRLD Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors SLM Competitors CACC Competitors NNI Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 9/15/2025 by MarketBeat.com Staff From Our PartnersOut of 18,347 Cryptocurrencies... 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