PRA Group (PRAA) Competitors $15.06 -0.14 (-0.92%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$15.06 0.00 (0.00%) As of 08/1/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. ECPG, WRLD, EZPW, GDOT, RM, AXP, COF, SLM, CACC, and NNIShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry. PRA Group vs. Its Competitors Encore Capital Group World Acceptance EZCORP Green Dot Regional Management American Express Capital One Financial SLM Credit Acceptance Nelnet Encore Capital Group (NASDAQ:ECPG) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, profitability, earnings, risk, analyst recommendations and media sentiment. Is ECPG or PRAA more profitable? PRA Group has a net margin of 6.27% compared to Encore Capital Group's net margin of -8.38%. Encore Capital Group's return on equity of 16.18% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets Encore Capital Group-8.38% 16.18% 2.99% PRA Group 6.27%5.09%1.28% Does the media favor ECPG or PRAA? In the previous week, Encore Capital Group had 2 more articles in the media than PRA Group. MarketBeat recorded 7 mentions for Encore Capital Group and 5 mentions for PRA Group. PRA Group's average media sentiment score of 1.02 beat Encore Capital Group's score of 0.96 indicating that PRA Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Encore Capital Group 4 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive PRA Group 3 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has stronger valuation & earnings, ECPG or PRAA? PRA Group has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEncore Capital Group$1.32B0.64-$139.24M-$4.89-7.36PRA Group$1.14B0.52$70.60M$1.798.41 Do insiders & institutionals believe in ECPG or PRAA? 97.2% of PRA Group shares are held by institutional investors. 2.5% of Encore Capital Group shares are held by company insiders. Comparatively, 2.0% of PRA Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Which has more risk and volatility, ECPG or PRAA? Encore Capital Group has a beta of 1.59, suggesting that its stock price is 59% more volatile than the S&P 500. Comparatively, PRA Group has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500. Do analysts recommend ECPG or PRAA? Encore Capital Group currently has a consensus price target of $62.67, indicating a potential upside of 74.22%. PRA Group has a consensus price target of $27.00, indicating a potential upside of 79.28%. Given PRA Group's higher probable upside, analysts plainly believe PRA Group is more favorable than Encore Capital Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25PRA Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 SummaryEncore Capital Group beats PRA Group on 10 of the 17 factors compared between the two stocks. Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$602.82M$7.74B$12.04B$9.51BDividend YieldN/A4.90%5.62%4.09%P/E Ratio8.4118.8819.7423.80Price / Sales0.524.8525.9266.58Price / Cash7.1120.9821.3357.96Price / Book0.502.532.095.55Net Income$70.60M$311.63M$1.00B$259.03M7 Day Performance-4.38%-6.81%-2.46%-4.59%1 Month Performance-2.08%4.96%-0.96%4.46%1 Year Performance-36.21%28.18%537.06%18.03% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group4.741 of 5 stars$15.06-0.9%$27.00+79.3%-36.5%$602.82M$1.14B8.413,115News CoveragePositive NewsUpcoming EarningsGap DownECPGEncore Capital Group4.0639 of 5 stars$38.72flat$62.67+61.8%-25.5%$904.08M$1.32B-7.927,350News CoverageUpcoming EarningsWRLDWorld Acceptance3.1807 of 5 stars$162.65-1.3%$10.00-93.9%+30.8%$874.59M$564.84M10.072,838Positive NewsInsider TradeEZPWEZCORP4.0824 of 5 stars$13.90-0.6%$18.50+33.1%+33.2%$769.09M$1.16B11.688,000News CoveragePositive NewsEarnings ReportAnalyst ForecastGDOTGreen Dot2.8934 of 5 stars$10.41-1.7%$12.00+15.3%+5.2%$580.74M$1.72B-80.031,150News CoverageRMRegional Management4.2523 of 5 stars$32.22-0.3%$34.00+5.5%+6.4%$320.54M$588.50M8.692,131News CoverageEarnings ReportDividend AnnouncementAXPAmerican Express4.5955 of 5 stars$303.19-1.5%$311.05+2.6%+18.3%$215.75B$65.95B21.2875,100Positive NewsInsider TradeCOFCapital One Financial4.9476 of 5 stars$216.00-1.0%$222.07+2.8%+44.2%$83.63B$53.94B18.1452,600Positive NewsDividend AnnouncementAnalyst ForecastSLMSLM4.9756 of 5 stars$32.72-0.3%$33.40+2.1%+41.2%$6.89B$2.62B11.771,710Insider TradeCACCCredit Acceptance2.6665 of 5 stars$504.94+1.2%$440.00-12.9%-8.5%$5.79B$2.16B21.542,431Trending NewsEarnings ReportNNINelnet4.254 of 5 stars$119.75+0.1%$98.00-18.2%+11.2%$4.34B$2.14B22.286,739News CoveragePositive NewsUpcoming Earnings Related Companies and Tools Related Companies ECPG Competitors WRLD Competitors EZPW Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors SLM Competitors CACC Competitors NNI Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 8/2/2025 by MarketBeat.com Staff From Our PartnersElon’s Secret Social Security BombshellTo All Americans Born Before April 16th, 1963: Did Trump Just Give The Green Light To Radically RE-DO Social S...Banyan Hill Publishing | SponsoredElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... 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