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PRA Group (PRAA) Competitors

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$14.85 -0.19 (-1.26%)
Closing price 10/3/2025 04:00 PM Eastern
Extended Trading
$14.85 0.00 (0.00%)
As of 10/3/2025 04:10 PM Eastern
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PRAA vs. EZPW, ECPG, WRLD, GDOT, RM, AXP, COF, SLM, CACC, and NNI

Should you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include EZCORP (EZPW), Encore Capital Group (ECPG), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry.

PRA Group vs. Its Competitors

EZCORP (NASDAQ:EZPW) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, analyst recommendations, media sentiment, profitability, institutional ownership, earnings, valuation and dividends.

In the previous week, PRA Group had 2 more articles in the media than EZCORP. MarketBeat recorded 4 mentions for PRA Group and 2 mentions for EZCORP. EZCORP's average media sentiment score of 1.06 beat PRA Group's score of 0.25 indicating that EZCORP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
EZCORP
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PRA Group
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

99.8% of EZCORP shares are owned by institutional investors. Comparatively, 97.2% of PRA Group shares are owned by institutional investors. 2.1% of EZCORP shares are owned by company insiders. Comparatively, 2.0% of PRA Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

EZCORP has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500. Comparatively, PRA Group has a beta of 1.45, suggesting that its stock price is 45% more volatile than the S&P 500.

EZCORP presently has a consensus target price of $18.50, indicating a potential upside of 1.76%. PRA Group has a consensus target price of $27.50, indicating a potential upside of 85.19%. Given PRA Group's higher possible upside, analysts plainly believe PRA Group is more favorable than EZCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
EZCORP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83
PRA Group
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

PRA Group has a net margin of 8.10% compared to EZCORP's net margin of 7.96%. EZCORP's return on equity of 11.85% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
EZCORP7.96% 11.85% 6.13%
PRA Group 8.10%6.52%1.64%

EZCORP has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
EZCORP$1.16B0.95$83.10M$1.2814.20
PRA Group$1.14B0.51$70.60M$2.336.37

Summary

EZCORP beats PRA Group on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PRAA vs. The Competition

MetricPRA GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$580.25M$8.10B$12.65B$10.54B
Dividend YieldN/A4.79%5.50%4.70%
P/E Ratio6.3716.7239.8926.71
Price / Sales0.515.9730.04204.42
Price / Cash6.9527.9119.7431.09
Price / Book0.492.762.286.57
Net Income$70.60M$313.50M$1.01B$276.78M
7 Day Performance-7.07%2.52%0.30%1.98%
1 Month Performance-13.56%11.10%0.79%9.13%
1 Year Performance-31.91%25.44%540.93%31.60%

PRA Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PRAA
PRA Group
3.948 of 5 stars
$14.85
-1.3%
$27.50
+85.2%
-31.9%$580.25M$1.14B6.373,115
EZPW
EZCORP
2.7439 of 5 stars
$19.15
+2.1%
$18.50
-3.4%
+59.5%$1.14B$1.16B14.968,000Positive News
ECPG
Encore Capital Group
3.7245 of 5 stars
$43.61
-0.3%
$62.67
+43.7%
-9.0%$1.01B$1.32B-11.667,350
WRLD
World Acceptance
2.5589 of 5 stars
$169.81
-7.9%
$10.00
-94.1%
+55.6%$1.00B$564.84M11.462,838Positive News
Gap Up
High Trading Volume
GDOT
Green Dot
2.0508 of 5 stars
$14.19
-0.1%
$13.00
-8.4%
+18.6%$786.58M$1.93B-32.241,150Positive News
RM
Regional Management
3.3003 of 5 stars
$39.89
-3.5%
$34.00
-14.8%
+24.0%$404.99M$588.50M11.502,131
AXP
American Express
4.6101 of 5 stars
$342.26
+0.2%
$317.75
-7.2%
+19.6%$237.77B$65.95B24.0275,100Positive News
COF
Capital One Financial
4.9656 of 5 stars
$223.33
-0.3%
$241.06
+7.9%
+39.7%$143.28B$53.94B114.5352,600Trending News
Analyst Forecast
Insider Trade
SLM
SLM
4.962 of 5 stars
$28.03
+0.4%
$35.89
+28.0%
+21.0%$5.82B$2.62B14.091,710Short Interest ↑
CACC
Credit Acceptance
2.8109 of 5 stars
$449.70
-1.9%
$440.00
-2.2%
+9.7%$5.15B$2.16B12.962,431Positive News
NNI
Nelnet
3.5278 of 5 stars
$125.76
-0.3%
N/A+14.8%$4.56B$2.14B13.936,739

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This page (NASDAQ:PRAA) was last updated on 10/6/2025 by MarketBeat.com Staff
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