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PRA Group (PRAA) Competitors

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$17.34 +1.16 (+7.17%)
Closing price 08/22/2025 04:00 PM Eastern
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$17.34 0.00 (0.00%)
As of 08/22/2025 04:04 PM Eastern
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PRAA vs. EZPW, ECPG, WRLD, GDOT, RM, AXP, COF, SLM, CACC, and NNI

Should you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include EZCORP (EZPW), Encore Capital Group (ECPG), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry.

PRA Group vs. Its Competitors

EZCORP (NASDAQ:EZPW) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk and dividends.

EZCORP presently has a consensus price target of $18.50, suggesting a potential upside of 15.63%. PRA Group has a consensus price target of $27.50, suggesting a potential upside of 58.59%. Given PRA Group's stronger consensus rating and higher possible upside, analysts clearly believe PRA Group is more favorable than EZCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
EZCORP
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
PRA Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, EZCORP had 5 more articles in the media than PRA Group. MarketBeat recorded 6 mentions for EZCORP and 1 mentions for PRA Group. PRA Group's average media sentiment score of 1.73 beat EZCORP's score of 1.53 indicating that PRA Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
EZCORP
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
PRA Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

EZCORP has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
EZCORP$1.16B0.84$83.10M$1.2812.50
PRA Group$1.11B0.61$70.60M$2.337.44

EZCORP has a beta of 0.56, meaning that its stock price is 44% less volatile than the S&P 500. Comparatively, PRA Group has a beta of 1.54, meaning that its stock price is 54% more volatile than the S&P 500.

PRA Group has a net margin of 8.10% compared to EZCORP's net margin of 7.96%. EZCORP's return on equity of 11.85% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
EZCORP7.96% 11.85% 6.13%
PRA Group 8.10%6.52%1.64%

99.8% of EZCORP shares are held by institutional investors. Comparatively, 97.2% of PRA Group shares are held by institutional investors. 2.1% of EZCORP shares are held by insiders. Comparatively, 2.0% of PRA Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

EZCORP beats PRA Group on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PRAA vs. The Competition

MetricPRA GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$632.21M$7.54B$12.40B$9.58B
Dividend YieldN/A4.80%5.52%4.10%
P/E Ratio7.4417.7619.3926.04
Price / Sales0.616.4826.07102.77
Price / Cash7.5724.1621.7558.48
Price / Book0.494.732.356.61
Net Income$70.60M$311.02M$1.01B$265.56M
7 Day Performance7.04%1.24%1.73%1.97%
1 Month Performance5.80%-2.23%1.02%-0.36%
1 Year Performance-24.21%27.67%537.30%19.03%

PRA Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PRAA
PRA Group
4.449 of 5 stars
$17.34
+7.2%
$27.50
+58.6%
-20.3%$632.21M$1.11B7.443,115Positive News
EZPW
EZCORP
3.7641 of 5 stars
$15.97
-0.6%
$18.50
+15.8%
+36.2%$978.60M$1.16B12.488,000News Coverage
Positive News
ECPG
Encore Capital Group
4.0275 of 5 stars
$41.14
+1.4%
$62.67
+52.3%
-13.7%$933.60M$1.47B-11.007,350Positive News
WRLD
World Acceptance
3.1459 of 5 stars
$165.30
-3.2%
$10.00
-94.0%
+55.0%$929.92M$564.84M11.152,838Positive News
GDOT
Green Dot
2.916 of 5 stars
$14.02
+5.5%
$13.00
-7.2%
+25.2%$728.95M$1.72B-31.851,150News Coverage
Positive News
RM
Regional Management
3.8559 of 5 stars
$37.67
+0.1%
$34.00
-9.8%
+30.2%$368.64M$588.50M10.862,131
AXP
American Express
4.4488 of 5 stars
$307.01
+0.5%
$311.05
+1.3%
+28.7%$212.57B$65.95B21.5475,100Positive News
COF
Capital One Financial
4.6452 of 5 stars
$216.03
+0.3%
$238.81
+10.5%
+58.6%$137.77B$53.94B110.7952,600Positive News
SLM
SLM
4.8596 of 5 stars
$30.63
+1.0%
$35.00
+14.3%
+50.7%$6.32B$2.62B15.391,710Positive News
CACC
Credit Acceptance
3.4719 of 5 stars
$474.56
0.0%
$440.00
-7.3%
+8.2%$5.33B$2.16B13.682,431Positive News
NNI
Nelnet
4.4946 of 5 stars
$127.29
+0.3%
N/A+19.1%$4.59B$2.14B14.106,739News Coverage
Positive News

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This page (NASDAQ:PRAA) was last updated on 8/23/2025 by MarketBeat.com Staff
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