PRA Group (PRAA) Competitors

PRA Group (NASDAQ:PRAA) and EZCORP (NASDAQ:EZPW) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, analyst recommendations, risk, media sentiment, profitability, institutional ownership, community ranking, valuation and earnings.

Do analysts recommend PRAA or EZPW?

PRA Group presently has a consensus target price of $32.00, indicating a potential upside of 74.86%. EZCORP has a consensus target price of $16.88, indicating a potential upside of 3.08%. Given PRA Group's higher possible upside, research analysts clearly believe PRA Group is more favorable than EZCORP.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PRA Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
EZCORP	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00

Which has more volatility and risk, PRAA or EZPW?

PRA Group has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500. Comparatively, EZCORP has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500.

Which has higher earnings and valuation, PRAA or EZPW?

EZCORP has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PRA Group	$1.12B	0.64	-$83.48M	$1.79	10.22
EZCORP	$1.18B	0.76	$83.10M	$1.15	14.23

Is PRAA or EZPW more profitable?

EZCORP has a net margin of 7.25% compared to PRA Group's net margin of 6.33%. EZCORP's return on equity of 11.04% beat PRA Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PRA Group	6.33%	5.16%	1.32%
EZCORP	7.25%	11.04%	5.93%

Does the MarketBeat Community prefer PRAA or EZPW?

EZCORP received 80 more outperform votes than PRA Group when rated by MarketBeat users. However, 56.46% of users gave PRA Group an outperform vote while only 56.24% of users gave EZCORP an outperform vote.

Company	Underperform	Outperform
PRA Group	Outperform Votes 249 56.46%	Underperform Votes 192 43.54%
EZCORP	Outperform Votes 329 56.24%	Underperform Votes 256 43.76%

Does the media refer more to PRAA or EZPW?

In the previous week, EZCORP had 5 more articles in the media than PRA Group. MarketBeat recorded 14 mentions for EZCORP and 9 mentions for PRA Group. PRA Group's average media sentiment score of 1.48 beat EZCORP's score of 1.21 indicating that PRA Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PRA Group	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
EZCORP	8 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals believe in PRAA or EZPW?

97.2% of PRA Group shares are owned by institutional investors. Comparatively, 99.8% of EZCORP shares are owned by institutional investors. 2.0% of PRA Group shares are owned by insiders. Comparatively, 2.1% of EZCORP shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

EZCORP beats PRA Group on 12 of the 17 factors compared between the two stocks.