World Acceptance (WRLD) Competitors

World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, earnings, community ranking, valuation, profitability, dividends, institutional ownership, analyst recommendations and media sentiment.

Which has preferable earnings & valuation, WRLD or ECPG?

World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
World Acceptance	$522.13M	1.57	$77.35M	$16.36	9.42
Encore Capital Group	$1.38B	0.66	-$206.49M	-$4.89	-7.94

Do analysts prefer WRLD or ECPG?

World Acceptance presently has a consensus target price of $10.00, suggesting a potential downside of 93.51%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 61.30%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
World Acceptance	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Encore Capital Group	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Is WRLD or ECPG more profitable?

World Acceptance has a net margin of 14.41% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.03% beat Encore Capital Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
World Acceptance	14.41%	19.03%	7.55%
Encore Capital Group	-13.91%	12.70%	2.61%

Does the media prefer WRLD or ECPG?

In the previous week, World Acceptance had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for World Acceptance and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.58 beat World Acceptance's score of 1.38 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
World Acceptance	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Encore Capital Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Does the MarketBeat Community believe in WRLD or ECPG?

Encore Capital Group received 40 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 55.96% of users gave World Acceptance an outperform vote.

Company	Underperform	Outperform
World Acceptance	Outperform Votes 291 55.96%	Underperform Votes 229 44.04%
Encore Capital Group	Outperform Votes 331 61.52%	Underperform Votes 207 38.48%

Do institutionals and insiders hold more shares of WRLD or ECPG?

83.6% of World Acceptance shares are held by institutional investors. 43.2% of World Acceptance shares are held by insiders. Comparatively, 2.5% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more risk & volatility, WRLD or ECPG?

World Acceptance has a beta of 1.35, suggesting that its share price is 35% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.61, suggesting that its share price is 61% more volatile than the S&P 500.

Summary

World Acceptance beats Encore Capital Group on 10 of the 19 factors compared between the two stocks.