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World Acceptance (WRLD) Competitors

World Acceptance logo
$154.82 -16.48 (-9.62%)
Closing price 04:00 PM Eastern
Extended Trading
$154.62 -0.20 (-0.13%)
As of 04:10 PM Eastern
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WRLD vs. ECPG, EZPW, PRAA, GDOT, RM, AXP, COF, SLM, CACC, and NNI

Should you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry.

World Acceptance vs. Its Competitors

Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, profitability, valuation, dividends and risk.

Encore Capital Group has a beta of 1.59, meaning that its share price is 59% more volatile than the S&P 500. Comparatively, World Acceptance has a beta of 1.35, meaning that its share price is 35% more volatile than the S&P 500.

83.6% of World Acceptance shares are held by institutional investors. 2.5% of Encore Capital Group shares are held by company insiders. Comparatively, 43.2% of World Acceptance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-8.38% 16.18% 2.99%
World Acceptance 15.89%21.02%8.51%

Encore Capital Group currently has a consensus target price of $62.67, indicating a potential upside of 61.64%. World Acceptance has a consensus target price of $10.00, indicating a potential downside of 93.54%. Given Encore Capital Group's stronger consensus rating and higher probable upside, equities research analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

World Acceptance has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.38B0.66-$139.24M-$4.89-7.93
World Acceptance$564.84M1.46$89.74M$16.369.46

In the previous week, World Acceptance had 6 more articles in the media than Encore Capital Group. MarketBeat recorded 9 mentions for World Acceptance and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.67 beat World Acceptance's score of 1.41 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Very Positive
World Acceptance
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

World Acceptance beats Encore Capital Group on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$909.14M$8.35B$12.32B$9.48B
Dividend YieldN/A3.43%5.53%3.99%
P/E Ratio9.4621.0919.0619.95
Price / Sales1.462.4426.03102.72
Price / Cash8.598.5621.8458.97
Price / Book2.021.802.275.90
Net Income$89.74M$486.48M$998.01M$258.42M
7 Day Performance-6.97%0.13%0.79%1.94%
1 Month Performance-2.85%4.00%3.81%12.02%
1 Year Performance12.49%28.12%541.45%20.81%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
3.1151 of 5 stars
$154.82
-9.6%
$10.00
-93.5%
+18.6%$909.14M$564.84M9.462,838News Coverage
Positive News
Gap Down
ECPG
Encore Capital Group
4.1322 of 5 stars
$38.72
flat
$62.67
+61.8%
-18.8%$904.08M$1.32B-7.927,350Positive News
EZPW
EZCORP
4.1051 of 5 stars
$13.90
-0.6%
$18.50
+33.1%
+41.4%$769.09M$1.16B11.688,000News Coverage
Upcoming Earnings
PRAA
PRA Group
4.7963 of 5 stars
$15.47
-0.7%
$27.00
+74.5%
-31.4%$617.88M$1.11B9.803,115Positive News
GDOT
Green Dot
2.5792 of 5 stars
$10.41
-1.7%
$12.00
+15.3%
+11.8%$580.74M$1.72B-80.031,150
RM
Regional Management
4.2948 of 5 stars
$32.22
-0.3%
$34.00
+5.5%
+7.6%$320.54M$588.50M9.762,131Upcoming Earnings
AXP
American Express
4.4714 of 5 stars
$303.19
-1.5%
$311.05
+2.6%
+25.1%$215.75B$65.95B21.2875,100Earnings Report
Analyst Forecast
Analyst Revision
COF
Capital One Financial
4.9565 of 5 stars
$216.00
-1.0%
$222.07
+2.8%
+50.9%$83.63B$53.94B18.1452,600Trending News
Earnings Report
Analyst Forecast
SLM
SLM
4.9333 of 5 stars
$32.72
-0.3%
$33.40
+2.1%
+40.5%$6.89B$2.62B11.771,710Trending News
Earnings Report
Dividend Announcement
Analyst Forecast
CACC
Credit Acceptance
2.318 of 5 stars
$504.94
+1.2%
$440.00
-12.9%
-4.6%$5.79B$2.16B21.542,431News Coverage
Positive News
Upcoming Earnings
NNI
Nelnet
4.2688 of 5 stars
$119.75
+0.1%
$98.00
-18.2%
+9.8%$4.34B$2.14B22.646,739News Coverage
Positive News

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This page (NASDAQ:WRLD) was last updated on 7/24/2025 by MarketBeat.com Staff
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