World Acceptance (WRLD) Competitors $142.79 -0.90 (-0.63%) Closing price 04:00 PM EasternExtended Trading$143.04 +0.25 (+0.17%) As of 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock WRLD vs. ECPG, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. World Acceptance vs. Encore Capital Group EZCORP PRA Group Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, media sentiment, profitability, risk, community ranking, earnings, analyst recommendations, dividends and valuation. Which has higher valuation & earnings, WRLD or ECPG? World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioWorld Acceptance$522.13M1.57$77.35M$16.368.73Encore Capital Group$1.38B0.66-$206.49M-$4.89-7.94 Does the MarketBeat Community prefer WRLD or ECPG? Encore Capital Group received 42 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 55.79% of users gave World Acceptance an outperform vote. CompanyUnderperformOutperformWorld AcceptanceOutperform Votes28955.79% Underperform Votes22944.21% Encore Capital GroupOutperform Votes33161.52% Underperform Votes20738.48% Do analysts rate WRLD or ECPG? World Acceptance presently has a consensus price target of $10.00, suggesting a potential downside of 93.00%. Encore Capital Group has a consensus price target of $62.67, suggesting a potential upside of 61.47%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Does the media refer more to WRLD or ECPG? In the previous week, World Acceptance had 2 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for World Acceptance and 5 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.46 beat World Acceptance's score of 1.10 indicating that Encore Capital Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment World Acceptance 6 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Encore Capital Group 5 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more risk and volatility, WRLD or ECPG? World Acceptance has a beta of 1.29, meaning that its share price is 29% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.65, meaning that its share price is 65% more volatile than the S&P 500. Is WRLD or ECPG more profitable? World Acceptance has a net margin of 14.41% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.03% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets World Acceptance14.41% 19.03% 7.55% Encore Capital Group -13.91%12.70%2.61% Do institutionals and insiders believe in WRLD or ECPG? 83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by insiders. Comparatively, 2.5% of Encore Capital Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term. SummaryWorld Acceptance beats Encore Capital Group on 10 of the 19 factors compared between the two stocks. Get World Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for WRLD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart WRLD vs. The Competition Export to ExcelMetricWorld AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$820.61M$6.12B$11.47B$8.39BDividend YieldN/A4.34%5.45%4.11%P/E Ratio9.9718.2622.4219.71Price / Sales1.573.0527.62120.55Price / Cash8.4511.1317.6234.62Price / Book1.928.102.774.50Net Income$77.35M$391.67M$1.03B$248.22M7 Day Performance-3.69%-3.98%-0.23%0.56%1 Month Performance11.21%11.17%6.11%13.17%1 Year Performance12.47%18.69%536.61%7.30% World Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)WRLDWorld Acceptance2.2204 of 5 stars$142.79-0.6%$10.00-93.0%+11.4%$820.61M$522.13M9.973,120Positive NewsInsider TradeECPGEncore Capital Group4.3972 of 5 stars$40.500.0%$62.67+54.7%-13.1%$945.63M$1.32B-5.166,900Positive NewsEZPWEZCORP4.4769 of 5 stars$14.59-1.7%$17.38+19.1%+33.6%$802.65M$1.20B12.697,000Positive NewsAnalyst ForecastPRAAPRA Group4.2997 of 5 stars$14.86+10.6%$27.00+81.7%-40.2%$589.33M$1.14B8.303,280Positive NewsAnalyst DowngradeHigh Trading VolumeGDOTGreen Dot3.9707 of 5 stars$10.75-1.7%$11.50+6.9%-8.3%$583.14M$1.72B-10.241,200High Trading VolumeRMRegional Management4.7492 of 5 stars$29.68+2.7%$34.00+14.6%-4.4%$294.41M$520.37M7.131,990Positive NewsAXPAmerican Express4.4952 of 5 stars$298.96+5.1%$295.05-1.3%+17.6%$209.45B$67.12B21.3477,300Positive NewsCOFCapital One Financial4.7195 of 5 stars$200.03+6.5%$207.73+3.8%+33.2%$76.31B$39.71B17.2655,900Analyst ForecastHigh Trading VolumeDFSDiscover Financial Services4.6924 of 5 stars$202.65+6.6%$191.64-5.4%+57.9%$51.00B$18.00B12.7020,200Positive NewsSLMSLM4.6565 of 5 stars$33.31+3.5%$30.73-7.8%+56.0%$6.75B$1.87B12.571,700Positive NewsAnalyst ForecastCACCCredit Acceptance2.0484 of 5 stars$499.08+1.5%$440.00-11.8%-2.1%$5.79B$2.19B25.132,250Positive NewsHigh Trading Volume Related Companies and Tools Related Companies Encore Capital Group Competitors EZCORP Competitors PRA Group Competitors Green Dot Competitors Regional Management Competitors American Express Competitors Capital One Financial Competitors Discover Financial Services Competitors SLM Competitors Credit Acceptance Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:WRLD) was last updated on 5/22/2025 by MarketBeat.com Staff From Our PartnersEveryone’s watching Nvidia right now. 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