World Acceptance (WRLD) Competitors $174.74 +1.50 (+0.87%) Closing price 07/3/2025 01:23 PM EasternExtended Trading$174.74 0.00 (0.00%) As of 07/3/2025 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock WRLD vs. ECPG, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. World Acceptance vs. Its Competitors Encore Capital Group EZCORP PRA Group Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, media sentiment, valuation, earnings, analyst recommendations, institutional ownership and profitability. Do analysts recommend ECPG or WRLD? Encore Capital Group presently has a consensus price target of $62.67, suggesting a potential upside of 52.21%. World Acceptance has a consensus price target of $10.00, suggesting a potential downside of 94.28%. Given Encore Capital Group's stronger consensus rating and higher probable upside, equities research analysts clearly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Which has stronger valuation and earnings, ECPG or WRLD? World Acceptance has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEncore Capital Group$1.32B0.73-$139.24M-$4.89-8.42World Acceptance$564.84M1.64$89.74M$16.3610.68 Is ECPG or WRLD more profitable? World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets Encore Capital Group-8.38% 16.18% 2.99% World Acceptance 15.89%21.02%8.51% Which has more risk and volatility, ECPG or WRLD? Encore Capital Group has a beta of 1.59, meaning that its share price is 59% more volatile than the S&P 500. Comparatively, World Acceptance has a beta of 1.35, meaning that its share price is 35% more volatile than the S&P 500. Do institutionals & insiders hold more shares of ECPG or WRLD? 83.6% of World Acceptance shares are held by institutional investors. 2.5% of Encore Capital Group shares are held by company insiders. Comparatively, 43.2% of World Acceptance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Does the media refer more to ECPG or WRLD? In the previous week, World Acceptance had 2 more articles in the media than Encore Capital Group. MarketBeat recorded 4 mentions for World Acceptance and 2 mentions for Encore Capital Group. World Acceptance's average media sentiment score of 1.57 beat Encore Capital Group's score of 1.07 indicating that World Acceptance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Encore Capital Group 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive World Acceptance 4 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive SummaryWorld Acceptance beats Encore Capital Group on 11 of the 17 factors compared between the two stocks. Get World Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for WRLD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart WRLD vs. The Competition Export to ExcelMetricWorld AcceptanceFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$927.87M$8.35B$12.07B$9.02BDividend YieldN/A3.40%5.57%4.10%P/E Ratio10.6815.8520.0620.28Price / Sales1.642.4025.62121.46Price / Cash8.688.5021.5057.47Price / Book2.281.872.285.68Net Income$89.74M$486.48M$1.00B$248.96M7 Day Performance3.96%4.88%2.20%3.30%1 Month Performance11.53%11.80%4.45%5.20%1 Year Performance38.59%41.99%540.86%21.37% World Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)WRLDWorld Acceptance2.6717 of 5 stars$174.74+0.9%$10.00-94.3%+38.6%$927.87M$564.84M10.682,838Positive NewsECPGEncore Capital Group3.9591 of 5 stars$38.95+0.9%$62.67+60.9%-0.8%$901.28M$1.32B-7.977,350News CoveragePositive NewsEZPWEZCORP4.2504 of 5 stars$13.18-0.5%$18.25+38.5%+36.9%$728.93M$1.16B11.088,000PRAAPRA Group4.1113 of 5 stars$14.75+0.5%$27.00+83.1%-20.7%$582.19M$1.11B8.243,115High Trading VolumeGDOTGreen Dot2.0166 of 5 stars$9.98+4.6%$11.50+15.2%+17.9%$523.66M$1.72B-76.761,150RMRegional Management4.2399 of 5 stars$27.87-1.0%$34.00+22.0%+16.1%$279.36M$588.50M8.442,131News CoverageInsider TradeAXPAmerican Express4.6838 of 5 stars$299.73+0.4%$296.05-1.2%+39.4%$209.19B$67.12B20.9375,100Positive NewsAnalyst ForecastCOFCapital One Financial4.9768 of 5 stars$201.76+1.7%$213.00+5.6%+59.5%$76.00B$53.94B16.9452,600DFSDiscover Financial Services3.8541 of 5 stars$197.76-1.4%$191.64-3.1%+49.7%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.6201 of 5 stars$31.70+0.4%$32.30+1.9%+62.2%$6.63B$2.62B11.401,710CACCCredit Acceptance2.5382 of 5 stars$500.35-0.4%$440.00-12.1%+1.7%$5.83B$2.16B21.352,431Positive NewsHigh Trading Volume Related Companies and Tools Related Companies Encore Capital Group Competitors EZCORP Competitors PRA Group Competitors Green Dot Competitors Regional Management Competitors American Express Competitors Capital One Financial Competitors Discover Financial Services Competitors SLM Competitors Credit Acceptance Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:WRLD) was last updated on 7/4/2025 by MarketBeat.com Staff From Our Partners[No Brainer Gold Play]: “Show me a better investment.”A Historic Gold Announcement Is About to Rock Wall Street? 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