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World Acceptance (WRLD) Competitors

World Acceptance logo
$172.28 +3.99 (+2.37%)
Closing price 08/13/2025 04:00 PM Eastern
Extended Trading
$172.36 +0.07 (+0.04%)
As of 08/13/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

WRLD vs. EZPW, ECPG, PRAA, GDOT, RM, AXP, COF, SLM, CACC, and NNI

Should you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include EZCORP (EZPW), Encore Capital Group (ECPG), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry.

World Acceptance vs. Its Competitors

World Acceptance (NASDAQ:WRLD) and EZCORP (NASDAQ:EZPW) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, analyst recommendations, valuation, institutional ownership, profitability, media sentiment and earnings.

World Acceptance currently has a consensus target price of $10.00, suggesting a potential downside of 94.20%. EZCORP has a consensus target price of $18.50, suggesting a potential upside of 15.99%. Given EZCORP's stronger consensus rating and higher possible upside, analysts clearly believe EZCORP is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
EZCORP
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

World Acceptance has a beta of 1.33, suggesting that its share price is 33% more volatile than the S&P 500. Comparatively, EZCORP has a beta of 0.56, suggesting that its share price is 44% less volatile than the S&P 500.

83.6% of World Acceptance shares are owned by institutional investors. Comparatively, 99.8% of EZCORP shares are owned by institutional investors. 41.6% of World Acceptance shares are owned by insiders. Comparatively, 2.1% of EZCORP shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, World Acceptance had 2 more articles in the media than EZCORP. MarketBeat recorded 6 mentions for World Acceptance and 4 mentions for EZCORP. EZCORP's average media sentiment score of 1.55 beat World Acceptance's score of 1.13 indicating that EZCORP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
EZCORP
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

World Acceptance has a net margin of 14.29% compared to EZCORP's net margin of 7.96%. World Acceptance's return on equity of 18.95% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance14.29% 18.95% 7.74%
EZCORP 7.96%11.85%6.13%

World Acceptance has higher earnings, but lower revenue than EZCORP. World Acceptance is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$525.20M1.79$89.74M$14.8211.62
EZCORP$1.16B0.84$83.10M$1.2812.46

Summary

World Acceptance beats EZCORP on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$916.47M$11.54B$12.36B$9.82B
Dividend YieldN/A3.48%5.58%4.12%
P/E Ratio11.6221.8919.7826.03
Price / Sales1.792.4826.66103.26
Price / Cash8.438.5921.5658.93
Price / Book2.191.792.256.06
Net Income$89.74M$486.48M$1.00B$265.11M
7 Day Performance7.96%5.26%2.37%3.38%
1 Month Performance1.09%2.97%1.64%2.28%
1 Year Performance61.86%40.14%545.03%29.67%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
3.2669 of 5 stars
$172.28
+2.4%
$10.00
-94.2%
+61.3%$916.47M$525.20M11.622,838Positive News
EZPW
EZCORP
3.8698 of 5 stars
$15.60
+2.1%
$18.50
+18.6%
+37.6%$930.49M$1.16B12.198,000Positive News
ECPG
Encore Capital Group
4.187 of 5 stars
$39.66
+1.2%
$62.67
+58.0%
-12.4%$902.06M$1.32B-10.607,350Positive News
Analyst Revision
PRAA
PRA Group
4.5874 of 5 stars
$15.27
-0.9%
$27.50
+80.1%
-25.5%$602.13M$1.11B6.553,115
GDOT
Green Dot
1.7618 of 5 stars
$9.85
+2.2%
$12.00
+21.8%
+33.2%$529.15M$1.72B-75.761,150News Coverage
Earnings Report
Analyst Forecast
Insider Trade
High Trading Volume
RM
Regional Management
3.8641 of 5 stars
$35.95
+1.6%
$34.00
-5.4%
+19.3%$346.69M$588.50M10.362,131News Coverage
Insider Trade
AXP
American Express
4.6662 of 5 stars
$296.27
-0.4%
$311.05
+5.0%
+28.5%$206.98B$65.95B20.7975,100Positive News
COF
Capital One Financial
4.7896 of 5 stars
$208.15
0.0%
$238.81
+14.7%
+62.2%$133.17B$53.94B106.7552,600Positive News
Insider Trade
Analyst Revision
SLM
SLM
4.8963 of 5 stars
$31.75
-0.4%
$35.00
+10.2%
+59.9%$6.65B$2.62B15.951,710
CACC
Credit Acceptance
2.8689 of 5 stars
$463.92
+0.2%
$440.00
-5.2%
+8.6%$5.20B$2.16B13.372,431
NNI
Nelnet
4.5194 of 5 stars
$123.42
+0.5%
N/A+18.2%$4.46B$2.14B13.676,739Dividend Increase

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This page (NASDAQ:WRLD) was last updated on 8/14/2025 by MarketBeat.com Staff
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