Bread Financial (BFH) Earnings Date, Estimates & Call Transcripts

$40.81
-0.40 (-0.97%)
(As of 05/3/2024 08:51 PM ET)

Earnings Summary

Upcoming
Earnings Date
Jul. 25Estimated
Actual EPS
(Apr. 25)
$2.73 Missed By -$0.19
Consensus EPS
(Apr. 25)
$2.92
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BFH Earnings Estimates and Actuals by Quarter

The chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.

BFH Estimated and Actual Revenue by Quarter

The chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter.

Bread Financial Analyst EPS Estimates

QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20244$1.92$4.88$3.17
Q2 20243$0.82$1.35$1.17
Q3 20244$1.78$2.84$2.38
Q4 20243($0.25)$1.11$0.25
FY 202414$4.27$10.18$6.97
Q1 20251$2.08$2.08$2.08
Q2 20251$1.35$1.35$1.35
Q3 20251$1.70$1.70$1.70
Q4 20251$1.38$1.38$1.38
FY 20254$6.51$6.51$6.51

BFH Earnings Date and Information

Bread Financial last posted its quarterly earnings data on April 25th, 2024. The reported $2.73 earnings per share (EPS) for the quarter, missing the consensus estimate of $2.92 by $0.19. The company had revenue of $991 million for the quarter, compared to analysts' expectations of $998.96 million. Its revenue was down 23.1% compared to the same quarter last year. Bread Financial has generated $7.94 earnings per share over the last year ($7.94 diluted earnings per share) and currently has a price-to-earnings ratio of 5.1. Earnings for Bread Financial are expected to grow by 17.48% in the coming year, from $5.72 to $6.72 per share. Bread Financial has not formally confirmed its next earnings publication date, but the company's estimated earnings date is Thursday, July 25th, 2024 based off prior year's report dates.

Bread Financial Earnings History by Quarter

DateQuarterConsensus EstimateReported EPSBeat/MissGAAP EPSRevenue EstimateActual RevenueCall Transcript
7/25/2024
Estimated)
------- 
4/25/2024Q1 2024$2.92$2.73($0.19)$2.76$998.96 million$991.00 million    
1/25/2024Q4 2023($0.67)$0.90+$1.57$0.93$984.36 million$1,000.00 million    
10/26/2023Q3 2023$2.24$3.46+$1.22$3.50$996.07 million$1.03 billion    
7/27/2023Q2 2023$0.23$1.27+$1.04$1.59$0.41 million$952.00 million
4/27/2023Q1 2023$7.11$9.08+$1.97$9.08$1.06 billion$1.29 billion    
1/26/2023Q4 2022($3.67)($2.68)+$0.99($2.68)$1.01 billion$1.03 billion    
10/27/2022Q3 2022$2.69$2.69-$2.69$976.21 million$979.00 million    
7/28/2022Q2 2022$2.25$0.25($2.00)$0.25$906.46 million$893.00 million    
4/28/2022Q1 2022$4.50$4.21($0.29)$4.22$914.18 million$921.00 million    
1/27/2022Q4 2021$0.47$1.21+$0.74$2.08$854.90 million$855.00 million
10/28/2021Q3 2021$3.56$4.47+$0.91$4.47$1.09 billion$1.10 billion
7/29/2021Q2 2021$3.74$5.84+$2.10$6.21$1.05 billion$1.01 billion

Bread Financial Earnings - Frequently Asked Questions

When is Bread Financial's earnings date?

Bread Financial has not confirmed its next earnings publication date, but the company's estimated earnings date is Thursday, July 25th, 2024 based off last year's report dates. Learn more on BFH's earnings history.

Did Bread Financial beat their earnings estimates last quarter?

In the previous quarter, Bread Financial (NYSE:BFH) missed the analysts' consensus estimate of $2.92 by $0.19 with a reported earnings per share (EPS) of $2.73. Learn more on analysts' earnings estimate vs. BFH's actual earnings.

How can I listen to Bread Financial's earnings conference call?

The conference call for Bread Financial's latest earnings report can be listened to online. Listen to Conference Call

How can I read Bread Financial's conference call transcript?

The conference call transcript for Bread Financial's latest earnings report can be read online. Read Transcript

How much revenue does Bread Financial generate each year?

Bread Financial (NYSE:BFH) has a recorded annual revenue of $5.17 billion.

How much profit does Bread Financial generate each year?

Bread Financial (NYSE:BFH) has a recorded net income of $718 million. BFH has generated $7.94 earnings per share over the last four quarters.

What is Bread Financial's price-to-earnings ratio?

Bread Financial (NYSE:BFH) has a trailing price-to-earnings ratio of 5.14 and a forward price-to-earnings ratio of 7.13. The price/earnings-to-growth ratio is 0.18.

What is Bread Financial's EPS forecast for next year?

Bread Financial's earnings are expected to grow from $5.72 per share to $6.72 per share in the next year, which is a 17.48% increase.


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This page (NYSE:BFH) was last updated on 5/6/2024 by MarketBeat.com Staff

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