Capital One Financial (COF) Stock Forecast & Price Target

$200.30 +3.69 (+1.88%)

Closing price 09/25/2026 03:59 PM Eastern

Extended Trading

$200.51 +0.21 (+0.10%)

As of 09/25/2026 07:58 PM Eastern

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Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Moderate Buy

Based on 24 Analyst Ratings

Sell
0

Hold
3

Buy
21

Based on 24 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 24 analysts, 3 have given a hold rating, and 21 have given a buy rating for COF.

Consensus Price Target

$258.91
29.26% Upside

According to the 24 analysts' twelve-month price targets for Capital One Financial, the average price target is $258.91. The highest price target for COF is $300.00, while the lowest price target for COF is $222.00. The average price target represents a forecasted upside of 29.26% from the current price of $200.30.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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COF Analyst Ratings Over Time

Type	Current Forecast 9/27/25 to 9/27/26	1 Month Ago 8/28/25 to 8/28/26	3 Months Ago 6/29/25 to 6/29/26	1 Year Ago 9/27/24 to 9/27/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	2 Strong Buy rating(s)
Buy	21 Buy rating(s)	21 Buy rating(s)	18 Buy rating(s)	12 Buy rating(s)
Hold	3 Hold rating(s)	3 Hold rating(s)	5 Hold rating(s)	4 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$258.91	$258.91	$258.52	$239.44
Forecasted Upside	29.26% Upside	19.97% Upside	27.94% Upside	6.91% Upside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Capital One Financial Stock vs. The Competition

Type	Capital One Financial	Finance Companies	Broader Market
Consensus Rating Score	2.88	2.27	2.53
Consensus Rating	Moderate Buy	Hold	Moderate Buy
Predicted Upside	29.26% Upside	35.10% Upside	19.20% Upside
News Sentiment Rating	Neutral News See Recent COF News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
8/25/2026	Wolfe Research 4 of 5 stars	Darrin Peller 1 of 5 stars	Boost Target	Outperform	$255.00 ➝ $275.00	+27.14%
8/20/2026	Deutsche Bank Aktiengesellschaft 2 of 5 stars		Set Target		$245.00	+14.23%
8/13/2026	Weiss Ratings 5 of 5 stars		Upgrade	Hold (C+) ➝ Buy (B-)
8/3/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Erika Najarian Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$275.00 ➝ $280.00	+30.18%
7/28/2026	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Benjamin Gerlinger Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$310.00 ➝ $295.00	+40.97%
7/22/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Terry Ma Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$242.00 ➝ $240.00	+16.32%
7/13/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Richard Shane Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$215.00 ➝ $245.00	+21.63%
7/12/2026	HSBC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Saul Martinez Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Hold ➝ Buy	$226.00 ➝ $229.00	+13.69%
7/9/2026	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Mihir Bhatia Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$234.00 ➝ $231.00	+20.50%
7/7/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Moshe Orenbuch Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$260.00 ➝ $253.00	+23.25%
Get the Latest News and Ratings for COF and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Capital One Financial and its competitors with MarketBeat's FREE daily newsletter.
6/30/2026	BTIG Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Vincent Caintic Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$224.00 ➝ $259.00	+28.17%
6/29/2026	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bill Carcache Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Neutral ➝ Overweight	$254.00	+25.70%
4/29/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$290.00 ➝ $275.00	+44.33%
4/23/2026	Argus Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$260.00 ➝ $250.00	+25.42%
4/23/2026	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Brian Foran Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$275.00 ➝ $255.00	+27.93%
4/16/2026	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jeffrey Adelson Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$300.00 ➝ $273.00	+34.83%
4/10/2026	Royal Bank Of Canada Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jon Arfstrom Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Sector Perform	$275.00 ➝ $235.00	+20.57%
4/9/2026	Wells Fargo & Company Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Donald Fandetti Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$280.00 ➝ $260.00	+35.14%
4/7/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Nash Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$300.00 ➝ $260.00	+41.34%
4/6/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Outperform	$265.00 ➝ $222.00	+21.99%
3/16/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	John Hecht Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$300.00	+65.08%
1/2/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Sanjay Sakhrani Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$260.00 ➝ $290.00	+18.77%
11/24/2025	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Strong-Buy ➝ Hold
10/22/2025	Robert W. Baird Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	David George Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$245.00 ➝ $270.00	+20.50%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Sunday at 06:03 PM ET.

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Friday, September 25, 2026. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

Capital One Financial Co. recently reported second-quarter earnings that significantly exceeded market expectations, posting earnings per share of $5.81 against a consensus estimate of $4.79, which demonstrates strong operational performance and profitability that can drive shareholder value.
The stock currently trades at $200.30, which is well below the average analyst price target of $258.91, suggesting substantial upside potential as the consensus rating remains a "Moderate Buy" from twenty-four research firms.
Capital One Financial Co. offers a dividend yield of 1.60% with a payout ratio of 19.80%, providing a steady income stream for investors while maintaining a conservative approach to capital distribution that supports long-term financial stability.
Institutional investors are increasing their confidence in the company, as evidenced by State Street Corp boosting its position by 107.9% in the second quarter and Envestnet Asset Management Inc. increasing its holdings by 43.8%, indicating strong professional backing for the stock.
The company has successfully diversified its funding base by completing two euro-denominated bond offerings totaling €1.5 billion, which adds flexibility to its debt management and reduces reliance on a single currency market for capital raising.

Capital One Financial
Bear Case

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

Recent data indicates that U.S. card issuer delinquencies and charge-offs rose sequentially in August, pointing to a modest increase in consumer credit stress that could impact the company's loan portfolio quality and future earnings.
Insider selling has been consistent, with multiple executives including the General Counsel and Chief Accounting Officer selling shares in recent months, which may signal a lack of confidence in the stock's near-term appreciation from those closest to the company.
The stock price of $200.30 is below its 50-day simple moving average of $212.41, suggesting that the stock is currently in a short-term downtrend and may face further downward pressure before stabilizing.
Capital One Financial Co. faces emerging risks from AI shopping agents, as banks have warned that these tools could increase the risk of scams, fraud, and data privacy breaches, potentially leading to higher operational costs and regulatory scrutiny.
The company's short interest has increased slightly month-over-month, with shares shorted rising to 9,857,399 in the latest reporting period, indicating that some market participants are betting against the stock's performance.

COF Forecast - Frequently Asked Questions

According to the research reports of 24 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $258.91, with a high forecast of $300.00 and a low forecast of $222.00.

24 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last twelve months. There are currently 3 hold ratings and 21 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 29.26% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 3 upgrades by analysts.

Capital One Financial has been rated by research analysts at Bank of America, Barclays, BTIG Research, Citigroup, Deutsche Bank Aktiengesellschaft, HSBC, JPMorgan Chase & Co., Piper Sandler, TD Cowen, UBS Group, Weiss Ratings, and Wolfe Research in the past 90 days.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating for Capital One Financial is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how COF compares to other companies.

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Brokerages With Capital One Financial Recommendations

MarketBeat monitors more than a dozen sources for Capital One Financial analyst ratings, with the most recent rating issued on 8/25/2026.

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Capital One Financial (COF) Stock Forecast & Price Target