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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$223.00 -4.34 (-1.91%)
As of 01:25 PM Eastern
This is a fair market value price provided by Massive. Learn more.

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
0
Hold
3
Buy
21

Based on 24 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 24 analysts, 3 have given a hold rating, and 21 have given a buy rating for COF.

Consensus Price Target

$259.36
16.31% Upside
According to the 24 analysts' twelve-month price targets for Capital One Financial, the average price target is $259.36. The highest price target for COF is $300.00, while the lowest price target for COF is $222.00. The average price target represents a forecasted upside of 16.31% from the current price of $223.00.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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COF Analyst Ratings Over Time

TypeCurrent Forecast
8/17/25 to 8/17/26
1 Month Ago
7/18/25 to 7/18/26
3 Months Ago
5/19/25 to 5/19/26
1 Year Ago
8/17/24 to 8/17/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
2 Strong Buy rating(s)
Buy
21 Buy rating(s)
20 Buy rating(s)
18 Buy rating(s)
12 Buy rating(s)
Hold
3 Hold rating(s)
4 Hold rating(s)
5 Hold rating(s)
3 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$259.36$259.91$257.52$238.81
Forecasted Upside16.31% Upside24.93% Upside41.48% Upside10.83% Upside
Consensus RatingModerate BuyModerate BuyModerate BuyModerate Buy

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesBroader Market
Consensus Rating Score
2.88
2.27
2.53
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside16.24% Upside29.03% Upside11.85% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
8/13/2026
Weiss Ratings logo
Weiss Ratings
5 of 5 stars
 UpgradeHold (C+)Buy (B-)
8/3/2026
UBS Group AG logo
UBS Group
4 of 5 stars
Erika Najarian
Erika Najarian
3 of 5 stars
Boost TargetBuy$275.00 ➝ $280.00+30.18%
7/28/2026
Citigroup Inc. logo
Citigroup
4 of 5 stars
Benjamin Gerlinger
Benjamin Gerlinger
3 of 5 stars
Lower TargetBuy$310.00 ➝ $295.00+40.97%
7/22/2026Lower TargetOverweight$242.00 ➝ $240.00+16.32%
7/13/2026Boost TargetOverweight$215.00 ➝ $245.00+21.63%
7/12/2026UpgradeHoldBuy$226.00 ➝ $229.00+13.69%
7/9/2026Lower TargetBuy$234.00 ➝ $231.00+20.50%
7/7/2026Lower TargetBuy$260.00 ➝ $253.00+23.25%
6/30/2026Boost TargetBuy$224.00 ➝ $259.00+28.17%
6/29/2026Initiated CoverageNeutralOverweight$254.00+25.70%
4/29/2026 Lower TargetBuy$290.00 ➝ $275.00+44.33%
4/23/2026 Lower TargetBuy$260.00 ➝ $250.00+25.42%
4/23/2026Lower TargetBuy$275.00 ➝ $255.00+27.93%
4/22/2026 Lower TargetHold$256.00 ➝ $250.00+23.22%
4/16/2026Lower TargetOverweight$300.00 ➝ $273.00+34.83%
4/10/2026Lower TargetSector Perform$275.00 ➝ $235.00+20.57%
4/9/2026Lower TargetOverweight$280.00 ➝ $260.00+35.14%
4/7/2026Lower TargetBuy$300.00 ➝ $260.00+41.34%
4/6/2026 Lower TargetOutperform$265.00 ➝ $222.00+21.99%
3/16/2026Reiterated RatingBuy$300.00+65.08%
1/23/2026Lower TargetOutperform$294.00 ➝ $280.00+28.75%
1/2/2026Boost TargetOutperform$260.00 ➝ $290.00+18.77%
11/24/2025 DowngradeStrong-BuyHold
10/22/2025Boost TargetOutperform$245.00 ➝ $270.00+20.50%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 01:37 PM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Friday, August 14, 2026. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • The company reported a significant revenue increase of nearly 27% year-over-year, indicating strong growth potential and effective business strategies.
  • Capital One Financial Co. has a solid return on equity of over 11%, suggesting efficient management and profitability in generating returns for shareholders.
  • The current stock price is around $240, which reflects a favorable valuation compared to its historical performance and growth prospects.
  • Analysts have a consensus rating of "Moderate Buy" for the stock, with many investment firms recently upgrading their price targets, indicating positive market sentiment.
  • The company has a low dividend payout ratio of about 20%, allowing for reinvestment in growth opportunities while still providing a dividend yield of 1.5% to shareholders.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • Insider selling has been observed, with significant shares sold recently, which may raise concerns about the confidence of company executives in the stock's future performance.
  • Despite strong revenue growth, the net margin is around 13%, which may indicate potential challenges in cost management and profitability compared to industry peers.
  • Recent price target reductions by some analysts could signal a lack of confidence in the stock's short-term performance, which may deter potential investors.
  • The competitive landscape in the banking sector is intensifying, which could impact Capital One Financial Co.'s market share and profitability moving forward.
  • With a diversified business model, any downturn in consumer spending or economic conditions could adversely affect multiple revenue streams, posing a risk to overall performance.

COF Forecast - Frequently Asked Questions

According to the research reports of 24 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $259.36, with a high forecast of $300.00 and a low forecast of $222.00.

24 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 3 hold ratings and 21 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 16.31% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 3 upgrades by analysts.

Capital One Financial has been rated by research analysts at Bank of America, Barclays, BTIG Research, Citigroup, HSBC, JPMorgan Chase & Co., Piper Sandler, TD Cowen, UBS Group, and Weiss Ratings in the past 90 days.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating for Capital One Financial is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how COF compares to other companies.


This page (NYSE:COF) was last updated on 8/17/2026 by MarketBeat.com Staff.
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