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Green Dot (GDOT) Competitors

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$10.81 +0.08 (+0.72%)
Closing price 06/11/2025 03:59 PM Eastern
Extended Trading
$10.78 -0.03 (-0.25%)
As of 03:59 AM Eastern
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GDOT vs. ECPG, WRLD, EZPW, PRAA, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying Green Dot stock or one of its competitors? The main competitors of Green Dot include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Green Dot vs. Its Competitors

Green Dot (NYSE:GDOT) and Encore Capital Group (NASDAQ:ECPG) are both small-cap business services companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, community ranking, risk, profitability, valuation, dividends, institutional ownership, earnings and media sentiment.

Green Dot has a net margin of -3.39% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat Green Dot's return on equity.

Company Net Margins Return on Equity Return on Assets
Green Dot-3.39% 3.84% 0.65%
Encore Capital Group -13.91%12.70%2.61%

Green Dot currently has a consensus price target of $11.50, indicating a potential upside of 6.41%. Encore Capital Group has a consensus price target of $62.67, indicating a potential upside of 57.26%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than Green Dot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Green Dot
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

92.6% of Green Dot shares are held by institutional investors. 1.4% of Green Dot shares are held by company insiders. Comparatively, 2.5% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Green Dot has higher revenue and earnings than Encore Capital Group. Green Dot is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Green Dot$1.83B0.32$6.72M-$0.13-83.13
Encore Capital Group$1.38B0.67-$206.49M-$4.89-8.15

In the previous week, Green Dot had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 6 mentions for Green Dot and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.63 beat Green Dot's score of 0.96 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Green Dot
2 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Green Dot received 265 more outperform votes than Encore Capital Group when rated by MarketBeat users. However, 61.52% of users gave Encore Capital Group an outperform vote while only 59.78% of users gave Green Dot an outperform vote.

CompanyUnderperformOutperform
Green DotOutperform Votes
596
59.78%
Underperform Votes
401
40.22%
Encore Capital GroupOutperform Votes
331
61.52%
Underperform Votes
207
38.48%

Green Dot has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.61, meaning that its stock price is 61% more volatile than the S&P 500.

Summary

Encore Capital Group beats Green Dot on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding GDOT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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GDOT vs. The Competition

MetricGreen DotNondepository credit institutions IndustryBusiness SectorNYSE Exchange
Market Cap$593.21M$8.12B$14.33B$19.81B
Dividend YieldN/A4.33%2.60%3.84%
P/E Ratio-10.2921.6834.3535.67
Price / Sales0.327.70312.3246.74
Price / Cash3.4642.1530.9317.52
Price / Book0.663.205.464.84
Net Income$6.72M$517.73M$195.72M$1.02B
7 Day Performance17.00%5.99%2.66%1.94%
1 Month Performance0.50%7.98%3.69%3.03%
1 Year Performance6.16%23.81%24.28%9.73%

Green Dot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
GDOT
Green Dot
2.5511 of 5 stars
$10.81
+0.7%
$11.50
+6.4%
+9.3%$593.21M$1.83B-10.291,200Positive News
ECPG
Encore Capital Group
4.1933 of 5 stars
$37.56
-0.9%
$62.67
+66.8%
-3.9%$876.99M$1.38B-4.786,900Positive News
WRLD
World Acceptance
2.2355 of 5 stars
$155.54
+0.7%
$10.00
-93.6%
+27.8%$825.45M$522.13M10.863,120Positive News
EZPW
EZCORP
4.5736 of 5 stars
$13.25
-1.5%
$18.25
+37.7%
+34.4%$728.94M$1.20B11.527,000Trending News
Insider Trade
PRAA
PRA Group
4.1919 of 5 stars
$14.05
-1.0%
$27.00
+92.2%
-24.0%$557.21M$1.14B7.853,280Positive News
Short Interest ↑
RM
Regional Management
4.7956 of 5 stars
$26.32
-0.5%
$34.00
+29.2%
+4.1%$261.07M$520.37M6.331,990News Coverage
Positive News
Insider Trade
AXP
American Express
4.7096 of 5 stars
$295.37
+0.4%
$296.05
+0.2%
+33.2%$206.93B$67.12B21.0877,300Positive News
COF
Capital One Financial
4.8995 of 5 stars
$191.28
+1.1%
$207.60
+8.5%
+48.1%$73.29B$39.71B16.5055,900Trending News
Short Interest ↓
DFS
Discover Financial Services
4.5908 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+62.4%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.7468 of 5 stars
$32.37
flat
$31.82
-1.7%
+57.5%$6.79B$1.87B12.221,700News Coverage
Positive News
CACC
Credit Acceptance
1.9832 of 5 stars
$473.39
-0.8%
$440.00
-7.1%
+9.1%$5.49B$2.19B23.842,250Positive News
High Trading Volume

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This page (NYSE:GDOT) was last updated on 6/12/2025 by MarketBeat.com Staff
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