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Regional Management (RM) Competitors

Regional Management logo
$26.50 -0.61 (-2.23%)
Closing price 03:59 PM Eastern
Extended Trading
$26.39 -0.12 (-0.45%)
As of 04:19 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

RM vs. ECPG, WRLD, EZPW, PRAA, GDOT, AXP, COF, DFS, SLM, and CACC

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Regional Management vs.

Regional Management (NYSE:RM) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, earnings, community ranking, risk, valuation, analyst recommendations, profitability, institutional ownership and media sentiment.

In the previous week, Encore Capital Group had 3 more articles in the media than Regional Management. MarketBeat recorded 5 mentions for Encore Capital Group and 2 mentions for Regional Management. Encore Capital Group's average media sentiment score of 1.46 beat Regional Management's score of 1.39 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group received 30 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 59.37% of users gave Regional Management an outperform vote.

CompanyUnderperformOutperform
Regional ManagementOutperform Votes
301
59.37%
Underperform Votes
206
40.63%
Encore Capital GroupOutperform Votes
331
61.52%
Underperform Votes
207
38.48%

Regional Management has a net margin of 7.01% compared to Encore Capital Group's net margin of -13.91%. Regional Management's return on equity of 13.20% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management7.01% 13.20% 2.54%
Encore Capital Group -13.91%12.70%2.61%

Regional Management has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$520.37M0.51$41.23M$3.308.03
Encore Capital Group$1.38B0.66-$206.49M-$4.89-7.94

Regional Management has a beta of 1.25, meaning that its share price is 25% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.65, meaning that its share price is 65% more volatile than the S&P 500.

Regional Management currently has a consensus price target of $34.00, suggesting a potential upside of 28.28%. Encore Capital Group has a consensus price target of $62.67, suggesting a potential upside of 61.47%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

98.9% of Regional Management shares are held by institutional investors. 10.5% of Regional Management shares are held by company insiders. Comparatively, 2.5% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Encore Capital Group beats Regional Management on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$262.96M$6.12B$11.47B$19.30B
Dividend Yield4.20%4.34%5.45%3.84%
P/E Ratio6.3718.2622.4234.53
Price / Sales0.513.0527.6234.83
Price / Cash12.1711.1317.6217.51
Price / Book0.818.102.774.69
Net Income$41.23M$391.67M$1.03B$1.02B
7 Day Performance-8.92%-3.98%-0.23%-1.74%
1 Month Performance-18.07%11.17%6.11%7.50%
1 Year Performance-4.83%18.69%536.61%4.15%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
4.7492 of 5 stars
$26.51
-2.2%
$34.00
+28.3%
-4.4%$262.96M$520.37M6.371,990Positive News
ECPG
Encore Capital Group
4.3972 of 5 stars
$39.95
-1.4%
$62.67
+56.9%
-13.1%$932.79M$1.38B-5.096,900Positive News
WRLD
World Acceptance
2.2204 of 5 stars
$148.46
-2.5%
$10.00
-93.3%
+11.4%$853.20M$522.13M10.373,120Positive News
Insider Trade
EZPW
EZCORP
4.4769 of 5 stars
$13.90
-0.4%
$17.38
+25.0%
+33.6%$764.70M$1.20B12.097,000Positive News
Analyst Forecast
PRAA
PRA Group
4.2997 of 5 stars
$14.81
-4.4%
$27.00
+82.3%
-40.2%$587.35M$1.14B8.273,280Positive News
Analyst Downgrade
GDOT
Green Dot
3.9654 of 5 stars
$9.33
-1.2%
$11.50
+23.3%
-8.3%$505.97M$1.83B-8.891,200
AXP
American Express
4.4952 of 5 stars
$299.10
-0.2%
$295.05
-1.4%
+17.6%$209.55B$67.12B21.3577,300Positive News
COF
Capital One Financial
4.7195 of 5 stars
$197.36
+0.1%
$207.73
+5.3%
+33.2%$75.62B$39.71B17.0355,900Analyst Forecast
DFS
Discover Financial Services
4.6924 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+57.9%$49.77B$18.00B12.3920,200Positive News
High Trading Volume
SLM
SLM
4.6565 of 5 stars
$33.80
+0.3%
$31.18
-7.7%
+56.0%$7.09B$1.87B12.751,700Positive News
Analyst Forecast
CACC
Credit Acceptance
2.0484 of 5 stars
$502.63
+0.1%
$440.00
-12.5%
-2.1%$5.83B$2.19B25.312,250Positive News

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This page (NYSE:RM) was last updated on 5/22/2025 by MarketBeat.com Staff
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