Regional Management (RM) Competitors

EZCORP (NASDAQ:EZPW) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, earnings, risk, dividends, valuation, analyst recommendations, community ranking and media sentiment.

Do institutionals & insiders have more ownership in EZPW or RM?

99.8% of EZCORP shares are owned by institutional investors. Comparatively, 98.9% of Regional Management shares are owned by institutional investors. 2.1% of EZCORP shares are owned by company insiders. Comparatively, 10.5% of Regional Management shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Does the MarketBeat Community believe in EZPW or RM?

EZCORP received 29 more outperform votes than Regional Management when rated by MarketBeat users. However, 59.41% of users gave Regional Management an outperform vote while only 56.24% of users gave EZCORP an outperform vote.

Company	Underperform	Outperform
EZCORP	Outperform Votes 329 56.24%	Underperform Votes 256 43.76%
Regional Management	Outperform Votes 300 59.41%	Underperform Votes 205 40.59%

Which has better valuation & earnings, EZPW or RM?

EZCORP has higher revenue and earnings than Regional Management. Regional Management is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
EZCORP	$1.18B	0.72	$83.10M	$1.15	13.55
Regional Management	$513.97M	0.53	$41.23M	$4.16	6.47

Is EZPW or RM more profitable?

EZCORP has a net margin of 7.25% compared to Regional Management's net margin of 7.01%. Regional Management's return on equity of 13.20% beat EZCORP's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
EZCORP	7.25%	11.04%	5.93%
Regional Management	7.01%	13.20%	2.54%

Does the media refer more to EZPW or RM?

In the previous week, EZCORP had 8 more articles in the media than Regional Management. MarketBeat recorded 15 mentions for EZCORP and 7 mentions for Regional Management. EZCORP's average media sentiment score of 1.10 beat Regional Management's score of 0.69 indicating that EZCORP is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
EZCORP	8 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Regional Management	0 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend EZPW or RM?

EZCORP currently has a consensus target price of $16.88, suggesting a potential upside of 8.28%. Regional Management has a consensus target price of $35.50, suggesting a potential upside of 31.99%. Given Regional Management's higher probable upside, analysts plainly believe Regional Management is more favorable than EZCORP.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
EZCORP	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00
Regional Management	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has more volatility & risk, EZPW or RM?

EZCORP has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.27, suggesting that its share price is 27% more volatile than the S&P 500.

Summary

EZCORP beats Regional Management on 13 of the 19 factors compared between the two stocks.