Regional Management (RM) Competitors

EZCORP (NASDAQ:EZPW) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, media sentiment, profitability, dividends, analyst recommendations, institutional ownership, earnings and risk.

Which has preferable earnings and valuation, EZPW or RM?

EZCORP has higher revenue and earnings than Regional Management. Regional Management is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
EZCORP	$1.16B	0.96	$83.10M	$1.28	14.25
Regional Management	$588.50M	0.75	$41.23M	$3.47	12.99

Which has more volatility & risk, EZPW or RM?

EZCORP has a beta of 0.63, suggesting that its stock price is 37% less volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.22, suggesting that its stock price is 22% more volatile than the S&P 500.

Does the media favor EZPW or RM?

In the previous week, EZCORP had 6 more articles in the media than Regional Management. MarketBeat recorded 7 mentions for EZCORP and 1 mentions for Regional Management. Regional Management's average media sentiment score of 1.70 beat EZCORP's score of 1.04 indicating that Regional Management is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
EZCORP	4 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Regional Management	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts recommend EZPW or RM?

EZCORP currently has a consensus price target of $18.50, suggesting a potential upside of 1.45%. Regional Management has a consensus price target of $34.00, suggesting a potential downside of 24.56%. Given EZCORP's stronger consensus rating and higher probable upside, research analysts clearly believe EZCORP is more favorable than Regional Management.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
EZCORP	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80
Regional Management	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is EZPW or RM more profitable?

EZCORP has a net margin of 7.96% compared to Regional Management's net margin of 5.68%. EZCORP's return on equity of 11.85% beat Regional Management's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
EZCORP	7.96%	11.85%	6.13%
Regional Management	5.68%	10.91%	2.05%

Do institutionals & insiders have more ownership in EZPW or RM?

99.8% of EZCORP shares are owned by institutional investors. Comparatively, 98.9% of Regional Management shares are owned by institutional investors. 2.1% of EZCORP shares are owned by company insiders. Comparatively, 10.5% of Regional Management shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

EZCORP beats Regional Management on 13 of the 17 factors compared between the two stocks.