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Regional Management (RM) Competitors

Regional Management logo
$28.97 +0.54 (+1.90%)
As of 09:30 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

RM vs. ECPG, WRLD, EZPW, PRAA, GDOT, AXP, COF, DFS, SLM, and CACC

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Regional Management vs. Its Competitors

Encore Capital Group (NASDAQ:ECPG) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk, community ranking and dividends.

Regional Management has a net margin of 7.01% compared to Encore Capital Group's net margin of -13.91%. Regional Management's return on equity of 13.20% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-13.91% 12.70% 2.61%
Regional Management 7.01%13.20%2.54%

Encore Capital Group presently has a consensus target price of $62.67, indicating a potential upside of 57.75%. Regional Management has a consensus target price of $34.00, indicating a potential upside of 17.36%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts plainly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Regional Management
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

98.9% of Regional Management shares are held by institutional investors. 2.5% of Encore Capital Group shares are held by company insiders. Comparatively, 10.8% of Regional Management shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Encore Capital Group has a beta of 1.61, suggesting that its stock price is 61% more volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.17, suggesting that its stock price is 17% more volatile than the S&P 500.

In the previous week, Regional Management had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for Regional Management and 2 mentions for Encore Capital Group. Regional Management's average media sentiment score of 1.64 beat Encore Capital Group's score of 1.63 indicating that Regional Management is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Regional Management
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Regional Management has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.38B0.67-$206.49M-$4.89-8.12
Regional Management$520.37M0.55$41.23M$3.308.78

Encore Capital Group received 30 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 59.37% of users gave Regional Management an outperform vote.

CompanyUnderperformOutperform
Encore Capital GroupOutperform Votes
331
61.52%
Underperform Votes
207
38.48%
Regional ManagementOutperform Votes
301
59.37%
Underperform Votes
206
40.63%

Summary

Encore Capital Group beats Regional Management on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$287.41M$6.48B$11.69B$19.81B
Dividend Yield4.45%4.40%5.66%3.83%
P/E Ratio6.9619.6823.0135.68
Price / Sales0.553.3626.9246.74
Price / Cash12.1711.1317.6017.52
Price / Book0.888.532.884.84
Net Income$41.23M$391.67M$1.04B$1.02B
7 Day Performance7.22%6.62%1.46%1.94%
1 Month Performance-2.38%1.89%1.36%3.03%
1 Year Performance3.87%25.47%540.46%9.73%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
4.8636 of 5 stars
$28.97
+1.9%
$34.00
+17.4%
+4.1%$287.41M$520.37M6.961,990News Coverage
Positive News
Insider Trade
ECPG
Encore Capital Group
4.1964 of 5 stars
$38.35
-0.2%
$62.67
+63.4%
-3.9%$895.43M$1.38B-4.896,900Positive News
WRLD
World Acceptance
2.234 of 5 stars
$157.61
-3.3%
$10.00
-93.7%
+27.8%$836.44M$522.13M11.013,120Positive News
High Trading Volume
EZPW
EZCORP
4.5706 of 5 stars
$13.71
+3.5%
$18.25
+33.1%
+34.4%$754.24M$1.20B11.927,000Trending News
Insider Trade
PRAA
PRA Group
4.1919 of 5 stars
$14.65
-0.3%
$27.00
+84.3%
-24.0%$581.00M$1.14B8.183,280Positive News
Short Interest ↑
GDOT
Green Dot
2.561 of 5 stars
$10.29
+7.4%
$11.50
+11.8%
+9.3%$564.61M$1.83B-9.801,200Positive News
High Trading Volume
AXP
American Express
4.7114 of 5 stars
$301.61
-0.3%
$296.05
-1.8%
+33.2%$211.30B$67.12B21.5377,300Positive News
COF
Capital One Financial
4.8995 of 5 stars
$199.05
+0.5%
$210.64
+5.8%
+48.1%$76.26B$39.71B17.1755,900Trending News
Short Interest ↓
DFS
Discover Financial Services
4.5878 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+62.4%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.7452 of 5 stars
$31.84
-1.0%
$32.30
+1.4%
+57.5%$6.68B$1.87B12.021,700News Coverage
CACC
Credit Acceptance
1.8711 of 5 stars
$506.71
+0.2%
$440.00
-13.2%
+9.1%$5.88B$2.19B25.512,250Positive News
High Trading Volume

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This page (NYSE:RM) was last updated on 6/12/2025 by MarketBeat.com Staff
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