Regional Management (RM) Competitors $28.97 +0.54 (+1.90%) As of 09:30 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock RM vs. ECPG, WRLD, EZPW, PRAA, GDOT, AXP, COF, DFS, SLM, and CACCShould you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. Regional Management vs. Its Competitors Encore Capital Group World Acceptance EZCORP PRA Group Green Dot American Express Capital One Financial Discover Financial Services SLM Credit Acceptance Encore Capital Group (NASDAQ:ECPG) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk, community ranking and dividends. Is ECPG or RM more profitable? Regional Management has a net margin of 7.01% compared to Encore Capital Group's net margin of -13.91%. Regional Management's return on equity of 13.20% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets Encore Capital Group-13.91% 12.70% 2.61% Regional Management 7.01%13.20%2.54% Do analysts recommend ECPG or RM? Encore Capital Group presently has a consensus target price of $62.67, indicating a potential upside of 57.75%. Regional Management has a consensus target price of $34.00, indicating a potential upside of 17.36%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts plainly believe Encore Capital Group is more favorable than Regional Management.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25Regional Management 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Do institutionals & insiders have more ownership in ECPG or RM? 98.9% of Regional Management shares are held by institutional investors. 2.5% of Encore Capital Group shares are held by company insiders. Comparatively, 10.8% of Regional Management shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. Which has more risk and volatility, ECPG or RM? Encore Capital Group has a beta of 1.61, suggesting that its stock price is 61% more volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.17, suggesting that its stock price is 17% more volatile than the S&P 500. Does the media prefer ECPG or RM? In the previous week, Regional Management had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for Regional Management and 2 mentions for Encore Capital Group. Regional Management's average media sentiment score of 1.64 beat Encore Capital Group's score of 1.63 indicating that Regional Management is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Encore Capital Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Regional Management 4 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Which has higher earnings and valuation, ECPG or RM? Regional Management has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEncore Capital Group$1.38B0.67-$206.49M-$4.89-8.12Regional Management$520.37M0.55$41.23M$3.308.78 Does the MarketBeat Community prefer ECPG or RM? Encore Capital Group received 30 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 59.37% of users gave Regional Management an outperform vote. CompanyUnderperformOutperformEncore Capital GroupOutperform Votes33161.52% Underperform Votes20738.48% Regional ManagementOutperform Votes30159.37% Underperform Votes20640.63% SummaryEncore Capital Group beats Regional Management on 10 of the 19 factors compared between the two stocks. Get Regional Management News Delivered to You Automatically Sign up to receive the latest news and ratings for RM and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart RM vs. The Competition Export to ExcelMetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$287.41M$6.48B$11.69B$19.81BDividend Yield4.45%4.40%5.66%3.83%P/E Ratio6.9619.6823.0135.68Price / Sales0.553.3626.9246.74Price / Cash12.1711.1317.6017.52Price / Book0.888.532.884.84Net Income$41.23M$391.67M$1.04B$1.02B7 Day Performance7.22%6.62%1.46%1.94%1 Month Performance-2.38%1.89%1.36%3.03%1 Year Performance3.87%25.47%540.46%9.73% Regional Management Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)RMRegional Management4.8636 of 5 stars$28.97+1.9%$34.00+17.4%+4.1%$287.41M$520.37M6.961,990News CoveragePositive NewsInsider TradeECPGEncore Capital Group4.1964 of 5 stars$38.35-0.2%$62.67+63.4%-3.9%$895.43M$1.38B-4.896,900Positive NewsWRLDWorld Acceptance2.234 of 5 stars$157.61-3.3%$10.00-93.7%+27.8%$836.44M$522.13M11.013,120Positive NewsHigh Trading VolumeEZPWEZCORP4.5706 of 5 stars$13.71+3.5%$18.25+33.1%+34.4%$754.24M$1.20B11.927,000Trending NewsInsider TradePRAAPRA Group4.1919 of 5 stars$14.65-0.3%$27.00+84.3%-24.0%$581.00M$1.14B8.183,280Positive NewsShort Interest ↑GDOTGreen Dot2.561 of 5 stars$10.29+7.4%$11.50+11.8%+9.3%$564.61M$1.83B-9.801,200Positive NewsHigh Trading VolumeAXPAmerican Express4.7114 of 5 stars$301.61-0.3%$296.05-1.8%+33.2%$211.30B$67.12B21.5377,300Positive NewsCOFCapital One Financial4.8995 of 5 stars$199.05+0.5%$210.64+5.8%+48.1%$76.26B$39.71B17.1755,900Trending NewsShort Interest ↓DFSDiscover Financial Services4.5878 of 5 stars$197.76-1.4%$191.64-3.1%+62.4%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.7452 of 5 stars$31.84-1.0%$32.30+1.4%+57.5%$6.68B$1.87B12.021,700News CoverageCACCCredit Acceptance1.8711 of 5 stars$506.71+0.2%$440.00-13.2%+9.1%$5.88B$2.19B25.512,250Positive NewsHigh Trading Volume Related Companies and Tools Related Companies ECPG Alternatives WRLD Alternatives EZPW Alternatives PRAA Alternatives GDOT Alternatives AXP Alternatives COF Alternatives DFS Alternatives SLM Alternatives CACC Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:RM) was last updated on 6/12/2025 by MarketBeat.com Staff From Our PartnersTrump’s Exec Order #14154 could be a “Millionaire-Maker”Former Presidential Advisor, Jim Rickards, says Trump could “rewire our economy and hand millions of Americans...Paradigm Press | SponsoredTrump wipes out trillions overnight…Is there anybody more powerful than Donald Trump right now? 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