RM vs. ECPG, WRLD, EZPW, PRAA, GDOT, AXP, COF, DFS, SLM, and CACC
Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.
Regional Management vs. Its Competitors
Encore Capital Group (NASDAQ:ECPG) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, profitability, institutional ownership, earnings, media sentiment, valuation, risk and analyst recommendations.
Regional Management has a net margin of 5.53% compared to Encore Capital Group's net margin of -8.38%. Encore Capital Group's return on equity of 16.18% beat Regional Management's return on equity.
Encore Capital Group currently has a consensus price target of $62.67, suggesting a potential upside of 52.21%. Regional Management has a consensus price target of $34.00, suggesting a potential upside of 3.22%. Given Encore Capital Group's stronger consensus rating and higher possible upside, research analysts clearly believe Encore Capital Group is more favorable than Regional Management.
In the previous week, Regional Management had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 6 mentions for Regional Management and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.07 beat Regional Management's score of 0.48 indicating that Encore Capital Group is being referred to more favorably in the media.
Regional Management has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.
98.9% of Regional Management shares are held by institutional investors. 2.5% of Encore Capital Group shares are held by insiders. Comparatively, 10.8% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Encore Capital Group has a beta of 1.59, indicating that its share price is 59% more volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.18, indicating that its share price is 18% more volatile than the S&P 500.
Summary
Encore Capital Group beats Regional Management on 10 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Regional Management Competitors List
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This page (NYSE:RM) was last updated on 7/5/2025 by MarketBeat.com Staff
