Regional Management (RM) Competitors

Regional Management (NYSE:RM) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, earnings, community ranking, risk, valuation, analyst recommendations, profitability, institutional ownership and media sentiment.

Does the media refer more to RM or ECPG?

In the previous week, Encore Capital Group had 3 more articles in the media than Regional Management. MarketBeat recorded 5 mentions for Encore Capital Group and 2 mentions for Regional Management. Encore Capital Group's average media sentiment score of 1.46 beat Regional Management's score of 1.39 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Regional Management	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Encore Capital Group	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor RM or ECPG?

Encore Capital Group received 30 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 59.37% of users gave Regional Management an outperform vote.

Company	Underperform	Outperform
Regional Management	Outperform Votes 301 59.37%	Underperform Votes 206 40.63%
Encore Capital Group	Outperform Votes 331 61.52%	Underperform Votes 207 38.48%

Is RM or ECPG more profitable?

Regional Management has a net margin of 7.01% compared to Encore Capital Group's net margin of -13.91%. Regional Management's return on equity of 13.20% beat Encore Capital Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Regional Management	7.01%	13.20%	2.54%
Encore Capital Group	-13.91%	12.70%	2.61%

Which has higher valuation and earnings, RM or ECPG?

Regional Management has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Regional Management	$520.37M	0.51	$41.23M	$3.30	8.03
Encore Capital Group	$1.38B	0.66	-$206.49M	-$4.89	-7.94

Which has more risk and volatility, RM or ECPG?

Regional Management has a beta of 1.25, meaning that its share price is 25% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.65, meaning that its share price is 65% more volatile than the S&P 500.

Do analysts prefer RM or ECPG?

Regional Management currently has a consensus price target of $34.00, suggesting a potential upside of 28.28%. Encore Capital Group has a consensus price target of $62.67, suggesting a potential upside of 61.47%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than Regional Management.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Regional Management	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Encore Capital Group	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Do institutionals and insiders believe in RM or ECPG?

98.9% of Regional Management shares are held by institutional investors. 10.5% of Regional Management shares are held by company insiders. Comparatively, 2.5% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Encore Capital Group beats Regional Management on 12 of the 19 factors compared between the two stocks.