Comerica Bank Sells 35,540 Shares of PayPal Holdings, Inc. $PYPL

Key Points

• Comerica Bank reduced its PayPal stake by 16.0%, selling 35,540 shares in the fourth quarter and ending the period with 186,701 shares worth about $10.9 million.
• PayPal missed recent quarterly expectations, reporting $1.23 EPS vs. $1.29 expected and $8.68B revenue vs. $8.82B consensus, while the stock trades around $49.64 with a market cap near $44.7B and a 52‑week range of $38.46–$79.50.
• PayPal rolled out PayPal Ads ID, a commerce‑grade advertising identifier aimed at monetizing transaction and account data and potentially creating a new revenue stream, though analysts remain cautious amid near‑term earnings and regulatory risks.

Comerica Bank lowered its holdings in PayPal Holdings, Inc. (NASDAQ:PYPL - Free Report) by 16.0% in the fourth quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor owned 186,701 shares of the credit services provider's stock after selling 35,540 shares during the period. Comerica Bank's holdings in PayPal were worth $10,900,000 as of its most recent filing with the Securities and Exchange Commission.

A number of other large investors have also recently added to or reduced their stakes in PYPL. Cloud Capital Management LLC acquired a new stake in PayPal in the third quarter valued at $30,000. Kelleher Financial Advisors acquired a new stake in PayPal in the third quarter valued at $30,000. True Wealth Design LLC lifted its stake in PayPal by 285.3% in the third quarter. True Wealth Design LLC now owns 524 shares of the credit services provider's stock valued at $35,000 after acquiring an additional 388 shares during the last quarter. Dagco Inc. lifted its stake in PayPal by 1,250.0% in the third quarter. Dagco Inc. now owns 540 shares of the credit services provider's stock valued at $36,000 after acquiring an additional 500 shares during the last quarter. Finally, Salomon & Ludwin LLC lifted its stake in PayPal by 120.6% in the third quarter. Salomon & Ludwin LLC now owns 545 shares of the credit services provider's stock valued at $38,000 after acquiring an additional 298 shares during the last quarter. Institutional investors and hedge funds own 68.32% of the company's stock.

PayPal Price Performance

NASDAQ:PYPL opened at $49.64 on Wednesday. PayPal Holdings, Inc. has a 52 week low of $38.46 and a 52 week high of $79.50. The firm has a market cap of $44.66 billion, a price-to-earnings ratio of 9.18, a P/E/G ratio of 1.43 and a beta of 1.40. The firm's 50-day simple moving average is $46.27 and its 200 day simple moving average is $54.69. The company has a debt-to-equity ratio of 0.49, a quick ratio of 1.29 and a current ratio of 1.29.

PayPal (NASDAQ:PYPL - Get Free Report) last released its quarterly earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 EPS for the quarter, missing analysts' consensus estimates of $1.29 by ($0.06). PayPal had a return on equity of 25.42% and a net margin of 15.77%.The business had revenue of $8.68 billion for the quarter, compared to the consensus estimate of $8.82 billion. During the same period in the prior year, the business posted $1.19 earnings per share. PayPal's revenue was up 4.0% compared to the same quarter last year. As a group, sell-side analysts predict that PayPal Holdings, Inc. will post 5.32 earnings per share for the current year.

PayPal Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Wednesday, March 25th. Investors of record on Wednesday, March 4th were given a dividend of $0.14 per share. This represents a $0.56 dividend on an annualized basis and a yield of 1.1%. The ex-dividend date of this dividend was Wednesday, March 4th. PayPal's dividend payout ratio (DPR) is currently 10.35%.

Insider Buying and Selling

In related news, CAO Chris Natali sold 2,208 shares of the firm's stock in a transaction dated Tuesday, March 3rd. The shares were sold at an average price of $44.73, for a total transaction of $98,763.84. Following the transaction, the chief accounting officer directly owned 1,140 shares of the company's stock, valued at approximately $50,992.20. This trade represents a 65.95% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Suzan Kereere sold 37,613 shares of the firm's stock in a transaction dated Wednesday, February 18th. The shares were sold at an average price of $41.49, for a total transaction of $1,560,563.37. Following the completion of the transaction, the insider directly owned 30,983 shares in the company, valued at approximately $1,285,484.67. This represents a 54.83% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last three months, insiders have sold 87,608 shares of company stock valued at $3,831,535. 0.63% of the stock is owned by company insiders.

Analyst Upgrades and Downgrades

A number of analysts have commented on the stock. BTIG Research reiterated a "neutral" rating on shares of PayPal in a research note on Tuesday, February 3rd. Argus cut their price target on shares of PayPal from $87.00 to $65.00 and set a "buy" rating for the company in a research note on Friday, February 6th. Cantor Fitzgerald restated a "neutral" rating and set a $54.00 target price on shares of PayPal in a research note on Tuesday, April 21st. Wells Fargo & Company cut their target price on shares of PayPal from $67.00 to $48.00 and set an "equal weight" rating for the company in a research note on Wednesday, February 4th. Finally, Robert W. Baird set a $52.00 target price on shares of PayPal in a research note on Wednesday, February 4th. Seven analysts have rated the stock with a Buy rating, thirty-three have given a Hold rating and five have issued a Sell rating to the stock. According to data from MarketBeat, the stock has an average rating of "Hold" and an average price target of $56.55.

PayPal News Roundup

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: PayPal formally rolled out PayPal Ads ID, a deterministic advertising identifier built on verified PayPal and Venmo account and purchase data — a move that positions PYPL to monetize transaction data by selling identity and measurement services to advertisers, potentially opening a new revenue stream beyond payments. PayPal (PYPL) Launches Ads ID Days Before New CEO First Earnings Test
• Positive Sentiment: Company press release and industry coverage emphasize PayPal Ads ID as a “commerce‑grade” identity solution that could improve ad targeting and measurement for brands — this strengthens PayPal’s strategic narrative of monetizing transaction data and partnering with ad tech players. PayPal Brings New Commerce-Grade Identity Solution to Advertising Industry
• Neutral Sentiment: Analysts and outlets are revisiting valuation and trading ideas: some retail-focused pieces outline option/entry strategies and debate whether the multi-month share decline creates a buying opportunity — useful for timing trades but not an immediate fundamental catalyst. How To Buy PayPal Stock 35% Cheaper, Pocket 11% in the Meantime
• Neutral Sentiment: Coverage highlights that PYPL shares have fallen substantially over recent months and discusses medium‑term recovery levers (AI commerce, Venmo expansion, PYUSD rollout) — informative context but not an immediate upside trigger. PYPL Shares Slide 31.4% in 6 Months: Should You Buy the Dip or Sell?
• Negative Sentiment: Analysts expect Q1 results to decline and flag that PayPal lacks the two factors (estimates and positive surprises) typically needed for a beat; the quarter is the first major earnings test under new leadership, increasing near‑term execution scrutiny. Earnings Preview: Paypal (PYPL) Q1 Earnings Expected to Decline
• Negative Sentiment: A Seeking Alpha analysis warns that the rise of agentic/AI shopping agents could redirect purchases away from traditional payment rails or change checkout behavior, which would threaten PayPal’s transaction volumes and fee economics over time. PayPal Profit Engine Could Be Threatened By Agentic Shopping Revolution
• Negative Sentiment: Potential regulatory change: the proposed PACE Act would impose registration, reserve and reporting requirements on payment providers; if enacted, such rules could raise compliance and capital costs for PYPL. New Bill: Representative Young Kim introduces H.R. 8395: Payments Access and Consumer Efficiency Act of 2026

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal's platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal's portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree's developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.

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