Credit Acceptance (CACC) Competitors $515.24 -15.22 (-2.87%) Closing price 07/11/2025 04:00 PM EasternExtended Trading$514.21 -1.03 (-0.20%) As of 07/11/2025 07:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock CACC vs. ALLY, SLM, NNI, ECPG, WRLD, EZPW, GDOT, PRAA, RM, and AXPShould you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include Ally Financial (ALLY), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), PRA Group (PRAA), Regional Management (RM), and American Express (AXP). Credit Acceptance vs. Its Competitors Ally Financial SLM Nelnet Encore Capital Group World Acceptance EZCORP Green Dot PRA Group Regional Management American Express Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends. Which has better earnings & valuation, CACC or ALLY? Ally Financial has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCredit Acceptance$2.16B2.76$247.90M$23.4421.98Ally Financial$8.18B1.52$668M$1.3629.72 Is CACC or ALLY more profitable? Credit Acceptance has a net margin of 13.03% compared to Ally Financial's net margin of 6.96%. Credit Acceptance's return on equity of 28.60% beat Ally Financial's return on equity.Company Net Margins Return on Equity Return on Assets Credit Acceptance13.03% 28.60% 5.44% Ally Financial 6.96%9.53%0.59% Does the media favor CACC or ALLY? In the previous week, Ally Financial had 2 more articles in the media than Credit Acceptance. MarketBeat recorded 10 mentions for Ally Financial and 8 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.10 beat Ally Financial's score of 0.79 indicating that Credit Acceptance is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Credit Acceptance 5 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Ally Financial 4 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more volatility and risk, CACC or ALLY? Credit Acceptance has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500. Do analysts recommend CACC or ALLY? Credit Acceptance currently has a consensus target price of $440.00, suggesting a potential downside of 14.60%. Ally Financial has a consensus target price of $42.67, suggesting a potential upside of 5.56%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts clearly believe Ally Financial is more favorable than Credit Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Credit Acceptance 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50Ally Financial 2 Sell rating(s) 6 Hold rating(s) 9 Buy rating(s) 0 Strong Buy rating(s) 2.41 Do insiders and institutionals hold more shares of CACC or ALLY? 81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by insiders. Comparatively, 0.7% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. SummaryAlly Financial beats Credit Acceptance on 8 of the 15 factors compared between the two stocks. Get Credit Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for CACC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CACC vs. The Competition Export to ExcelMetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$6.16B$8.33B$12.05B$9.10BDividend YieldN/A3.39%5.53%4.00%P/E Ratio21.9815.6519.2020.27Price / Sales2.762.4025.3998.72Price / Cash12.688.5021.6458.16Price / Book3.571.862.285.49Net Income$247.90M$486.48M$992.82M$250.45M7 Day Performance-2.36%-1.20%-0.20%4.78%1 Month Performance3.14%7.14%2.78%7.67%1 Year Performance-10.67%33.94%536.06%16.43% Credit Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CACCCredit Acceptance2.4047 of 5 stars$515.24-2.9%$440.00-14.6%-8.0%$6.16B$2.16B21.982,431News CoveragePositive NewsHigh Trading VolumeALLYAlly Financial4.7248 of 5 stars$40.41-1.9%$41.60+2.9%-4.4%$12.41B$8.18B29.7110,700News CoverageUpcoming EarningsAnalyst ForecastSLMSLM4.6941 of 5 stars$34.40+1.6%$32.30-6.1%+53.9%$7.22B$2.62B12.371,710Analyst UpgradeNNINelnet4.1895 of 5 stars$122.59+0.2%$98.00-20.1%+16.1%$4.45B$2.14B23.176,739Positive NewsECPGEncore Capital Group4.0933 of 5 stars$40.17-2.4%$62.67+56.0%-12.7%$937.97M$1.32B-8.217,350Positive NewsWRLDWorld Acceptance2.6428 of 5 stars$173.28-0.8%$10.00-94.2%+29.1%$919.60M$522.13M10.592,838Positive NewsAnalyst UpgradeEZPWEZCORP4.3125 of 5 stars$14.04+0.1%$18.25+30.0%+40.1%$772.34M$1.16B11.808,000Analyst ForecastGDOTGreen Dot2.6706 of 5 stars$11.11-0.2%$11.50+3.5%+10.5%$610.94M$1.83B-85.451,150News CoverageAnalyst ForecastPRAAPRA Group4.5812 of 5 stars$15.38-1.5%$27.00+75.6%-24.4%$609.97M$1.11B8.593,115RMRegional Management4.2134 of 5 stars$33.18+0.7%$34.00+2.5%+16.9%$329.15M$588.50M10.052,131AXPAmerican Express4.4831 of 5 stars$322.71-1.7%$295.25-8.5%+33.9%$226.09B$65.95B22.5475,100Positive NewsUpcoming EarningsAnalyst Forecast Related Companies and Tools Related Companies ALLY Competitors SLM Competitors NNI Competitors ECPG Competitors WRLD Competitors EZPW Competitors GDOT Competitors PRAA Competitors RM Competitors AXP Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CACC) was last updated on 7/12/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredI was wrong about TrumpI made a mistake. 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