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Credit Acceptance (CACC) Competitors

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$515.24 -15.22 (-2.87%)
Closing price 07/11/2025 04:00 PM Eastern
Extended Trading
$514.21 -1.03 (-0.20%)
As of 07/11/2025 07:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

CACC vs. ALLY, SLM, NNI, ECPG, WRLD, EZPW, GDOT, PRAA, RM, and AXP

Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include Ally Financial (ALLY), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), PRA Group (PRAA), Regional Management (RM), and American Express (AXP).

Credit Acceptance vs. Its Competitors

Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

Ally Financial has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.16B2.76$247.90M$23.4421.98
Ally Financial$8.18B1.52$668M$1.3629.72

Credit Acceptance has a net margin of 13.03% compared to Ally Financial's net margin of 6.96%. Credit Acceptance's return on equity of 28.60% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance13.03% 28.60% 5.44%
Ally Financial 6.96%9.53%0.59%

In the previous week, Ally Financial had 2 more articles in the media than Credit Acceptance. MarketBeat recorded 10 mentions for Ally Financial and 8 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.10 beat Ally Financial's score of 0.79 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
4 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500.

Credit Acceptance currently has a consensus target price of $440.00, suggesting a potential downside of 14.60%. Ally Financial has a consensus target price of $42.67, suggesting a potential upside of 5.56%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts clearly believe Ally Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Ally Financial
2 Sell rating(s)
6 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.41

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by insiders. Comparatively, 0.7% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Ally Financial beats Credit Acceptance on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$6.16B$8.33B$12.05B$9.10B
Dividend YieldN/A3.39%5.53%4.00%
P/E Ratio21.9815.6519.2020.27
Price / Sales2.762.4025.3998.72
Price / Cash12.688.5021.6458.16
Price / Book3.571.862.285.49
Net Income$247.90M$486.48M$992.82M$250.45M
7 Day Performance-2.36%-1.20%-0.20%4.78%
1 Month Performance3.14%7.14%2.78%7.67%
1 Year Performance-10.67%33.94%536.06%16.43%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
2.4047 of 5 stars
$515.24
-2.9%
$440.00
-14.6%
-8.0%$6.16B$2.16B21.982,431News Coverage
Positive News
High Trading Volume
ALLY
Ally Financial
4.7248 of 5 stars
$40.41
-1.9%
$41.60
+2.9%
-4.4%$12.41B$8.18B29.7110,700News Coverage
Upcoming Earnings
Analyst Forecast
SLM
SLM
4.6941 of 5 stars
$34.40
+1.6%
$32.30
-6.1%
+53.9%$7.22B$2.62B12.371,710Analyst Upgrade
NNI
Nelnet
4.1895 of 5 stars
$122.59
+0.2%
$98.00
-20.1%
+16.1%$4.45B$2.14B23.176,739Positive News
ECPG
Encore Capital Group
4.0933 of 5 stars
$40.17
-2.4%
$62.67
+56.0%
-12.7%$937.97M$1.32B-8.217,350Positive News
WRLD
World Acceptance
2.6428 of 5 stars
$173.28
-0.8%
$10.00
-94.2%
+29.1%$919.60M$522.13M10.592,838Positive News
Analyst Upgrade
EZPW
EZCORP
4.3125 of 5 stars
$14.04
+0.1%
$18.25
+30.0%
+40.1%$772.34M$1.16B11.808,000Analyst Forecast
GDOT
Green Dot
2.6706 of 5 stars
$11.11
-0.2%
$11.50
+3.5%
+10.5%$610.94M$1.83B-85.451,150News Coverage
Analyst Forecast
PRAA
PRA Group
4.5812 of 5 stars
$15.38
-1.5%
$27.00
+75.6%
-24.4%$609.97M$1.11B8.593,115
RM
Regional Management
4.2134 of 5 stars
$33.18
+0.7%
$34.00
+2.5%
+16.9%$329.15M$588.50M10.052,131
AXP
American Express
4.4831 of 5 stars
$322.71
-1.7%
$295.25
-8.5%
+33.9%$226.09B$65.95B22.5475,100Positive News
Upcoming Earnings
Analyst Forecast

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This page (NASDAQ:CACC) was last updated on 7/12/2025 by MarketBeat.com Staff
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