Credit Acceptance (CACC) Competitors $506.56 +6.66 (+1.33%) Closing price 04:00 PM EasternExtended Trading$506.43 -0.13 (-0.03%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock CACC vs. ALLY, SLM, NNI, EZPW, ECPG, WRLD, GDOT, PRAA, RM, and AXPShould you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include Ally Financial (ALLY), SLM (SLM), Nelnet (NNI), EZCORP (EZPW), Encore Capital Group (ECPG), World Acceptance (WRLD), Green Dot (GDOT), PRA Group (PRAA), Regional Management (RM), and American Express (AXP). Credit Acceptance vs. Its Competitors Ally Financial SLM Nelnet EZCORP Encore Capital Group World Acceptance Green Dot PRA Group Regional Management American Express Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, risk, earnings, media sentiment, dividends and valuation. Does the media refer more to CACC or ALLY? In the previous week, Ally Financial had 8 more articles in the media than Credit Acceptance. MarketBeat recorded 18 mentions for Ally Financial and 10 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.21 beat Ally Financial's score of 0.77 indicating that Credit Acceptance is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Credit Acceptance 5 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Ally Financial 5 Very Positive mention(s) 3 Positive mention(s) 6 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Which has more volatility and risk, CACC or ALLY? Credit Acceptance has a beta of 1.19, meaning that its share price is 19% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500. Do analysts rate CACC or ALLY? Credit Acceptance currently has a consensus target price of $440.00, indicating a potential downside of 13.14%. Ally Financial has a consensus target price of $45.67, indicating a potential upside of 9.26%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts plainly believe Ally Financial is more favorable than Credit Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Credit Acceptance 1 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.67Ally Financial 0 Sell rating(s) 7 Hold rating(s) 11 Buy rating(s) 0 Strong Buy rating(s) 2.61 Do insiders and institutionals believe in CACC or ALLY? 81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 6.6% of Credit Acceptance shares are held by company insiders. Comparatively, 0.7% of Ally Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. Which has stronger valuation and earnings, CACC or ALLY? Ally Financial has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCredit Acceptance$2.16B2.63$247.90M$34.6914.60Ally Financial$8.18B1.57$668M$1.6625.18 Is CACC or ALLY more profitable? Credit Acceptance has a net margin of 18.69% compared to Ally Financial's net margin of 8.10%. Credit Acceptance's return on equity of 27.06% beat Ally Financial's return on equity.Company Net Margins Return on Equity Return on Assets Credit Acceptance18.69% 27.06% 5.08% Ally Financial 8.10%9.96%0.63% SummaryCredit Acceptance and Ally Financial tied by winning 8 of the 16 factors compared between the two stocks. Get Credit Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for CACC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CACC vs. The Competition Export to ExcelMetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$5.62B$11.73B$12.64B$10.68BDividend YieldN/A3.58%5.57%4.82%P/E Ratio14.6020.6222.0629.71Price / Sales2.632.3830.02132.28Price / Cash11.958.6522.3661.44Price / Book3.511.832.206.60Net Income$247.90M$486.48M$1.02B$276.82M7 Day Performance3.10%3.13%1.49%2.07%1 Month Performance4.38%-3.34%-0.26%2.62%1 Year Performance5.43%23.70%536.91%32.86% Credit Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CACCCredit Acceptance2.9318 of 5 stars$506.56+1.3%$440.00-13.1%+5.2%$5.62B$2.16B14.602,431News CoveragePositive NewsUpcoming EarningsAnalyst ForecastALLYAlly Financial4.8096 of 5 stars$37.89+2.5%$45.14+19.1%+19.1%$11.38B$8.18B24.6110,700Earnings ReportInsider TradeSLMSLM4.9179 of 5 stars$25.50-0.6%$33.89+32.9%+17.2%$5.35B$2.62B12.811,710Trending NewsEarnings ReportDividend AnnouncementAnalyst ForecastGap UpNNINelnet4.5698 of 5 stars$128.20+1.8%N/A+16.5%$4.56B$2.14B14.206,739News CoverageEZPWEZCORP2.9934 of 5 stars$18.97+2.6%$19.00+0.2%+56.7%$1.13B$1.16B14.828,000ECPGEncore Capital Group4.0244 of 5 stars$44.08+5.0%$62.67+42.2%-3.0%$966.03M$1.32B-11.797,350Analyst ForecastWRLDWorld Acceptance2.5546 of 5 stars$167.63+1.6%$10.00-94.0%+33.8%$898.50M$564.84M11.312,838Trending NewsEarnings ReportAnalyst ForecastGDOTGreen Dot2.2799 of 5 stars$12.26-1.4%$13.00+6.0%+11.3%$689.09M$1.72B-27.871,150PRAAPRA Group4.5075 of 5 stars$13.61+1.6%$27.50+102.1%-26.6%$523.20M$1.11B5.843,115Positive NewsRMRegional Management3.8851 of 5 stars$39.03+3.2%$34.00-12.9%+32.2%$370.50M$588.50M11.252,131AXPAmerican Express4.2097 of 5 stars$323.17+2.2%$323.60+0.1%+30.8%$220.08B$65.95B22.6875,100Trending NewsEarnings ReportAnalyst UpgradeInsider TradeAnalyst Revision Related Companies and Tools Related Companies ALLY Competitors SLM Competitors NNI Competitors EZPW Competitors ECPG Competitors WRLD Competitors GDOT Competitors PRAA Competitors RM Competitors AXP Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CACC) was last updated on 10/24/2025 by MarketBeat.com Staff From Our PartnersNEW LAW: Congress Approves Setup For Digital Dollar?Trump Ally Says Congress Approved the Setup for a Digital Dollar 2.0 But according to Rep. 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