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Credit Acceptance (CACC) Competitors

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$506.56 +6.66 (+1.33%)
Closing price 04:00 PM Eastern
Extended Trading
$506.43 -0.13 (-0.03%)
As of 04:10 PM Eastern
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CACC vs. ALLY, SLM, NNI, EZPW, ECPG, WRLD, GDOT, PRAA, RM, and AXP

Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include Ally Financial (ALLY), SLM (SLM), Nelnet (NNI), EZCORP (EZPW), Encore Capital Group (ECPG), World Acceptance (WRLD), Green Dot (GDOT), PRA Group (PRAA), Regional Management (RM), and American Express (AXP).

Credit Acceptance vs. Its Competitors

Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, risk, earnings, media sentiment, dividends and valuation.

In the previous week, Ally Financial had 8 more articles in the media than Credit Acceptance. MarketBeat recorded 18 mentions for Ally Financial and 10 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.21 beat Ally Financial's score of 0.77 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
5 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
5 Very Positive mention(s)
3 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a beta of 1.19, meaning that its share price is 19% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500.

Credit Acceptance currently has a consensus target price of $440.00, indicating a potential downside of 13.14%. Ally Financial has a consensus target price of $45.67, indicating a potential upside of 9.26%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts plainly believe Ally Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Ally Financial
0 Sell rating(s)
7 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.61

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 6.6% of Credit Acceptance shares are held by company insiders. Comparatively, 0.7% of Ally Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Ally Financial has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.16B2.63$247.90M$34.6914.60
Ally Financial$8.18B1.57$668M$1.6625.18

Credit Acceptance has a net margin of 18.69% compared to Ally Financial's net margin of 8.10%. Credit Acceptance's return on equity of 27.06% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance18.69% 27.06% 5.08%
Ally Financial 8.10%9.96%0.63%

Summary

Credit Acceptance and Ally Financial tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$5.62B$11.73B$12.64B$10.68B
Dividend YieldN/A3.58%5.57%4.82%
P/E Ratio14.6020.6222.0629.71
Price / Sales2.632.3830.02132.28
Price / Cash11.958.6522.3661.44
Price / Book3.511.832.206.60
Net Income$247.90M$486.48M$1.02B$276.82M
7 Day Performance3.10%3.13%1.49%2.07%
1 Month Performance4.38%-3.34%-0.26%2.62%
1 Year Performance5.43%23.70%536.91%32.86%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
2.9318 of 5 stars
$506.56
+1.3%
$440.00
-13.1%
+5.2%$5.62B$2.16B14.602,431News Coverage
Positive News
Upcoming Earnings
Analyst Forecast
ALLY
Ally Financial
4.8096 of 5 stars
$37.89
+2.5%
$45.14
+19.1%
+19.1%$11.38B$8.18B24.6110,700Earnings Report
Insider Trade
SLM
SLM
4.9179 of 5 stars
$25.50
-0.6%
$33.89
+32.9%
+17.2%$5.35B$2.62B12.811,710Trending News
Earnings Report
Dividend Announcement
Analyst Forecast
Gap Up
NNI
Nelnet
4.5698 of 5 stars
$128.20
+1.8%
N/A+16.5%$4.56B$2.14B14.206,739News Coverage
EZPW
EZCORP
2.9934 of 5 stars
$18.97
+2.6%
$19.00
+0.2%
+56.7%$1.13B$1.16B14.828,000
ECPG
Encore Capital Group
4.0244 of 5 stars
$44.08
+5.0%
$62.67
+42.2%
-3.0%$966.03M$1.32B-11.797,350Analyst Forecast
WRLD
World Acceptance
2.5546 of 5 stars
$167.63
+1.6%
$10.00
-94.0%
+33.8%$898.50M$564.84M11.312,838Trending News
Earnings Report
Analyst Forecast
GDOT
Green Dot
2.2799 of 5 stars
$12.26
-1.4%
$13.00
+6.0%
+11.3%$689.09M$1.72B-27.871,150
PRAA
PRA Group
4.5075 of 5 stars
$13.61
+1.6%
$27.50
+102.1%
-26.6%$523.20M$1.11B5.843,115Positive News
RM
Regional Management
3.8851 of 5 stars
$39.03
+3.2%
$34.00
-12.9%
+32.2%$370.50M$588.50M11.252,131
AXP
American Express
4.2097 of 5 stars
$323.17
+2.2%
$323.60
+0.1%
+30.8%$220.08B$65.95B22.6875,100Trending News
Earnings Report
Analyst Upgrade
Insider Trade
Analyst Revision

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This page (NASDAQ:CACC) was last updated on 10/24/2025 by MarketBeat.com Staff
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