CACC vs. SLM, NNI, ECPG, WRLD, EZPW, PRAA, GDOT, RM, AXP, and COF
Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry.
Credit Acceptance vs. Its Competitors
SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, dividends, media sentiment, risk, institutional ownership, valuation, earnings and analyst recommendations.
SLM has a net margin of 21.05% compared to Credit Acceptance's net margin of 13.03%. SLM's return on equity of 31.25% beat Credit Acceptance's return on equity.
SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.
98.9% of SLM shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 1.3% of SLM shares are owned by company insiders. Comparatively, 5.3% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
In the previous week, Credit Acceptance had 7 more articles in the media than SLM. MarketBeat recorded 12 mentions for Credit Acceptance and 5 mentions for SLM. Credit Acceptance's average media sentiment score of 0.67 beat SLM's score of 0.39 indicating that Credit Acceptance is being referred to more favorably in the news media.
SLM presently has a consensus price target of $32.30, suggesting a potential downside of 0.06%. Credit Acceptance has a consensus price target of $440.00, suggesting a potential downside of 13.60%. Given SLM's stronger consensus rating and higher probable upside, analysts plainly believe SLM is more favorable than Credit Acceptance.
SLM has a beta of 1.1, meaning that its stock price is 10% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500.
Summary
SLM and Credit Acceptance tied by winning 8 of the 16 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Credit Acceptance Competitors List
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This page (NASDAQ:CACC) was last updated on 6/25/2025 by MarketBeat.com Staff
