Credit Acceptance (CACC) Competitors $515.24 -15.22 (-2.87%) Closing price 07/11/2025 04:00 PM EasternExtended Trading$514.21 -1.03 (-0.20%) As of 07/11/2025 07:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock CACC vs. ALLY, SLM, NNI, ECPG, WRLD, EZPW, GDOT, PRAA, RM, and AXPShould you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include Ally Financial (ALLY), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), PRA Group (PRAA), Regional Management (RM), and American Express (AXP). Credit Acceptance vs. Its Competitors Ally Financial SLM Nelnet Encore Capital Group World Acceptance EZCORP Green Dot PRA Group Regional Management American Express Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends. Which has better earnings & valuation, CACC or ALLY? Ally Financial has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCredit Acceptance$2.16B2.76$247.90M$23.4421.98Ally Financial$8.18B1.52$668M$1.3629.72 Is CACC or ALLY more profitable? Credit Acceptance has a net margin of 13.03% compared to Ally Financial's net margin of 6.96%. Credit Acceptance's return on equity of 28.60% beat Ally Financial's return on equity.Company Net Margins Return on Equity Return on Assets Credit Acceptance13.03% 28.60% 5.44% Ally Financial 6.96%9.53%0.59% Does the media favor CACC or ALLY? In the previous week, Ally Financial had 2 more articles in the media than Credit Acceptance. MarketBeat recorded 10 mentions for Ally Financial and 8 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.10 beat Ally Financial's score of 0.79 indicating that Credit Acceptance is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Credit Acceptance 5 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Ally Financial 4 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more volatility and risk, CACC or ALLY? Credit Acceptance has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500. Do analysts recommend CACC or ALLY? Credit Acceptance currently has a consensus target price of $440.00, suggesting a potential downside of 14.60%. Ally Financial has a consensus target price of $42.67, suggesting a potential upside of 5.56%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts clearly believe Ally Financial is more favorable than Credit Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Credit Acceptance 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50Ally Financial 2 Sell rating(s) 6 Hold rating(s) 9 Buy rating(s) 0 Strong Buy rating(s) 2.41 Do insiders and institutionals hold more shares of CACC or ALLY? 81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by insiders. Comparatively, 0.7% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. SummaryAlly Financial beats Credit Acceptance on 8 of the 15 factors compared between the two stocks. Get Credit Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for CACC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CACC vs. The Competition Export to ExcelMetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$6.16B$8.33B$12.05B$9.10BDividend YieldN/A3.39%5.53%4.00%P/E Ratio21.9815.6519.2020.27Price / Sales2.762.4025.3998.72Price / Cash12.688.5021.6458.16Price / Book3.571.862.285.49Net Income$247.90M$486.48M$992.82M$250.45M7 Day Performance-2.36%-1.20%-0.20%4.78%1 Month Performance3.14%7.14%2.78%7.67%1 Year Performance-10.67%33.94%536.06%16.43% Credit Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CACCCredit Acceptance2.4047 of 5 stars$515.24-2.9%$440.00-14.6%-8.0%$6.16B$2.16B21.982,431News CoveragePositive NewsHigh Trading VolumeALLYAlly Financial4.7248 of 5 stars$40.41-1.9%$41.60+2.9%-4.4%$12.41B$8.18B29.7110,700News CoverageUpcoming EarningsAnalyst ForecastSLMSLM4.6941 of 5 stars$34.40+1.6%$32.30-6.1%+53.9%$7.22B$2.62B12.371,710Analyst UpgradeNNINelnet4.1895 of 5 stars$122.59+0.2%$98.00-20.1%+16.1%$4.45B$2.14B23.176,739Positive NewsECPGEncore Capital Group4.0933 of 5 stars$40.17-2.4%$62.67+56.0%-12.7%$937.97M$1.32B-8.217,350Positive NewsWRLDWorld Acceptance2.6428 of 5 stars$173.28-0.8%$10.00-94.2%+29.1%$919.60M$522.13M10.592,838Positive NewsAnalyst UpgradeEZPWEZCORP4.3125 of 5 stars$14.04+0.1%$18.25+30.0%+40.1%$772.34M$1.16B11.808,000Analyst ForecastGDOTGreen Dot2.6706 of 5 stars$11.11-0.2%$11.50+3.5%+10.5%$610.94M$1.83B-85.451,150News CoverageAnalyst ForecastPRAAPRA Group4.5812 of 5 stars$15.38-1.5%$27.00+75.6%-24.4%$609.97M$1.11B8.593,115RMRegional Management4.2134 of 5 stars$33.18+0.7%$34.00+2.5%+16.9%$329.15M$588.50M10.052,131AXPAmerican Express4.4831 of 5 stars$322.71-1.7%$295.25-8.5%+33.9%$226.09B$65.95B22.5475,100Positive NewsUpcoming EarningsAnalyst Forecast Related Companies and Tools Related Companies ALLY Competitors SLM Competitors NNI Competitors ECPG Competitors WRLD Competitors EZPW Competitors GDOT Competitors PRAA Competitors RM Competitors AXP Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CACC) was last updated on 7/12/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredI was wrong about TrumpI made a mistake. A mistake I feel very foolish about. After speaking with Donald Trump and some of his ...Porter & Company | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredGoogle did what!?!?A new technology has sparked a modern-day gold rush in Silicon Valley. OpenAI’s Sam Altman invested $375M. Bil...Stansberry Research | SponsoredTrump’s Exec Order #14154 could be a “Millionaire-Maker”Former Presidential Advisor, Jim Rickards, says Trump could “rewire our economy and hand millions of Americans...Paradigm Press | Sponsored$100 Trillion “AI Metal” Found in American Ghost TownJeff Brown recently traveled to a ghost town in the middle of an American desert… To investigate what could...Brownstone Research | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredBank of America Says Gold Could Hit $4,000. Here How to Get PaidBank of America believes gold could hit $4,000 an ounce in the next 12 months. That's an 18% jump from toda...Investors Alley | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Credit Acceptance Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share Credit Acceptance With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
