Bread Financial (BFH) Competitors $47.95 +0.50 (+1.06%) Closing price 03:59 PM EasternExtended Trading$47.79 -0.16 (-0.34%) As of 05:40 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock BFH vs. GGAL, WF, COOP, UWMC, QFIN, OMF, BMA, CADE, FLG, and OZKShould you be buying Bread Financial stock or one of its competitors? The main competitors of Bread Financial include Grupo Financiero Galicia (GGAL), Woori Financial Group (WF), Mr. Cooper Group (COOP), UWM (UWMC), Qifu Technology (QFIN), OneMain (OMF), Banco Macro (BMA), Cadence Bank (CADE), Flagstar Financial (FLG), and Bank OZK (OZK). These companies are all part of the "banking" industry. Bread Financial vs. Grupo Financiero Galicia Woori Financial Group Mr. Cooper Group UWM Qifu Technology OneMain Banco Macro Cadence Bank Flagstar Financial Bank OZK Bread Financial (NYSE:BFH) and Grupo Financiero Galicia (NASDAQ:GGAL) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their community ranking, risk, institutional ownership, dividends, analyst recommendations, valuation, media sentiment, profitability and earnings. Do analysts recommend BFH or GGAL? Bread Financial currently has a consensus target price of $60.00, indicating a potential upside of 25.12%. Grupo Financiero Galicia has a consensus target price of $59.00, indicating a potential upside of 0.53%. Given Bread Financial's higher probable upside, analysts plainly believe Bread Financial is more favorable than Grupo Financiero Galicia.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bread Financial 3 Sell rating(s) 7 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.00Grupo Financiero Galicia 0 Sell rating(s) 0 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the media prefer BFH or GGAL? In the previous week, Bread Financial had 17 more articles in the media than Grupo Financiero Galicia. MarketBeat recorded 25 mentions for Bread Financial and 8 mentions for Grupo Financiero Galicia. Grupo Financiero Galicia's average media sentiment score of 1.44 beat Bread Financial's score of 0.83 indicating that Grupo Financiero Galicia is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bread Financial 10 Very Positive mention(s) 1 Positive mention(s) 8 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Grupo Financiero Galicia 6 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Does the MarketBeat Community prefer BFH or GGAL? Grupo Financiero Galicia received 334 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 58.31% of users gave Grupo Financiero Galicia an outperform vote while only 20.73% of users gave Bread Financial an outperform vote. CompanyUnderperformOutperformBread FinancialOutperform Votes1720.73% Underperform Votes6579.27% Grupo Financiero GaliciaOutperform Votes35158.31% Underperform Votes25141.69% Is BFH or GGAL a better dividend stock? Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.8%. Grupo Financiero Galicia pays an annual dividend of $2.36 per share and has a dividend yield of 4.0%. Bread Financial pays out 14.9% of its earnings in the form of a dividend. Grupo Financiero Galicia pays out 34.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Do insiders and institutionals believe in BFH or GGAL? 99.5% of Bread Financial shares are owned by institutional investors. 0.9% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Which has more volatility & risk, BFH or GGAL? Bread Financial has a beta of 1.58, suggesting that its share price is 58% more volatile than the S&P 500. Comparatively, Grupo Financiero Galicia has a beta of 1.6, suggesting that its share price is 60% more volatile than the S&P 500. Is BFH or GGAL more profitable? Bread Financial has a net margin of 5.75% compared to Grupo Financiero Galicia's net margin of 0.00%. Bread Financial's return on equity of 12.41% beat Grupo Financiero Galicia's return on equity.Company Net Margins Return on Equity Return on Assets Bread Financial5.75% 12.41% 1.72% Grupo Financiero Galicia N/A N/A N/A Which has higher earnings & valuation, BFH or GGAL? Grupo Financiero Galicia has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Grupo Financiero Galicia, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBread Financial$3.82B0.60$277M$5.638.52Grupo Financiero Galicia$7.59T0.00$1.28B$6.798.64 SummaryGrupo Financiero Galicia beats Bread Financial on 11 of the 20 factors compared between the two stocks. Get Bread Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for BFH and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart BFH vs. The Competition Export to ExcelMetricBread FinancialPersonal credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$2.33B$5.83B$11.12B$18.97BDividend Yield1.74%4.36%5.79%4.03%P/E Ratio8.5516.2622.0032.71Price / Sales0.603.8526.0827.84Price / Cash4.8311.1317.6017.53Price / Book0.776.532.654.47Net Income$277M$391.67M$1.03B$1.02B7 Day Performance-2.81%-2.74%0.57%0.50%1 Month Performance-5.43%0.60%-0.43%-2.83%1 Year Performance23.61%16.81%537.91%4.36% Bread Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)BFHBread Financial4.732 of 5 stars$47.95+1.1%$60.00+25.1%+28.5%$2.31B$3.82B8.647,500Earnings ReportDividend AnnouncementAnalyst ForecastShort Interest ↓Analyst RevisionGGALGrupo Financiero Galicia3.0962 of 5 stars$62.26-1.8%$59.00-5.2%+86.2%$9.18B$7.27T9.1712,012News CoveragePositive NewsWFWoori Financial Group3.547 of 5 stars$35.54-0.9%N/A+18.8%$8.80B$12.62T4.62150Short Interest ↑News CoverageCOOPMr. Cooper Group4.7007 of 5 stars$115.26-1.3%$131.14+13.8%+54.2%$7.37B$3.02B11.326,600Options VolumePositive NewsUWMCUWM3.2835 of 5 stars$4.57+2.7%$7.21+57.9%-25.4%$7.30B$1.42B-19.878,000Upcoming EarningsNews CoveragePositive NewsQFINQifu Technology4.3418 of 5 stars$40.49-1.1%$45.10+11.4%+124.3%$6.38B$14.04B8.202,199Short Interest ↓Positive NewsOMFOneMain4.9171 of 5 stars$49.29+1.0%$58.17+18.0%-9.7%$5.88B$4.54B11.639,200Earnings ReportDividend AnnouncementAnalyst ForecastAnalyst RevisionNews CoverageBMABanco Macro2.6743 of 5 stars$91.57-2.4%$54.50-40.5%+63.2%$5.85B$4.52T8.038,000Positive NewsCADECadence Bank4.6747 of 5 stars$29.06+0.7%$37.36+28.6%+5.8%$5.30B$921.95M10.496,570Analyst ForecastBuyback AnnouncementAnalyst RevisionHigh Trading VolumeFLGFlagstar Financial1.7253 of 5 stars$11.85+1.0%$13.25+11.8%N/A$4.91B$2.58B-3.218,766Earnings ReportDividend AnnouncementAnalyst RevisionOZKBank OZK4.438 of 5 stars$43.05+0.8%$49.13+14.1%-4.6%$4.88B$1.66B7.012,650Positive News Related Companies and Tools Related Companies Grupo Financiero Galicia Alternatives Woori Financial Group Alternatives Mr. Cooper Group Alternatives UWM Alternatives Qifu Technology Alternatives OneMain Alternatives Banco Macro Alternatives Cadence Bank Alternatives Flagstar Financial Alternatives Bank OZK Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:BFH) was last updated on 5/1/2025 by MarketBeat.com Staff From Our PartnersBlackrock’s Sending THIS Crypto Higher on PurposeWhile everyone's distracted by Bitcoin's moves, a stealth revolution is underway. 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