Bread Financial (BFH) Competitors

Bread Financial (NYSE:BFH) and Bancolombia (NYSE:CIB) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, institutional ownership, profitability, earnings, dividends, risk, valuation and media sentiment.

Do institutionals and insiders hold more shares of BFH or CIB?

99.5% of Bread Financial shares are held by institutional investors. 0.9% of Bread Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has preferable valuation & earnings, BFH or CIB?

Bancolombia has higher revenue and earnings than Bread Financial. Bancolombia is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bread Financial	$3.82B	0.63	$277M	$5.63	9.23
Bancolombia	$27.99T	0.00	$1.22B	$6.24	6.68

Is BFH or CIB a better dividend stock?

Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.6%. Bancolombia pays an annual dividend of $6.54 per share and has a dividend yield of 15.7%. Bread Financial pays out 14.9% of its earnings in the form of a dividend. Bancolombia pays out 104.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Do analysts prefer BFH or CIB?

Bread Financial presently has a consensus target price of $60.27, suggesting a potential upside of 15.94%. Bancolombia has a consensus target price of $39.25, suggesting a potential downside of 5.81%. Given Bread Financial's stronger consensus rating and higher probable upside, research analysts plainly believe Bread Financial is more favorable than Bancolombia.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bread Financial	3 Sell rating(s)	7 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.00
Bancolombia	3 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.50

Does the MarketBeat Community prefer BFH or CIB?

Bancolombia received 305 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 58.33% of users gave Bancolombia an outperform vote while only 20.48% of users gave Bread Financial an outperform vote.

Company	Underperform	Outperform
Bread Financial	Outperform Votes 17 20.48%	Underperform Votes 66 79.52%
Bancolombia	Outperform Votes 322 58.33%	Underperform Votes 230 41.67%

Is BFH or CIB more profitable?

Bancolombia has a net margin of 14.14% compared to Bread Financial's net margin of 5.75%. Bancolombia's return on equity of 14.61% beat Bread Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bread Financial	5.75%	12.41%	1.72%
Bancolombia	14.14%	14.61%	1.69%

Which has more risk & volatility, BFH or CIB?

Bread Financial has a beta of 1.33, meaning that its stock price is 33% more volatile than the S&P 500. Comparatively, Bancolombia has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500.

Does the media favor BFH or CIB?

In the previous week, Bread Financial had 11 more articles in the media than Bancolombia. MarketBeat recorded 18 mentions for Bread Financial and 7 mentions for Bancolombia. Bancolombia's average media sentiment score of 1.06 beat Bread Financial's score of 1.03 indicating that Bancolombia is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bread Financial	11 Very Positive mention(s)	2 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Bancolombia	4 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Bread Financial beats Bancolombia on 11 of the 20 factors compared between the two stocks.