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Bread Financial (BFH) Competitors

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$63.84 +0.66 (+1.04%)
Closing price 03:59 PM Eastern
Extended Trading
$63.85 +0.01 (+0.02%)
As of 07:38 PM Eastern
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BFH vs. HBAN, ALLY, AXP, CFG, COF, ENVA, EQH, OMF, SF, and SYF

Should you be buying Bread Financial stock or one of its competitors? The main competitors of Bread Financial include Huntington Bancshares (HBAN), Ally Financial (ALLY), American Express (AXP), Citizens Financial Group (CFG), Capital One Financial (COF), Enova International (ENVA), Equitable (EQH), OneMain (OMF), Stifel Financial (SF), and Synchrony Financial (SYF). These companies are all part of the "finance" sector.

Bread Financial vs. Its Competitors

Bread Financial (NYSE:BFH) and Huntington Bancshares (NASDAQ:HBAN) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, risk, valuation, media sentiment, earnings and analyst recommendations.

99.5% of Bread Financial shares are held by institutional investors. Comparatively, 80.7% of Huntington Bancshares shares are held by institutional investors. 0.6% of Bread Financial shares are held by insiders. Comparatively, 0.9% of Huntington Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Bread Financial presently has a consensus price target of $64.91, suggesting a potential upside of 1.68%. Huntington Bancshares has a consensus price target of $18.79, suggesting a potential upside of 6.58%. Given Huntington Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Huntington Bancshares is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
3 Sell rating(s)
5 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.08
Huntington Bancshares
1 Sell rating(s)
3 Hold rating(s)
15 Buy rating(s)
2 Strong Buy rating(s)
2.86

Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.3%. Huntington Bancshares pays an annual dividend of $0.62 per share and has a dividend yield of 3.5%. Bread Financial pays out 14.2% of its earnings in the form of a dividend. Huntington Bancshares pays out 45.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Huntington Bancshares has a net margin of 17.36% compared to Bread Financial's net margin of 6.05%. Bread Financial's return on equity of 13.10% beat Huntington Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial6.05% 13.10% 1.83%
Huntington Bancshares 17.36%11.81%1.06%

Bread Financial has a beta of 1.46, meaning that its share price is 46% more volatile than the S&P 500. Comparatively, Huntington Bancshares has a beta of 0.96, meaning that its share price is 4% less volatile than the S&P 500.

In the previous week, Huntington Bancshares had 12 more articles in the media than Bread Financial. MarketBeat recorded 29 mentions for Huntington Bancshares and 17 mentions for Bread Financial. Huntington Bancshares' average media sentiment score of 1.27 beat Bread Financial's score of 1.26 indicating that Huntington Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
12 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Huntington Bancshares
20 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Huntington Bancshares has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Huntington Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.80B0.62$277M$5.9110.80
Huntington Bancshares$11.96B2.15$1.94B$1.3513.06

Summary

Huntington Bancshares beats Bread Financial on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BFH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BFH vs. The Competition

MetricBread FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$2.95B$7.95B$12.73B$21.53B
Dividend Yield1.33%4.67%5.42%3.50%
P/E Ratio10.8017.29244.6429.84
Price / Sales0.626.7730.9752.61
Price / Cash5.3627.0119.2518.13
Price / Book1.043.032.314.65
Net Income$277M$313.53M$1.01B$999.94M
7 Day Performance-2.56%5.78%0.66%0.79%
1 Month Performance6.82%7.65%3.19%4.54%
1 Year Performance32.72%33.24%543.58%16.77%

Bread Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFH
Bread Financial
3.8126 of 5 stars
$63.84
+1.0%
$64.91
+1.7%
+31.3%$2.95B$4.80B10.806,000Positive News
HBAN
Huntington Bancshares
4.8842 of 5 stars
$17.73
+0.6%
$18.74
+5.7%
+23.6%$25.72B$11.96B13.1319,932News Coverage
Positive News
Analyst Forecast
ALLY
Ally Financial
4.8708 of 5 stars
$41.34
-0.1%
$43.67
+5.6%
+28.1%$12.73B$8.18B26.8410,700Positive News
Analyst Forecast
AXP
American Express
4.2757 of 5 stars
$325.44
-0.2%
$313.45
-3.7%
+25.7%$227.01B$65.95B22.8475,100Trending News
Analyst Forecast
CFG
Citizens Financial Group
4.1709 of 5 stars
$51.75
+0.1%
$51.53
-0.4%
+29.3%$22.31B$12.36B15.7317,287Positive News
COF
Capital One Financial
4.9635 of 5 stars
$219.94
-0.7%
$238.81
+8.6%
+60.9%$141.67B$53.94B112.7952,600News Coverage
Positive News
Analyst Forecast
ENVA
Enova International
2.1762 of 5 stars
$118.42
-1.5%
$111.00
-6.3%
+45.1%$3.01B$2.66B12.571,787
EQH
Equitable
4.4234 of 5 stars
$53.16
-0.4%
$64.90
+22.1%
+34.8%$15.99B$12.44B42.878,000Positive News
Analyst Forecast
OMF
OneMain
4.8702 of 5 stars
$61.06
-0.7%
$61.50
+0.7%
+32.3%$7.31B$4.99B11.029,000Positive News
SF
Stifel Financial
4.421 of 5 stars
$112.85
+0.2%
$115.78
+2.6%
+34.4%$11.50B$4.97B21.879,000Positive News
SYF
Synchrony Financial
4.7098 of 5 stars
$75.17
-0.6%
$74.05
-1.5%
+60.0%$28.13B$22.65B9.1220,000Positive News

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This page (NYSE:BFH) was last updated on 9/15/2025 by MarketBeat.com Staff
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