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Bread Financial (BFH) Competitors

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$67.01 +1.14 (+1.73%)
Closing price 03:59 PM Eastern
Extended Trading
$67.54 +0.53 (+0.80%)
As of 06:29 PM Eastern
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BFH vs. HBAN, ALLY, AXP, CFG, COF, ENVA, EQH, OMF, SF, and SYF

Should you be buying Bread Financial stock or one of its competitors? The main competitors of Bread Financial include Huntington Bancshares (HBAN), Ally Financial (ALLY), American Express (AXP), Citizens Financial Group (CFG), Capital One Financial (COF), Enova International (ENVA), Equitable (EQH), OneMain (OMF), Stifel Financial (SF), and Synchrony Financial (SYF). These companies are all part of the "finance" sector.

Bread Financial vs. Its Competitors

Huntington Bancshares (NASDAQ:HBAN) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, media sentiment, earnings and profitability.

Huntington Bancshares presently has a consensus price target of $18.74, indicating a potential upside of 4.79%. Bread Financial has a consensus price target of $64.91, indicating a potential downside of 3.14%. Given Huntington Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Huntington Bancshares is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Huntington Bancshares
1 Sell rating(s)
3 Hold rating(s)
15 Buy rating(s)
2 Strong Buy rating(s)
2.86
Bread Financial
3 Sell rating(s)
5 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.08

In the previous week, Huntington Bancshares had 12 more articles in the media than Bread Financial. MarketBeat recorded 22 mentions for Huntington Bancshares and 10 mentions for Bread Financial. Huntington Bancshares' average media sentiment score of 1.43 beat Bread Financial's score of 1.01 indicating that Huntington Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Huntington Bancshares
18 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
5 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

80.7% of Huntington Bancshares shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 0.9% of Huntington Bancshares shares are owned by company insiders. Comparatively, 0.9% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Huntington Bancshares has a beta of 0.97, indicating that its share price is 3% less volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.46, indicating that its share price is 46% more volatile than the S&P 500.

Huntington Bancshares has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Huntington Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Huntington Bancshares$7.69B3.39$1.94B$1.3513.24
Bread Financial$3.81B0.82$277M$5.9111.34

Huntington Bancshares pays an annual dividend of $0.62 per share and has a dividend yield of 3.5%. Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.3%. Huntington Bancshares pays out 45.9% of its earnings in the form of a dividend. Bread Financial pays out 14.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Huntington Bancshares has a net margin of 17.36% compared to Bread Financial's net margin of 6.05%. Bread Financial's return on equity of 13.10% beat Huntington Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Huntington Bancshares17.36% 11.81% 1.06%
Bread Financial 6.05%13.10%1.83%

Summary

Huntington Bancshares beats Bread Financial on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BFH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BFH vs. The Competition

MetricBread FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$3.13B$7.80B$12.53B$21.30B
Dividend Yield1.28%4.65%5.42%3.49%
P/E Ratio11.3417.14230.6629.44
Price / Sales0.826.7031.7864.27
Price / Cash5.6225.5819.0618.29
Price / Book0.994.682.345.30
Net Income$277M$313.53M$1.01B$998.51M
7 Day Performance0.34%-3.16%0.11%0.12%
1 Month Performance12.95%0.55%3.71%5.75%
1 Year Performance18.00%32.26%542.65%14.88%

Bread Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFH
Bread Financial
3.4554 of 5 stars
$67.01
+1.7%
$64.91
-3.1%
+14.3%$3.13B$3.81B11.346,000Positive News
Buyback Announcement
Analyst Revision
HBAN
Huntington Bancshares
4.8702 of 5 stars
$17.29
-0.4%
$18.68
+8.1%
+19.1%$25.32B$11.96B12.8119,932News Coverage
Positive News
Analyst Forecast
ALLY
Ally Financial
4.7868 of 5 stars
$40.70
+0.3%
$42.80
+5.2%
-2.5%$12.49B$8.18B26.4310,700News Coverage
Positive News
Analyst Upgrade
AXP
American Express
4.4098 of 5 stars
$316.00
-1.0%
$311.05
-1.6%
+27.1%$222.10B$65.95B22.1875,100Positive News
Insider Trade
CFG
Citizens Financial Group
4.7839 of 5 stars
$50.73
-0.1%
$51.53
+1.6%
+20.9%$21.90B$12.36B15.4217,287Positive News
Short Interest ↓
COF
Capital One Financial
4.8434 of 5 stars
$221.19
0.0%
$238.81
+8.0%
+51.8%$141.47B$53.94B113.4352,600News Coverage
Positive News
Insider Trade
ENVA
Enova International
2.5896 of 5 stars
$114.68
+0.6%
$111.00
-3.2%
+45.5%$2.85B$2.66B12.171,787
EQH
Equitable
3.8034 of 5 stars
$52.88
-1.3%
$64.90
+22.7%
+27.8%$16.05B$12.44B42.648,000News Coverage
Positive News
Short Interest ↑
OMF
OneMain
4.71 of 5 stars
$60.19
+0.0%
$61.50
+2.2%
+27.8%$7.15B$4.99B10.869,000Positive News
SF
Stifel Financial
4.1615 of 5 stars
$115.31
+0.9%
$115.78
+0.4%
+32.9%$11.68B$4.97B22.359,000Positive News
Short Interest ↑
SYF
Synchrony Financial
4.7919 of 5 stars
$74.01
+1.1%
$74.05
+0.1%
+53.0%$27.23B$22.65B8.9820,000Positive News

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This page (NYSE:BFH) was last updated on 9/4/2025 by MarketBeat.com Staff
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