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Capital One Financial (COF) Competitors

Capital One Financial logo
$228.13 -1.61 (-0.70%)
Closing price 09/19/2025 03:59 PM Eastern
Extended Trading
$227.72 -0.41 (-0.18%)
As of 05:49 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

COF vs. ALLY, AXP, BFH, CFG, MA, OMF, SYF, V, SLM, and CACC

Should you be buying Capital One Financial stock or one of its competitors? The main competitors of Capital One Financial include Ally Financial (ALLY), American Express (AXP), Bread Financial (BFH), Citizens Financial Group (CFG), Mastercard (MA), OneMain (OMF), Synchrony Financial (SYF), Visa (V), SLM (SLM), and Credit Acceptance (CACC).

Capital One Financial vs. Its Competitors

Capital One Financial (NYSE:COF) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, risk, valuation, dividends, analyst recommendations, earnings and institutional ownership.

Capital One Financial currently has a consensus target price of $239.44, indicating a potential upside of 4.96%. Ally Financial has a consensus target price of $44.40, indicating a potential upside of 0.38%. Given Capital One Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capital One Financial is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
13 Buy rating(s)
3 Strong Buy rating(s)
2.95
Ally Financial
0 Sell rating(s)
8 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.53

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.1%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. Capital One Financial pays out 123.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial pays out 77.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 1.3% of Capital One Financial shares are held by insiders. Comparatively, 0.7% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, Capital One Financial had 82 more articles in the media than Ally Financial. MarketBeat recorded 99 mentions for Capital One Financial and 17 mentions for Ally Financial. Capital One Financial's average media sentiment score of 1.38 beat Ally Financial's score of 0.68 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
86 Very Positive mention(s)
5 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
7 Very Positive mention(s)
2 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

Ally Financial has a net margin of 7.64% compared to Capital One Financial's net margin of 0.00%. Capital One Financial's return on equity of 10.01% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One FinancialN/A 10.01% 1.40%
Ally Financial 7.64%9.48%0.59%

Capital One Financial has a beta of 1.17, meaning that its share price is 17% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.14, meaning that its share price is 14% more volatile than the S&P 500.

Capital One Financial has higher revenue and earnings than Ally Financial. Ally Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$42.75B3.41$4.75B$1.95116.99
Ally Financial$8.57B1.59$668M$1.5428.72

Summary

Capital One Financial beats Ally Financial on 16 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COF vs. The Competition

MetricCapital One FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$145.89B$12.20B$12.76B$21.57B
Dividend Yield1.04%3.61%5.43%3.51%
P/E Ratio116.9922.77241.3129.95
Price / Sales3.413.0331.2781.60
Price / Cash9.799.0019.8318.30
Price / Book1.431.942.334.64
Net Income$4.75B$486.48M$1.01B$1.00B
7 Day Performance0.77%1.49%0.47%0.63%
1 Month Performance3.12%2.01%1.89%2.56%
1 Year Performance49.81%35.41%541.27%14.55%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.9778 of 5 stars
$228.13
-0.7%
$239.44
+5.0%
+49.8%$145.89B$42.75B116.9952,600Positive News
ALLY
Ally Financial
4.7973 of 5 stars
$42.93
+1.7%
$44.40
+3.4%
+28.3%$13.20B$8.18B27.8610,700
AXP
American Express
4.1307 of 5 stars
$327.07
+0.5%
$315.20
-3.6%
+26.6%$227.60B$65.95B22.9575,100Trending News
BFH
Bread Financial
3.8529 of 5 stars
$63.78
+0.9%
$64.91
+1.8%
+20.9%$2.97B$4.80B10.796,000Positive News
CFG
Citizens Financial Group
4.2225 of 5 stars
$51.27
-1.1%
$52.00
+1.4%
+28.6%$22.12B$12.36B15.5817,287Trending News
Analyst Forecast
MA
Mastercard
4.8403 of 5 stars
$582.68
+0.4%
$626.54
+7.5%
+18.5%$526.29B$28.17B39.2635,300Trending News
Dividend Announcement
OMF
OneMain
4.8004 of 5 stars
$61.31
+1.2%
$61.50
+0.3%
+23.9%$7.29B$4.99B11.079,000Positive News
SYF
Synchrony Financial
4.7137 of 5 stars
$76.29
+1.2%
$73.79
-3.3%
+51.4%$28.38B$16.05B9.2620,000Positive News
Analyst Upgrade
V
Visa
4.8632 of 5 stars
$338.84
-0.2%
$385.96
+13.9%
+20.1%$620.29B$35.93B33.0531,600Positive News
SLM
SLM
4.9837 of 5 stars
$27.84
-1.0%
$35.00
+25.7%
+28.8%$5.80B$2.62B13.991,710
CACC
Credit Acceptance
2.4342 of 5 stars
$501.80
+5.8%
$440.00
-12.3%
+11.8%$5.64B$2.24B14.472,431Positive News

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This page (NYSE:COF) was last updated on 9/22/2025 by MarketBeat.com Staff
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