Capital One Financial (COF) Competitors

Capital One Financial (NYSE:COF) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, profitability, analyst recommendations, institutional ownership, media sentiment, dividends, valuation and earnings.

Is COF or ALLY more profitable?

Ally Financial has a net margin of 7.64% compared to Capital One Financial's net margin of 0.00%. Capital One Financial's return on equity of 10.01% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capital One Financial	N/A	10.01%	1.40%
Ally Financial	7.64%	9.48%	0.59%

Do analysts prefer COF or ALLY?

Capital One Financial presently has a consensus target price of $238.81, indicating a potential upside of 14.73%. Ally Financial has a consensus target price of $42.80, indicating a potential upside of 14.88%. Given Ally Financial's higher probable upside, analysts clearly believe Ally Financial is more favorable than Capital One Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital One Financial	0 Sell rating(s)	4 Hold rating(s)	13 Buy rating(s)	3 Strong Buy rating(s)	2.95
Ally Financial	1 Sell rating(s)	7 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.47

Is COF or ALLY a better dividend stock?

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.2%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 3.2%. Capital One Financial pays out 123.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial pays out 77.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has higher earnings and valuation, COF or ALLY?

Capital One Financial has higher revenue and earnings than Ally Financial. Ally Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital One Financial	$53.94B	2.47	$4.75B	$1.95	106.75
Ally Financial	$8.18B	1.40	$668M	$1.54	24.19

Does the media prefer COF or ALLY?

In the previous week, Capital One Financial had 24 more articles in the media than Ally Financial. MarketBeat recorded 38 mentions for Capital One Financial and 14 mentions for Ally Financial. Ally Financial's average media sentiment score of 1.33 beat Capital One Financial's score of 1.13 indicating that Ally Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capital One Financial	30 Very Positive mention(s)	2 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Ally Financial	9 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders have more ownership in COF or ALLY?

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 1.3% of Capital One Financial shares are held by insiders. Comparatively, 0.6% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has more volatility and risk, COF or ALLY?

Capital One Financial has a beta of 1.16, meaning that its stock price is 16% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.16, meaning that its stock price is 16% more volatile than the S&P 500.

Summary

Capital One Financial beats Ally Financial on 13 of the 18 factors compared between the two stocks.