Capital One Financial (COF) Competitors

Capital One Financial (NYSE:COF) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, institutional ownership, earnings, media sentiment, dividends, valuation, analyst recommendations and profitability.

Is COF or ALLY more profitable?

Capital One Financial has a net margin of 9.65% compared to Ally Financial's net margin of 7.64%. Capital One Financial's return on equity of 9.63% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capital One Financial	9.65%	9.63%	1.21%
Ally Financial	7.64%	9.48%	0.59%

Do analysts prefer COF or ALLY?

Capital One Financial presently has a consensus target price of $222.07, suggesting a potential upside of 2.31%. Ally Financial has a consensus target price of $42.73, suggesting a potential upside of 9.83%. Given Ally Financial's higher probable upside, analysts clearly believe Ally Financial is more favorable than Capital One Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital One Financial	0 Sell rating(s)	4 Hold rating(s)	12 Buy rating(s)	2 Strong Buy rating(s)	2.89
Ally Financial	1 Sell rating(s)	7 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.47

Do insiders and institutionals have more ownership in COF or ALLY?

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 1.3% of Capital One Financial shares are owned by insiders. Comparatively, 0.6% of Ally Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has higher earnings and valuation, COF or ALLY?

Capital One Financial has higher revenue and earnings than Ally Financial. Capital One Financial is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital One Financial	$39.71B	2.09	$4.75B	$11.91	18.22
Ally Financial	$8.45B	1.41	$668M	$1.54	25.26

Does the media prefer COF or ALLY?

In the previous week, Capital One Financial had 5 more articles in the media than Ally Financial. MarketBeat recorded 40 mentions for Capital One Financial and 35 mentions for Ally Financial. Capital One Financial's average media sentiment score of 1.02 beat Ally Financial's score of 0.85 indicating that Capital One Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capital One Financial	29 Very Positive mention(s)	4 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Ally Financial	15 Very Positive mention(s)	6 Positive mention(s)	11 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, COF or ALLY?

Capital One Financial has a beta of 1.15, suggesting that its share price is 15% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.15, suggesting that its share price is 15% more volatile than the S&P 500.

Is COF or ALLY a better dividend stock?

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.1%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 3.1%. Capital One Financial pays out 20.2% of its earnings in the form of a dividend. Ally Financial pays out 77.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

Capital One Financial beats Ally Financial on 15 of the 18 factors compared between the two stocks.