Capital One Financial (COF) Competitors

Capital One Financial (NYSE:COF) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, risk, institutional ownership, valuation, dividends, media sentiment and earnings.

Which has preferable valuation and earnings, COF or ALLY?

Capital One Financial has higher revenue and earnings than Ally Financial. Ally Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital One Financial	$53.94B	2.70	$4.75B	$1.95	116.63
Ally Financial	$8.57B	1.47	$668M	$1.54	26.65

Which has more volatility & risk, COF or ALLY?

Capital One Financial has a beta of 1.17, indicating that its share price is 17% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.13, indicating that its share price is 13% more volatile than the S&P 500.

Is COF or ALLY more profitable?

Ally Financial has a net margin of 7.64% compared to Capital One Financial's net margin of 0.00%. Capital One Financial's return on equity of 10.01% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capital One Financial	N/A	10.01%	1.40%
Ally Financial	7.64%	9.48%	0.59%

Do analysts rate COF or ALLY?

Capital One Financial currently has a consensus price target of $238.81, suggesting a potential upside of 5.01%. Ally Financial has a consensus price target of $42.80, suggesting a potential upside of 4.27%. Given Capital One Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe Capital One Financial is more favorable than Ally Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital One Financial	0 Sell rating(s)	4 Hold rating(s)	13 Buy rating(s)	3 Strong Buy rating(s)	2.95
Ally Financial	1 Sell rating(s)	7 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.47

Is COF or ALLY a better dividend stock?

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.1%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Capital One Financial pays out 123.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial pays out 77.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media favor COF or ALLY?

In the previous week, Capital One Financial had 21 more articles in the media than Ally Financial. MarketBeat recorded 40 mentions for Capital One Financial and 19 mentions for Ally Financial. Ally Financial's average media sentiment score of 1.44 beat Capital One Financial's score of 1.35 indicating that Ally Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capital One Financial	35 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
Ally Financial	17 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals believe in COF or ALLY?

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 1.3% of Capital One Financial shares are owned by company insiders. Comparatively, 0.7% of Ally Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Capital One Financial beats Ally Financial on 15 of the 19 factors compared between the two stocks.