Go Pro

Capital One Financial (COF) Competitors

Capital One Financial logo
$204.34 -0.56 (-0.27%)
Closing price 06/26/2026 03:59 PM Eastern
Extended Trading
$203.87 -0.46 (-0.23%)
As of 06/26/2026 07:58 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

COF vs. ALLY, AXP, BFH, CFG, and MA

Should you buy Capital One Financial stock or one of its competitors? MarketBeat compares Capital One Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Capital One Financial include Ally Financial (ALLY), American Express (AXP), Bread Financial (BFH), Citizens Financial Group (CFG), and Mastercard (MA).

How does Capital One Financial compare to Ally Financial?

Capital One Financial (NYSE:COF) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, media sentiment, valuation, risk, dividends, analyst recommendations, institutional ownership and earnings.

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by company insiders. Comparatively, 0.5% of Ally Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, Capital One Financial had 21 more articles in the media than Ally Financial. MarketBeat recorded 29 mentions for Capital One Financial and 8 mentions for Ally Financial. Ally Financial's average media sentiment score of 0.97 beat Capital One Financial's score of 0.80 indicating that Ally Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
18 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
3 Very Negative mention(s)
Positive
Ally Financial
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has a beta of 1.03, indicating that its share price is 3% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, indicating that its share price is 10% more volatile than the broader market.

Capital One Financial presently has a consensus target price of $258.75, suggesting a potential upside of 26.63%. Ally Financial has a consensus target price of $53.50, suggesting a potential upside of 13.33%. Given Capital One Financial's higher probable upside, research analysts plainly believe Capital One Financial is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

Ally Financial has a net margin of 16.47% compared to Capital One Financial's net margin of 4.29%. Ally Financial's return on equity of 11.41% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Ally Financial 16.47%11.41%0.76%

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.6%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.5%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial pays out 29.3% of its earnings in the form of a dividend. Ally Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Capital One Financial has higher revenue and earnings than Ally Financial. Ally Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.84$2.45B$2.8571.70
Ally Financial$7.91B1.83$852M$4.1011.51

Summary

Capital One Financial beats Ally Financial on 10 of the 18 factors compared between the two stocks.

How does Capital One Financial compare to American Express?

American Express (NYSE:AXP) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, profitability, media sentiment, institutional ownership, risk, analyst recommendations, earnings and valuation.

American Express has a beta of 1.06, meaning that its share price is 6% more volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.03, meaning that its share price is 3% more volatile than the broader market.

84.3% of American Express shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.1% of American Express shares are owned by company insiders. Comparatively, 0.8% of Capital One Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

American Express pays an annual dividend of $3.80 per share and has a dividend yield of 1.1%. Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.6%. American Express pays out 23.7% of its earnings in the form of a dividend. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. American Express has raised its dividend for 4 consecutive years.

American Express presently has a consensus price target of $361.55, indicating a potential upside of 5.99%. Capital One Financial has a consensus price target of $258.75, indicating a potential upside of 26.63%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts plainly believe Capital One Financial is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Express
1 Sell rating(s)
12 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.46
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77

In the previous week, American Express had 13 more articles in the media than Capital One Financial. MarketBeat recorded 42 mentions for American Express and 29 mentions for Capital One Financial. American Express' average media sentiment score of 0.94 beat Capital One Financial's score of 0.80 indicating that American Express is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Express
22 Very Positive mention(s)
10 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Positive
Capital One Financial
18 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
3 Very Negative mention(s)
Positive

American Express has higher revenue and earnings than Capital One Financial. American Express is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$72.23B3.22$10.83B$16.0321.28
Capital One Financial$69.25B1.84$2.45B$2.8571.70

American Express has a net margin of 15.13% compared to Capital One Financial's net margin of 4.29%. American Express' return on equity of 33.95% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
American Express15.13% 33.95% 3.73%
Capital One Financial 4.29%10.59%1.78%

Summary

American Express beats Capital One Financial on 13 of the 20 factors compared between the two stocks.

How does Capital One Financial compare to Bread Financial?

Capital One Financial (NYSE:COF) and Bread Financial (NYSE:BFH) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, risk, analyst recommendations, dividends, institutional ownership, valuation, earnings and profitability.

Capital One Financial has a beta of 1.03, indicating that its share price is 3% more volatile than the broader market. Comparatively, Bread Financial has a beta of 1.12, indicating that its share price is 12% more volatile than the broader market.

In the previous week, Capital One Financial had 24 more articles in the media than Bread Financial. MarketBeat recorded 29 mentions for Capital One Financial and 5 mentions for Bread Financial. Bread Financial's average media sentiment score of 1.15 beat Capital One Financial's score of 0.80 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
18 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
3 Very Negative mention(s)
Positive
Bread Financial
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.84$2.45B$2.8571.70
Bread Financial$4.70B0.91$518M$12.218.67

Bread Financial has a net margin of 11.90% compared to Capital One Financial's net margin of 4.29%. Bread Financial's return on equity of 18.79% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Bread Financial 11.90%18.79%2.79%

Capital One Financial presently has a consensus target price of $258.75, suggesting a potential upside of 26.63%. Bread Financial has a consensus target price of $96.42, suggesting a potential downside of 8.95%. Given Capital One Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Capital One Financial is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77
Bread Financial
2 Sell rating(s)
4 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.53

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.6%. Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 0.9%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bread Financial pays out 7.5% of its earnings in the form of a dividend.

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by company insiders. Comparatively, 1.3% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Bread Financial beats Capital One Financial on 10 of the 19 factors compared between the two stocks.

How does Capital One Financial compare to Citizens Financial Group?

Capital One Financial (NYSE:COF) and Citizens Financial Group (NYSE:CFG) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, institutional ownership, dividends, profitability, earnings, valuation and media sentiment.

Citizens Financial Group has a net margin of 16.21% compared to Capital One Financial's net margin of 4.29%. Capital One Financial's return on equity of 10.59% beat Citizens Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Citizens Financial Group 16.21%8.31%0.88%

Capital One Financial currently has a consensus price target of $258.75, suggesting a potential upside of 26.63%. Citizens Financial Group has a consensus price target of $71.36, suggesting a potential upside of 1.46%. Given Capital One Financial's higher possible upside, equities analysts clearly believe Capital One Financial is more favorable than Citizens Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77
Citizens Financial Group
0 Sell rating(s)
2 Hold rating(s)
18 Buy rating(s)
0 Strong Buy rating(s)
2.90

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.6%. Citizens Financial Group pays an annual dividend of $1.84 per share and has a dividend yield of 2.6%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Citizens Financial Group pays out 43.5% of its earnings in the form of a dividend. Citizens Financial Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 94.9% of Citizens Financial Group shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by company insiders. Comparatively, 0.7% of Citizens Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Capital One Financial has a beta of 1.03, suggesting that its stock price is 3% more volatile than the broader market. Comparatively, Citizens Financial Group has a beta of 0.68, suggesting that its stock price is 32% less volatile than the broader market.

In the previous week, Capital One Financial had 15 more articles in the media than Citizens Financial Group. MarketBeat recorded 29 mentions for Capital One Financial and 14 mentions for Citizens Financial Group. Citizens Financial Group's average media sentiment score of 1.07 beat Capital One Financial's score of 0.80 indicating that Citizens Financial Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
18 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
3 Very Negative mention(s)
Positive
Citizens Financial Group
9 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has higher revenue and earnings than Citizens Financial Group. Citizens Financial Group is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.84$2.45B$2.8571.70
Citizens Financial Group$12.06B2.47$1.83B$4.2316.63

Summary

Capital One Financial and Citizens Financial Group tied by winning 9 of the 18 factors compared between the two stocks.

How does Capital One Financial compare to Mastercard?

Capital One Financial (NYSE:COF) and Mastercard (NYSE:MA) are related large-cap companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, media sentiment, profitability, dividends, valuation, institutional ownership and earnings.

Mastercard has a net margin of 45.88% compared to Capital One Financial's net margin of 4.29%. Mastercard's return on equity of 212.96% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Mastercard 45.88%212.96%30.50%

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.6%. Mastercard pays an annual dividend of $3.48 per share and has a dividend yield of 0.7%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Mastercard pays out 20.1% of its earnings in the form of a dividend. Mastercard has raised its dividend for 13 consecutive years.

Capital One Financial has a beta of 1.03, meaning that its share price is 3% more volatile than the broader market. Comparatively, Mastercard has a beta of 0.74, meaning that its share price is 26% less volatile than the broader market.

Capital One Financial currently has a consensus target price of $258.75, suggesting a potential upside of 26.63%. Mastercard has a consensus target price of $656.08, suggesting a potential upside of 31.29%. Given Mastercard's stronger consensus rating and higher possible upside, analysts plainly believe Mastercard is more favorable than Capital One Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77
Mastercard
1 Sell rating(s)
1 Hold rating(s)
20 Buy rating(s)
6 Strong Buy rating(s)
3.11

Mastercard has lower revenue, but higher earnings than Capital One Financial. Mastercard is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.84$2.45B$2.8571.70
Mastercard$32.79B13.47$14.97B$17.2828.92

In the previous week, Mastercard had 32 more articles in the media than Capital One Financial. MarketBeat recorded 61 mentions for Mastercard and 29 mentions for Capital One Financial. Mastercard's average media sentiment score of 1.08 beat Capital One Financial's score of 0.80 indicating that Mastercard is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
18 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
3 Very Negative mention(s)
Positive
Mastercard
47 Very Positive mention(s)
4 Positive mention(s)
5 Neutral mention(s)
2 Negative mention(s)
3 Very Negative mention(s)
Positive

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 97.3% of Mastercard shares are held by institutional investors. 0.8% of Capital One Financial shares are held by insiders. Comparatively, 0.1% of Mastercard shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Mastercard beats Capital One Financial on 15 of the 20 factors compared between the two stocks.

Get Capital One Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for COF and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

COF vs. The Competition

MetricCapital One FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$126.95B$11.19B$13.89B$23.31B
Dividend Yield1.57%5.09%5.69%4.07%
P/E Ratio71.7016.5320.4831.64
Price / Sales1.841.84133.8021.34
Price / Cash8.2210.7119.6824.80
Price / Book1.142.162.264.74
Net Income$2.45B$421.66M$1.14B$1.07B
7 Day Performance1.19%6.96%0.90%0.99%
1 Month Performance9.17%13.99%1.41%0.46%
1 Year Performance-3.23%28.75%15.38%25.30%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.8937 of 5 stars
$204.34
-0.3%
$258.75
+26.6%
-3.2%$126.95B$69.25B71.7076,300
ALLY
Ally Financial
4.9551 of 5 stars
$45.61
+0.3%
$54.14
+18.7%
+21.3%$13.98B$7.91B11.1310,300
AXP
American Express
3.805 of 5 stars
$337.66
-0.1%
$360.80
+6.9%
+7.4%$230.40B$72.23B21.0676,800
BFH
Bread Financial
3.9735 of 5 stars
$103.86
+1.4%
$96.42
-7.2%
+85.9%$4.20B$4.70B8.516,000
CFG
Citizens Financial Group
4.8449 of 5 stars
$67.97
+1.3%
$70.88
+4.3%
+58.0%$28.74B$12.06B16.0717,398

Related Companies and Tools


This page (NYSE:COF) was last updated on 6/28/2026 by MarketBeat.com Staff.
From Our Partners