Free Trial

Capital One Financial (COF) Competitors

Capital One Financial logo
$224.93 +4.89 (+2.22%)
Closing price 10/24/2025 03:59 PM Eastern
Extended Trading
$225.16 +0.23 (+0.10%)
As of 10/24/2025 07:58 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

COF vs. ALLY, AXP, BFH, CFG, MA, OMF, SYF, V, CACC, and SLM

Should you be buying Capital One Financial stock or one of its competitors? The main competitors of Capital One Financial include Ally Financial (ALLY), American Express (AXP), Bread Financial (BFH), Citizens Financial Group (CFG), Mastercard (MA), OneMain (OMF), Synchrony Financial (SYF), Visa (V), Credit Acceptance (CACC), and SLM (SLM).

Capital One Financial vs. Its Competitors

Ally Financial (NYSE:ALLY) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, analyst recommendations, dividends, valuation, risk, profitability, institutional ownership and media sentiment.

Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.1%. Ally Financial pays out 72.3% of its earnings in the form of a dividend. Capital One Financial pays out 101.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Ally Financial has a beta of 1.18, suggesting that its share price is 18% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.18, suggesting that its share price is 18% more volatile than the S&P 500.

Ally Financial has a net margin of 8.10% compared to Capital One Financial's net margin of 2.24%. Capital One Financial's return on equity of 10.94% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial8.10% 9.96% 0.63%
Capital One Financial 2.24%10.94%1.66%

Capital One Financial has higher revenue and earnings than Ally Financial. Ally Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$8.18B1.57$668M$1.6625.18
Capital One Financial$53.94B2.67$4.75B$2.3794.91

Ally Financial currently has a consensus target price of $45.67, indicating a potential upside of 9.26%. Capital One Financial has a consensus target price of $260.79, indicating a potential upside of 15.94%. Given Capital One Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capital One Financial is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
7 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.61
Capital One Financial
0 Sell rating(s)
6 Hold rating(s)
15 Buy rating(s)
3 Strong Buy rating(s)
2.88

In the previous week, Capital One Financial had 111 more articles in the media than Ally Financial. MarketBeat recorded 128 mentions for Capital One Financial and 17 mentions for Ally Financial. Capital One Financial's average media sentiment score of 1.09 beat Ally Financial's score of 0.70 indicating that Capital One Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
3 Very Positive mention(s)
4 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
75 Very Positive mention(s)
14 Positive mention(s)
28 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

88.8% of Ally Financial shares are held by institutional investors. Comparatively, 89.8% of Capital One Financial shares are held by institutional investors. 0.7% of Ally Financial shares are held by insiders. Comparatively, 1.3% of Capital One Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Capital One Financial beats Ally Financial on 15 of the 18 factors compared between the two stocks.

Get Capital One Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for COF and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

COF vs. The Competition

MetricCapital One FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$143.90B$11.97B$12.75B$22.11B
Dividend Yield1.07%3.53%5.54%3.55%
P/E Ratio94.9120.6422.4233.37
Price / Sales2.672.3830.0483.37
Price / Cash9.648.7622.5724.64
Price / Book1.261.832.204.66
Net Income$4.75B$486.48M$1.02B$1.02B
7 Day Performance6.48%3.13%1.62%2.22%
1 Month Performance1.13%-2.18%0.33%2.07%
1 Year Performance39.44%24.42%538.12%14.05%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.9671 of 5 stars
$224.93
+2.2%
$260.79
+15.9%
+46.8%$143.90B$53.94B94.9152,600Trending News
Earnings Report
Analyst Forecast
Options Volume
ALLY
Ally Financial
4.8164 of 5 stars
$40.56
+1.8%
$45.60
+12.4%
+21.2%$12.48B$8.18B24.4310,700Earnings Report
Insider Trade
AXP
American Express
4.1125 of 5 stars
$349.22
+0.7%
$329.05
-5.8%
+32.3%$243.01B$65.95B23.4475,100Trending News
Earnings Report
Analyst Upgrade
Insider Trade
Analyst Revision
BFH
Bread Financial
4.2927 of 5 stars
$60.01
+1.7%
$66.20
+10.3%
+30.9%$2.81B$3.81B10.186,000Trending News
Earnings Report
Dividend Increase
Analyst Forecast
Buyback Announcement
CFG
Citizens Financial Group
4.5677 of 5 stars
$50.38
+2.2%
$56.57
+12.3%
+25.1%$21.74B$12.36B14.1217,287Analyst Forecast
MA
Mastercard
4.9436 of 5 stars
$566.47
+1.0%
$634.04
+11.9%
+12.4%$512.38B$28.17B38.2235,300Trending News
Upcoming Earnings
Analyst Upgrade
Analyst Revision
OMF
OneMain
4.935 of 5 stars
$55.48
+2.5%
$60.50
+9.0%
+22.8%$6.60B$4.99B10.029,000Positive News
Upcoming Earnings
Gap Up
SYF
Synchrony Financial
4.8657 of 5 stars
$72.18
+0.9%
$81.38
+12.7%
+35.4%$26.86B$22.65B7.8820,000Trending News
Dividend Announcement
Analyst Forecast
Buyback Announcement
Analyst Revision
V
Visa
4.7377 of 5 stars
$344.31
+0.7%
$389.00
+13.0%
+22.6%$631.44B$35.93B33.6531,600Trending News
Upcoming Earnings
Analyst Upgrade
Analyst Revision
CACC
Credit Acceptance
2.8906 of 5 stars
$494.24
+0.6%
$440.00
-11.0%
+5.4%$5.58B$2.16B14.322,431News Coverage
Positive News
Upcoming Earnings
Analyst Forecast
SLM
SLM
4.9278 of 5 stars
$26.03
+1.3%
$32.89
+26.4%
+24.4%$5.44B$2.62B13.101,710Trending News
Earnings Report
Dividend Announcement
Analyst Forecast
Gap Up

Related Companies and Tools


This page (NYSE:COF) was last updated on 10/25/2025 by MarketBeat.com Staff
From Our Partners