NYSE:BFH Bread Financial (BFH) Stock Price, News & Analysis → (Free Workshop) Advanced “bug-out bag” hacks! (From Warrior Life) (Ad) Free bfh Stock Alerts $39.29 -0.96 (-2.39%) (As of 06/14/2024 08:50 PM ET) Add Compare Share Share Today's Range$39.19▼$40.1050-Day Range$32.23▼$42.5352-Week Range$26.08▼$42.73Volume692,300 shsAverage Volume785,525 shsMarket Capitalization$1.95 billionP/E Ratio4.95Dividend Yield2.14%Price Target$39.17 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends Get Bread Financial alerts: Email Address Bread Financial MarketRank™ Stock AnalysisAnalyst RatingReduce1.93 Rating ScoreUpside/Downside0.3% Downside$39.17 Price TargetShort InterestBearish8.50% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.87Based on 5 Articles This WeekInsider TradingN/AProj. Earnings Growth21.14%From $5.63 to $6.82 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.25 out of 5 starsBusiness Services Sector89th out of 304 stocksPersonal Credit Institutions Industry7th out of 14 stocks 2.0 Analyst's Opinion Consensus RatingBread Financial has received a consensus rating of Reduce. The company's average rating score is 1.93, and is based on 3 buy ratings, 8 hold ratings, and 4 sell ratings.Amount of Analyst CoverageBread Financial has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Bread Financial's stock forecast and price target. Previous Next 1.0 Short Interest Percentage of Shares Shorted8.50% of the float of Bread Financial has been sold short.Short Interest Ratio / Days to CoverBread Financial has a short interest ratio ("days to cover") of 5.2.Change versus previous monthShort interest in Bread Financial has recently increased by 4.83%, indicating that investor sentiment is decreasing. Previous Next 2.5 Dividend Strength Dividend YieldBread Financial pays a meaningful dividend of 2.14%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthBread Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Bread Financial is 10.58%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Bread Financial will have a dividend payout ratio of 12.32% next year. This indicates that Bread Financial will be able to sustain or increase its dividend.Read more about Bread Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for BFH. Previous Next 1.6 News and Social Media Coverage News SentimentBread Financial has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Bread Financial this week, compared to 5 articles on an average week.Search InterestOnly 1 people have searched for BFH on MarketBeat in the last 30 days. This is a decrease of -89% compared to the previous 30 days.MarketBeat FollowsOnly 2 people have added Bread Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Bread Financial insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.62% of the stock of Bread Financial is held by insiders.Percentage Held by Institutions99.52% of the stock of Bread Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Bread Financial's insider trading history. Previous Next 5.0 Earnings and Valuation Earnings GrowthEarnings for Bread Financial are expected to grow by 21.14% in the coming year, from $5.63 to $6.82 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Bread Financial is 4.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 125.49.Price to Earnings Ratio vs. SectorThe P/E ratio of Bread Financial is 4.95, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 26.23.Price to Earnings Growth RatioBread Financial has a PEG Ratio of 0.18. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioBread Financial has a P/B Ratio of 0.66. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Bread Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Warrior Life(Free Workshop) Advanced “bug-out bag” hacks!“Do you have a ‘bug-out bag’ (survival kit) ready to grab-and-go when a disaster or other crisis strikes?” Most citizens don’t… but according to my friend (and best-selling survival author), Jeff, even the hardcore “preppers” who cherish their bug-out bags are doing it all wrong!All the details are right here… About Bread Financial Stock (NYSE:BFH)Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.Read More BFH Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart BFH Stock News HeadlinesJune 12, 2024 | globenewswire.comBread Financial™ Provides Performance Update for May 2024June 12, 2024 | globenewswire.comBread Financial™ Signs Long-Term Agreement to Provide Dual Credit Card Program for Saks Fifth Avenue and Saks OFF 5THJune 11, 2024 | globenewswire.comPraniti Lakhwara Appointed to Bread Financial™'s Board of DirectorsJune 7, 2024 | americanbankingnews.comBread Financial (NYSE:BFH) Now Covered by Analysts at BTIG ResearchJune 5, 2024 | globenewswire.comBread Financial™ to Participate in the Morgan Stanley U.S. Financials, Payments & Commercial Real Estate ConferenceJune 4, 2024 | globenewswire.comBread Financial™ to Host Investor Day on June 18May 30, 2024 | globenewswire.comBread Financial™ to Participate in the TD Cowen Financial Services & Fintech SummitMay 27, 2024 | seekingalpha.comBread Financial: Upside Potential Beyond 52-Week HighMay 21, 2024 | finance.yahoo.comJohn J. Fawcett Appointed to Bread Financial™’s Board of DirectorsMay 21, 2024 | globenewswire.comJohn J. Fawcett Appointed to Bread Financial™'s Board of DirectorsMay 16, 2024 | markets.businessinsider.comBread Financial Holdings (BFH) Receives a Buy from KBWMay 16, 2024 | finance.yahoo.comBread Financial™ Releases 2023 Sustainability Report, Highlighting Company’s Continued Commitment to Customers, Investors, Society and the EnvironmentMay 16, 2024 | globenewswire.comBread Financial™ Releases 2023 Sustainability Report, Highlighting Company's Continued Commitment to Customers, Investors, Society and the EnvironmentMay 15, 2024 | finance.yahoo.comBread Financial Holdings (NYSE:BFH) Stock Is Rising, But Is It Worth Investors’ Dough?May 15, 2024 | globenewswire.comBread Financial™ Provides Performance Update for April 2024May 10, 2024 | fool.comSee Why Young Generations Are Driving This Big Travel TrendMay 8, 2024 | finance.yahoo.comBread Financial Holdings, Inc.'s (NYSE:BFH) CEO Might Not Expect Shareholders To Be So Generous This YearMay 3, 2024 | msn.comKeefe, Bruyette & Woods Upgrades Bread Financial Holdings (BFH)May 2, 2024 | msn.comArgus Research Downgrades Bread Financial Holdings (BFH)April 30, 2024 | finance.yahoo.comBread Financial Holdings, Inc. (NYSE:BFH) Q1 2024 Earnings Call TranscriptApril 28, 2024 | finance.yahoo.comBread Financial Holdings (NYSE:BFH) Is Paying Out A Dividend Of $0.21April 27, 2024 | seekingalpha.comBread Financial Holdings, Inc. (BFH) Q1 2024 Earnings Call TranscriptApril 26, 2024 | markets.businessinsider.comBread Financial Holdings: Hold Rating With Cautious Optimism Amidst Adjusted Earnings and Regulatory ChallengesApril 26, 2024 | markets.businessinsider.comUnveiling 4 Analyst Insights On Bread Finl HldgsApril 26, 2024 | markets.businessinsider.comBread Financial Holdings: Maintaining Hold Rating Amidst Revised Guidance and Regulatory ChallengesSee More Headlines Receive BFH Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Bread Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings4/25/2024Ex-Dividend for 6/14 Dividend5/09/2024Dividend Payable6/14/2024Today6/16/2024Next Earnings (Estimated)7/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorBusiness Services Industry Personal credit institutions Sub-IndustryN/A Current SymbolNYSE:BFH CUSIPN/A CIK1101215 Webwww.breadfinancial.com Phone(614) 729-4000Fax214-494-3000Employees7,000Year FoundedN/APrice Target and Rating Average Stock Price Target$39.17 High Stock Price Target$67.00 Low Stock Price Target$25.00 Potential Upside/Downside-0.3%Consensus RatingReduce Rating Score (0-4)1.93 Research Coverage15 Analysts Profitability EPS (Most Recent Fiscal Year)$7.94 Trailing P/E Ratio4.95 Forward P/E Ratio6.98 P/E Growth0.18Net Income$718 million Net Margins8.08% Pretax Margin10.57% Return on Equity14.44% Return on Assets1.88% Debt Debt-to-Equity Ratio0.43 Current Ratio1.18 Quick Ratio1.18 Sales & Book Value Annual Sales$5.17 billion Price / Sales0.38 Cash Flow$19.65 per share Price / Cash Flow2.00 Book Value$59.15 per share Price / Book0.66Miscellaneous Outstanding Shares49,580,000Free Float49,277,000Market Cap$1.95 billion OptionableOptionable Beta1.94 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for June 2024. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. Ralph J. Andretta (Age 66)President, CEO & Director Comp: $3.66MMr. Perry S. Beberman (Age 57)Executive VP & CFO Comp: $1.82MMs. Tammy Michelle McConnaughey (Age 49)Executive VP and Chief Credit Risk & Operations Officer Comp: $1.78MMr. Joseph L. Motes III (Age 62)Executive VP, Chief Administrative Officer, General Counsel & Secretary Comp: $1.81MMs. Valerie E. Greer (Age 58)Executive VP & Chief Commercial Officer Comp: $1.83MMr. Jonathan Bryan Campbell (Age 50)Senior VP & Chief Accounting Officer Ms. Allegra S. Driscoll (Age 45)Executive VP & CTO Mr. Brian VerebHead of Investor RelationsBrandy SullivanSenior VP, Chief People and Culture OfficerMr. Wes HuntSenior Vice President of Operational ExcellenceMore ExecutivesKey CompetitorsCredit AcceptanceNASDAQ:CACCOneMainNYSE:OMFSLMNASDAQ:SLMNelnetNYSE:NNIEnova InternationalNYSE:ENVAView All CompetitorsInsiders & InstitutionsComerica BankSold 2,225 shares on 5/17/2024Ownership: 0.046%Bridgeway Capital Management LLCBought 12,250 shares on 5/16/2024Ownership: 1.090%Jacobs Levy Equity Management Inc.Bought 224,545 shares on 5/16/2024Ownership: 0.978%California State Teachers Retirement SystemSold 3,488 shares on 5/16/2024Ownership: 0.104%Interval Partners LPBought 550 shares on 5/16/2024Ownership: 0.000%View All Insider TransactionsView All Institutional Transactions BFH Stock Analysis - Frequently Asked Questions Should I buy or sell Bread Financial stock right now? 15 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Bread Financial in the last twelve months. There are currently 4 sell ratings, 8 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" BFH shares. View BFH analyst ratings or view top-rated stocks. What is Bread Financial's stock price target for 2024? 15 equities research analysts have issued twelve-month price objectives for Bread Financial's stock. Their BFH share price targets range from $25.00 to $67.00. On average, they anticipate the company's stock price to reach $39.17 in the next twelve months. This suggests that the stock has a possible downside of 0.3%. View analysts price targets for BFH or view top-rated stocks among Wall Street analysts. How have BFH shares performed in 2024? Bread Financial's stock was trading at $32.94 at the start of the year. Since then, BFH shares have increased by 19.3% and is now trading at $39.29. View the best growth stocks for 2024 here. Are investors shorting Bread Financial? Bread Financial saw a increase in short interest in May. As of May 15th, there was short interest totaling 3,930,000 shares, an increase of 11.0% from the April 30th total of 3,540,000 shares. Based on an average daily volume of 843,300 shares, the short-interest ratio is presently 4.7 days. Currently, 8.1% of the shares of the company are short sold. View Bread Financial's Short Interest. When is Bread Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024. View our BFH earnings forecast. How were Bread Financial's earnings last quarter? Bread Financial Holdings, Inc. (NYSE:BFH) announced its earnings results on Thursday, April, 25th. The company reported $2.73 EPS for the quarter, missing the consensus estimate of $2.92 by $0.19. The firm earned $991 million during the quarter, compared to analyst estimates of $998.96 million. Bread Financial had a trailing twelve-month return on equity of 14.44% and a net margin of 8.08%. The business's revenue was down 23.1% on a year-over-year basis. During the same period last year, the firm posted $9.08 earnings per share. How often does Bread Financial pay dividends? What is the dividend yield for Bread Financial? Bread Financial declared a quarterly dividend on Thursday, April 25th. Investors of record on Friday, May 10th will be paid a dividend of $0.21 per share on Friday, June 14th. This represents a $0.84 annualized dividend and a yield of 2.14%. The ex-dividend date of this dividend is Thursday, May 9th. Read our dividend analysis for BFH. Is Bread Financial a good dividend stock? Bread Financial (NYSE:BFH) pays an annual dividend of $0.84 per share and currently has a dividend yield of 2.14%. The dividend payout ratio is 10.58%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, BFH will have a dividend payout ratio of 12.32% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for BFH. What ETFs hold Bread Financial's stock? ETFs with the largest weight of Bread Financial (NYSE:BFH) stock in their portfolio include Invesco S&P SmallCap 600 Pure Value ETF (RZV), ETC 6 Meridian Small Cap Equity ETF (SIXS), Inspire Fidelis Multi Factor ETF (FDLS), Conductor Global Equity Value ETF (CGV), Royce Quant Small-Cap Quality Value ETF (SQLV), First Trust Small Cap Value AlphaDEX Fund (FYT), EA Bridgeway Omni Small-Cap Value ETF (BSVO) and WisdomTree U.S. SmallCap Fund (EES). Who are Bread Financial's major shareholders? Bread Financial's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Vanguard Group Inc. (11.79%), Whitebox Advisors LLC (0.00%), Pzena Investment Management LLC (1.43%), Bridgeway Capital Management LLC (1.09%), Jacobs Levy Equity Management Inc. (0.98%) and BNP Paribas Financial Markets (0.89%). Insiders that own company stock include Roger H Ballou, Timothy J Theriault and Turtle Creek Asset Management. View institutional ownership trends. How do I buy shares of Bread Financial? Shares of BFH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSE:BFH) was last updated on 6/17/2024 by MarketBeat.com Staff From Our PartnersBiden to Launch “FedNOW” [Move Your Money Now]Earlier this year President Biden signed the death warrant for America… Executive Order 14067 will essentia...Priority Gold | SponsoredHurry! Buy this stock before the Robinhood traders do!Robinhood traders have piled $78 billion into this market... Driving tiny tech stock gains of 3,000%, 8,942...Traders Agency | SponsoredAI's Next Magnificent SevenThe Original Magnificent Seven Produced 16,894% Average Returns Over 20 Years.The Oxford Club | SponsoredWrite this ticker symbol down…A megatrend now poised to mint a brand-new wave of millionaires right here in America. And today, self-made...StocksToTrade | Sponsored(Free Workshop) Advanced “bug-out bag” hacks!“Do you have a ‘bug-out bag’ (survival kit) ready to grab-and-go when a disaster or other crisis strikes?” ...Warrior Life | SponsoredThe Scary Fed Idea To Turn Your Dollars Into a Digital Power GrabCash is becoming a relic of the past… Soon, Biden and the Federal Reserve plan to replace the dollar with t...Oasis Gold | Sponsored"Trump Loophole" Beats InflationThe demise of the "petrodollar" appears imminent. And the implications for Americans could be dire.Colonial Metals | SponsoredThe ONE AI Stock to own now. (It’s not Nvidia.)Don’t panic — you haven’t missed the boat on AI. In fact, it has barely launched. Sure, the early stages...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Bread Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Bread Financial With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.