Positive News SentimentPositive NewsNASDAQ:CACC Credit Acceptance (CACC) Stock Price, News & Analysis → The Crypto 9-5 Escape Plan (From Crypto 101 Media) (Ad) Free CACC Stock Alerts $514.94 -8.88 (-1.70%) (As of 05/10/2024 08:54 PM ET) Add Compare Share Share Today's Range$508.83▼$525.1150-Day Range$492.58▼$572.4952-Week Range$379.77▼$616.66Volume28,300 shsAverage Volume65,685 shsMarket Capitalization$6.24 billionP/E Ratio26.42Dividend YieldN/APrice Target$402.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Credit Acceptance alerts: Email Address Credit Acceptance MarketRank™ Stock AnalysisAnalyst RatingReduce1.67 Rating ScoreUpside/Downside21.9% Downside$402.33 Price TargetShort InterestBearish9.89% of Float Sold ShortDividend StrengthN/ASustainability-0.24Upright™ Environmental ScoreNews Sentiment1.52Based on 6 Articles This WeekInsider TradingSelling Shares$1.43 M Sold Last QuarterProj. Earnings Growth12.86%From $40.28 to $45.46 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.09 out of 5 starsFinance Sector656th out of 880 stocksPersonal Credit Institutions Industry10th out of 14 stocks 0.8 Analyst's Opinion Consensus RatingCredit Acceptance has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no buy ratings, 2 hold ratings, and 1 sell rating.Amount of Analyst CoverageCredit Acceptance has only been the subject of 1 research reports in the past 90 days.Read more about Credit Acceptance's stock forecast and price target. Previous Next 0.0 Short Interest Percentage of Shares Shorted9.89% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 10.4, which indicates bearish sentiment.Change versus previous monthShort interest in Credit Acceptance has recently increased by 5.43%, indicating that investor sentiment is decreasing significantly. Previous Next 0.0 Dividend Strength Dividend YieldCredit Acceptance does not currently pay a dividend.Dividend GrowthCredit Acceptance does not have a long track record of dividend growth. Previous Next 1.8 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreCredit Acceptance has received a -11.96% net impact score from Upright. On the other hand, these positive outcomes are achieved by using resources or causing negative impacts in categories "Scarce human capital", "Societal stability & understanding among people", and "Equality & human rights". The negative contribution in the "Societal stability & understanding among people" impact category is driven by its "Subprime car loans" and "Credit reporting services" products. See details.Environmental SustainabilityThe Environmental Impact score for Credit Acceptance is -0.24. Previous Next 3.1 News and Social Media Coverage News SentimentCredit Acceptance has a news sentiment score of 1.52. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Credit Acceptance this week, compared to 3 articles on an average week. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Credit Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,431,450.00 in company stock.Percentage Held by InsidersOnly 4.20% of the stock of Credit Acceptance is held by insiders.Percentage Held by Institutions81.71% of the stock of Credit Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Credit Acceptance's insider trading history. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Credit Acceptance are expected to grow by 12.86% in the coming year, from $40.28 to $45.46 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Credit Acceptance is 26.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.49.Price to Earnings Ratio vs. SectorThe P/E ratio of Credit Acceptance is 26.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.39.Price to Book Value per Share RatioCredit Acceptance has a P/B Ratio of 3.77. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Credit Acceptance's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Gold Safe ExchangeGold Set to EXPLODE!Gold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.Click here now to download the free Precious Metals Buying Guide! About Credit Acceptance Stock (NASDAQ:CACC)Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan.Read More CACC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart CACC Stock News HeadlinesMay 9, 2024 | stocknews.com3 Auto Stocks With May Upside PotentialMay 6, 2024 | americanbankingnews.comCredit Acceptance (NASDAQ:CACC) Price Target Lowered to $420.00 at TD CowenMay 13, 2024 | Gold Safe Exchange (Ad)Gold Set to EXPLODE!Gold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.May 5, 2024 | finance.yahoo.comCredit Acceptance Corporation (NASDAQ:CACC) Q1 2024 Earnings Call TranscriptMay 1, 2024 | finanznachrichten.deCredit Acceptance Corporation: Credit Acceptance Announces First Quarter 2024 ResultsMay 1, 2024 | finance.yahoo.comCredit Acceptance Corp (CACC) (Q1 2024) Earnings Call Transcript Highlights: Key Financial ...May 1, 2024 | finance.yahoo.comQ1 2024 Credit Acceptance Corp Earnings CallApril 30, 2024 | msn.comCACC Stock Earnings: Credit Acceptance Beats EPS, Beats Revenue for Q1 2024May 13, 2024 | Gold Safe Exchange (Ad)Gold Set to EXPLODE!Gold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.April 30, 2024 | sfgate.comCredit Acceptance: Q1 Earnings SnapshotApril 30, 2024 | finance.yahoo.comCredit Acceptance Corp (CACC) Q1 2024 Earnings: Misses Analyst Expectations on EPS and Net IncomeApril 30, 2024 | globenewswire.comCredit Acceptance Announces First Quarter 2024 ResultsApril 30, 2024 | newsweek.comCheapest Credit Card Processing Services of May 2024April 29, 2024 | markets.businessinsider.comCredit Acceptance earnings preview: what to expectApril 23, 2024 | globenewswire.comCredit Acceptance Announces Timing of First Quarter 2024 Earnings Release and WebcastApril 21, 2024 | nasdaq.comMartin Zweig Detailed Fundamental Analysis - CACCApril 19, 2024 | finance.yahoo.comKBRA Assigns Preliminary Ratings to American Credit Acceptance Receivables Trust 2024-2April 12, 2024 | msn.comStocks with the least price swings, most attractive option-sale candidates - JPMApril 4, 2024 | finance.yahoo.comCredit Acceptance Celebrates 10th Year on Fortune's 100 Best Companies to Work For® ListApril 2, 2024 | yahoo.comTrump Has Hocked Himself to the Repo ManMarch 28, 2024 | globenewswire.comCredit Acceptance Announces Completion of $500.0 Million Asset-Backed FinancingMarch 20, 2024 | globenewswire.comCredit Acceptance Named 2024 Top Workplaces USA Award WinnerMarch 16, 2024 | finance.yahoo.comCACC Apr 2024 580.000 putMarch 16, 2024 | finance.yahoo.comThose who invested in Credit Acceptance (NASDAQ:CACC) three years ago are up 51%March 11, 2024 | msn.comAttorney General lists top 10 consumer complaints in 2023March 7, 2024 | finance.yahoo.comCACC Dec 2024 340.000 callMarch 1, 2024 | finance.yahoo.comCOF Mar 2024 125.000 putSee More Headlines Receive CACC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Credit Acceptance and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings4/30/2024Today5/12/2024Next Earnings (Estimated)8/06/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Personal credit institutions Sub-IndustryConsumer Finance Current SymbolNASDAQ:CACC CUSIP22531010 CIK885550 Webwww.creditacceptance.com Phone(248) 353-2700Fax248-353-9776Employees2,232Year Founded1972Price Target and Rating Average Stock Price Target$402.33 High Stock Price Target$440.00 Low Stock Price Target$347.00 Potential Upside/Downside-21.9%Consensus RatingReduce Rating Score (0-4)1.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$19.49 Trailing P/E Ratio26.42 Forward P/E Ratio12.78 P/E GrowthN/ANet Income$286.10 million Net Margins12.83% Pretax Margin16.73% Return on Equity30.70% Return on Assets6.94% Debt Debt-to-Equity Ratio3.29 Current Ratio13.79 Quick Ratio13.79 Sales & Book Value Annual Sales$1.90 billion Price / Sales3.28 Cash Flow$44.74 per share Price / Cash Flow11.51 Book Value$136.42 per share Price / Book3.77Miscellaneous Outstanding Shares12,110,000Free Float11,602,000Market Cap$6.24 billion OptionableOptionable Beta1.44 Social Links 20 Stocks to Sell NowMarketBeat has just released its list of 20 stocks that Wall Street analysts hate. These companies may appear to have good fundamentals, but top analysts smell something seriously rotten. Are any of these companies lurking around your portfolio? Find out by clicking the link below.Get This Free Report Key ExecutivesMr. Kenneth S. Booth (Age 57)CEO, President & Director Comp: $1.02MMr. Ravi Mohan (Age 51)Chief Technology Officer Comp: $95.51kMr. Andrew Rostami (Age 44)Chief Marketing & Product Officer Comp: $420.69kMs. Wendy A. Rummler (Age 47)Chief People Officer Comp: $427.31kMr. Arthur L. Smith (Age 51)Chief Analytics Officer Comp: $717.75kMr. Jay D. Martin (Age 49)Chief Financial Officer Mr. Jonathan L. Lum (Age 47)Chief Operating Officer Ms. Erin J. Kerber (Age 44)Chief Legal Officer, Chief Compliance Officer & Secretary Mr. Daniel A. Ulatowski (Age 52)Chief Sales Officer Comp: $710.71kNicholas J. ElliottChief Alignment OfficerMore ExecutivesKey CompetitorsSLMNASDAQ:SLMNelnetNYSE:NNIOneMainNYSE:OMFEnova InternationalNYSE:ENVAHamilton LaneNASDAQ:HLNEView All CompetitorsInsiders & InstitutionsEdgestream Partners L.P.Bought 2,708 shares on 5/11/2024Ownership: 0.022%Vanguard Group Inc.Sold 9,645 shares on 5/10/2024Ownership: 4.023%State Board of Administration of Florida Retirement SystemSold 345 shares on 5/9/2024Ownership: 0.056%Russell Investments Group Ltd.Bought 2,926 shares on 5/8/2024Ownership: 0.027%Entropy Technologies LPBought 1,397 shares on 5/8/2024Ownership: 0.012%View All Insider TransactionsView All Institutional Transactions CACC Stock Analysis - Frequently Asked Questions Should I buy or sell Credit Acceptance stock right now? 3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Credit Acceptance in the last twelve months. There are currently 1 sell rating and 2 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" CACC shares. View CACC analyst ratings or view top-rated stocks. What is Credit Acceptance's stock price target for 2024? 3 Wall Street research analysts have issued 12-month target prices for Credit Acceptance's stock. Their CACC share price targets range from $347.00 to $440.00. On average, they predict the company's stock price to reach $402.33 in the next year. This suggests that the stock has a possible downside of 21.9%. View analysts price targets for CACC or view top-rated stocks among Wall Street analysts. How have CACC shares performed in 2024? Credit Acceptance's stock was trading at $532.73 at the beginning of the year. Since then, CACC stock has decreased by 3.3% and is now trading at $514.94. View the best growth stocks for 2024 here. When is Credit Acceptance's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, August 6th 2024. View our CACC earnings forecast. How were Credit Acceptance's earnings last quarter? Credit Acceptance Co. (NASDAQ:CACC) posted its quarterly earnings data on Tuesday, April, 30th. The credit services provider reported $9.28 EPS for the quarter, topping the consensus estimate of $6.81 by $2.47. The credit services provider earned $508 million during the quarter, compared to analysts' expectations of $497.71 million. Credit Acceptance had a net margin of 12.83% and a trailing twelve-month return on equity of 30.70%. The firm's revenue for the quarter was up 11.9% on a year-over-year basis. During the same period in the previous year, the firm posted $9.71 EPS. What ETF holds Credit Acceptance's stock? SRH U.S. Quality ETF holds 4,139 shares of CACC stock, representing 1.60% of its portfolio. What is Kenneth S. Booth's approval rating as Credit Acceptance's CEO? 66 employees have rated Credit Acceptance Chief Executive Officer Kenneth S. Booth on Glassdoor.com. Kenneth S. Booth has an approval rating of 87% among the company's employees. 78.0% of employees surveyed would recommend working at Credit Acceptance to a friend. What other stocks do shareholders of Credit Acceptance own? Based on aggregate information from My MarketBeat watchlists, some companies that other Credit Acceptance investors own include Bank of America (BAC), Gilead Sciences (GILD), Netflix (NFLX), Salesforce (CRM), Home Depot (HD), NVIDIA (NVDA), AT&T (T), Tesla (TSLA), AbbVie (ABBV) and Alibaba Group (BABA). Who are Credit Acceptance's major shareholders? Credit Acceptance's stock is owned by a number of institutional and retail investors. Top institutional investors include Vanguard Group Inc. (4.02%), Cantillon Capital Management LLC (2.03%), Investmentaktiengesellschaft Fuer Langfristige Investoren TGV (0.75%), Swiss National Bank (0.11%), State Board of Administration of Florida Retirement System (0.06%) and JLB & Associates Inc. (0.05%). Insiders that own company stock include A Foss Irrevocable Tru Donald, Andrew K Rostami, Arthur L Smith, Daniel A Ulatowski, Daniel A Ulatowski, Donald A Foss, Douglas W Busk, Jill Foss Watson, Jonathan Lum, Kenneth Booth, Prescott General Partners Llc, Thomas N Tryforos, Thomas W Smith and Wendy A Rummler. View institutional ownership trends. How do I buy shares of Credit Acceptance? Shares of CACC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:CACC) was last updated on 5/13/2024 by MarketBeat.com Staff From Our PartnersThe Department of Defense Has a New Drone ContractorThe Tomorrow InvestorHe Is Giving Away BitcoinCrypto Swap ProfitsThe Crypto 9-5 Escape PlanCrypto 101 MediaThe 2024 Gold Rush: Unleashing Market PotentialPriority GoldConflict In Israel Sends Gold Soaring ???? 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